Archive for the ‘naborly’ Category

ODSP Recipient Tenants Struggling To Survive Pandemic

Thursday, May 21st, 2020

OLA Member Small Landlords Working Together With Our Tenants In These Challenging Times

Many people mistakenly think all tenants receive CERB (Canada Emergency Response Benefit) equaling $2000.00 per month. This leads some landlords to create their payment plans based on this.

Recently there was an important report on Citynews called “ODSP recipients struggling to survive pandemic”. This has helped us educate landlords and created a flurry of discussion amongst our members.

-According to the report, tenants on ODSP get less than $1200.00 per month.

-Also, ODSP recipients are not eligible for the CERB ($2000.00/mo) and can be punished with claw-back of benefits if they apply.

-People are being left destitute with less than $50/week to feed themselves.

Let’s Get The Message Out

For over a decade the Ontario Landlords Association has always been about good landlords working together with good tenants for a win-win situation (or survival-survival situations during these challenging times). 

Our members are working class people. These include carpenters, nurses, teachers, entrepreneurs, health care workers, police officers, fire-fighters, plumbers, seniors and others. We have invested to try to create some monthly cash-flow and prepare for their retirement.

Our members don’t live in mansions (and many of our members rent out their basements).

1. Landlords Make Sure You Are Aware Of The Real Challenges Your Tenants Face

Many of our members rent to ODSP recipients. Make sure you are aware of the financial reality your tenants face.

Talk with your tenants, work things out, understand each others concerns.  Create a realistic payment or deferral plan based on real data.

2. The Provincial Government Needs To Help Tenants On ODSP 

The provincial government needs to step up and help out ODSP recipients pay rent.

The Premier and the Minister Of Housing are aware of the challenges small residential landlords and tenants face and already reached out to the federal government (which refused to help).

With rising food and medical costs, tenants on ODSP need help from the province.

Landlords are helping but many small landlords need rent to survive and are struggling as well.

We don’t want to evict anyone (it’s the last resort) and many of us have strong, friendly relationships with our tenants.

We don’t hire property managers or lawyers to intimidate tenants. What we do is call and chat and try to work things out.

3. It’s time for an emergency “rent grant” to all tenants on ODSP or OW from the province

Small landlords aren’t rich and we have limits. We need the province to setp up to the plate.

The logistics of this will not be difficult. The province of British Columbia is already helping all tenants by paying landlords up to $500 per month to help cover tenant rent.

Let’s Stop Evictions…Here’s The Solution

Recipients on ODSP or OW can access a “rent grant” that will cover their rent for the next 6 months (which will be renewed if we are still in lock-down)

This payment will be sent to the landlord directly and the landlord will agree not to file for eviction.

Boom goes the dynamite – most evictions will be cancelled!

4. Let’s Extend This To All Residential Tenants in Ontario

-Want to avoid landlord-tenant conflict?

-Want to make sure their is no tsunami of evictions when the Landlord and Tenant Board eventually opens?

The province can easily step in and help tenants. If the government helps commercial landlords and tenants, why not help residential landlords and tenants?

The Province Needs To Help Tenants And Stop Putting The Financial Burden On Struggling Small Landlords Creating Unnecessary Conflict With Our Tenants

Airlines are getting a bail-out. Commercial landlords are getting a bail out.

What about tenants?

We need government to play a role and stop pitting landlords vs. tenants.

If this is too expensive, make the “Rent Grant” available to only tenants who are on ODSP, OW, rent from small landlords. 

We think this rent grant should go to all tenants but if there are true budget constraints at least help out tenants on ODSP, OW, and tenants who rent from small landlords.

This will make corporate lobbyists angry. But those billion dollar REITS aren’t worried about being able to pay their property taxes in June like many small landlords are.

And while these corporate landlords can spend a lot of money to politicians, they are not the same as hundreds of thousands of voters who thought they were getting a pro-business leadership.

THIS CAN HAPPEN: No Evictions, Small Landlords Secure, Tenants Secure, And We Are A Team During This Pandemic…It’s Easy To Do!

Ontario can lead  the way and be a role-model for the rest of Canada.

If millions of dollars can be invested on widening highways, money can surely be spent on saving the residential rental industry in Ontario.

…and saving hundreds of thousands of working class landlords and tenants from stress, conflict, trial dates, evictions…and worse.

I Took Mercy On My Landlord And Saved Them From Bankruptcy – But With Conditions

Monday, May 11th, 2020

Treat Tenants Like the VIPs!  You Need Our Rent Money!

I’m Proud To Have Helped My LL Survive & Not Go Bankrupt

When our premier announced that tenants do not have to pay rent during this horrible crisis tenants face I immediately felt better.

It was nice to know the government understood what I was dreading and said there will be “NO EVICTIONS” until the crisis is over. With businesses closed and workers being laid off, how could we pay the rent for the next six months or more?

I saw on FB and on signs in my area that many Tenants in financial trouble were saying we didn’t have to pay rent at all.  The reason is because we can’t be evicted we didn’t have to pay rent.

So If You Don’t Pay Rent Nothing Happens?

This sounded almost too good to be true. I didn’t have to pay any rent for the next few months or more…maybe up to year.

