Archive for the ‘COVID-19’ Category

Attention Tenants: Canada Recovery Benefit (CRB) Is NOT FOR PAYING RENT (legally you don’t have to use it to pay rent!)

Thursday, October 22nd, 2020

Don’t Be Tricked! Don’t Be Bullied! The CRB Is For Helping You Survive! LTB Adjudicators Will Understand & Agree Not Using It To Pay Rent (and won’t evict you!)

The CRB programme was created to help workers who continue to need support for our families. This means these emergency funds given are to make sure you have enough to eat, the cloth your family in harsh winter conditions, to buy medicine, and for other daily necessities.

It is NOT for paying rent.

It was not designed to go to tenants and then transferred to landlords (who have their own programs to get rent) during these frightening times! If you do not pay rent you can explain to this to a judge or LTB adjudicator and you will not be evicted!

Canada Recovery Benefit (CRB)

While many Canadians have seen their jobs come back and have returned to work since the start of the pandemic, the Government of Canada recognizes that there remain other workers in sectors that have been particularly hit hard who continue to need support.

That is why, today, the Deputy Prime Minister and Finance Minister, Chrystia Freeland, and the Minister of Employment, Workforce Development and Disability Inclusion, Carla Qualtrough, announced the introduction of Bill C-2, to create three new temporary Recovery Benefits to support Canadians who are unable to work for reasons related to COVID-19. These new Benefits are being proposed as part of the Government of Canada’s plan to support Canadians as we work to build back a stronger, more resilient economy. Since the introduction of the Canada Emergency Response Benefit (CERB) in the early days of the pandemic, at a time when we asked Canadians to stay home, close to 9 million Canadians have received the Benefit to help to pay their bills and support their families.

The Canada Recovery Benefit (CRB) gives income support to employed and self-employed individuals who are directly affected by COVID-19 and are not entitled to Employment Insurance (EI) benefits. The CRB is administered by the Canada Revenue Agency (CRA).

If you are eligible for the CRB, you can receive $1,000 ($900 after taxes withheld) for a 2-week period.

If your situation continues past 2 weeks, you will need to apply again. You may apply up to a total of 13 eligibility periods (26 weeks) between September 27, 2020 and September 25, 