The premier also said tenants should only “pay what you can” and not make paying rent a priority.

So he basically was saying, make up your budget and put rent last.

I Have A Great Relationship With My Landlord

Since moving in a couple years ago I’m very happy here in my Home.

The landlords are nice people who gave me a very low rent to begin with because I’m a working woman who is rarely at home with great credit so they thought I was their perfect tenant.

Ideal Tenant (Working woman, not home much, great credit) Gets Discount

They gave me 20% of market rent right off the bat because they praised me as being the type of person landlords want to rent to. Of course landlords are sexist and love renting to women and I love how this stereotype helps me.

This made me very happy to hear and they gave me the discount on what they were advertising because I said I was going to be renting for at least a few years while I built up my savings.

I Could Pay No Rent, But I Worked Out A Rebate Plan 

Since I have such a good relationship with my landlords (they love me, I’m never home and never late paying) I learned a lot.

Most landlords are not independently wealthy and cannot afford to pay the mortgage out of their own pocket. They need rent every month just to survive. I understood that and they explained how tough their current situation was. So decided to help them survive. 

I Paid Rent…But 40%  That Was Fair To Both Sides

I made my own budget and made sure my most important expenses were on top of the list and the rent was at the bottom (but still there, as it’s only fair to my landlord).

I calculated my decreased salary due to less hours minus my main expenses for survival during this crisis. Most important expenses over rent:

-Stocking up on canned food and wine

-Buying food for fresh daily eating

-Costs of ordering Take-Out and the extra costs for UberEats, etc.

-Costs of feeding my cat and ordering her food.

-Ordering clothes I will need if I’m stuck in my Home for a long time. Fresh panties are always refreshing. A girl in a cage needs comfy too!

-Order creams to keep me looking youthful at L’occitane

-Saving for masks and potential medicines.

-Entertainment such as renewing my Netflix, CBS, and Amazon Prime accounts.

I Paid Rent…And Helped My Landlord Stay In Business

After all my budget expenses I ended up paying my landlord 40% of the usual amount.

My landlord was happy to get the rent without any issues and with no haggling.

This was not a ‘deferral’ it was what I would pay, period. For April and for future months up to the end of my lease.

They appreciated me even paying and I’m happy I did the right thing to help them would I could have paid $1 if I was the evil, nasty type of bitch.

Work With Your Landlord Like I Did

I could have just said I didn’t have the money but I know my landlord who are a nice couple so I decided to work with them like the Premier said.

40% Paid And I Saved My Landlord’s Life

I paid 40% of the rent for April and will pay that same amount as long as the pandemic continues.

If you have a good small landlord consider paying them at least a little bit because they are in need of rent for their families.

I also told my landlord to always remember I didn’t have to pay, but I did pay 40%. I told them how about a little gift for me, like some Lancombe make up or some expensive champagne?  KEEP ME HAPPY OR ELSE!

Let’s work together and at least pay your landlord a little bit to keep them also surviving…but don’t pay them the full amount because you need to spend your money on your needs first! This is a Win-Win Relationship.

“N4” Eviction Notice Does NOT Mean You Have To Move Out

Tuesday, April 21st, 2020

Disclaimer: “This isn’t an attack on landlords. This is an attack on the system that got us here.”

Landlords Are Scheming To Intimidate Tenants And Pressure Us To Give Up Our Legal Rights!

May 1st is quickly approaching and renters are under even more pressure to make rent due to the Covid 19 pandemic.

A loophole in Ontario’s eviction ban means landlords can still threaten tenants with eviction notices, leading some renters to vacate their homes in the middle of this life threatening pandemic.

The Ontario government banned new eviction orders last month, with Premier Doug Ford promising “no one will be kicked out of their home or their rental apartments based on not being able to pay the rent.”

But the government later stated landlords can still serve renters an “eviction notice,” even though “eviction hearings and orders are on hold.”

So while landlords can’t evict you, and there the Landlord and Tenant Board is closed and landlords cannot even get a Hearing to “try” to evict you, they are still trying.

And many are using unethical dirty tricks to make you leave your home (illegally) in these trying times!

Property Management companies like Berkley Inc. and Westbury Rentals have sent out N4s.  

And small landlords who often act so pure and innocent (“we were tenants too“) are the worst offenders in trying to trick and intimidate tenants.

Tenants Need To Know:

-An eviction notice is NOT an eviction order.

-You do NOT have to leave your unit if you receive an N4 from your landlord.
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-ONLY the LTB has the power to evict you.
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Landlords Have No Power…They Want To Trick You To Pay

ictions Are Illegal. You Don’t Have To Pay Rent! They Are Trying To Trick .
Small landlords keep trying to trick tenants.
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In most cases, experts say, the evictions are illegal, since landlords are required to go through the courts to evict tenants, and most courts are not currently processing eviction orders.
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And the courts (LTB) are closed.  Landlords are trying to deceive you.
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An Eviction Notice Doesn’t Mean You Have To Move Out!
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In Ontario this “N4” is toothless and powerless.
DO NOT MOVE OUT.
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You can even use it against your landlord.
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But that is for another helpful post!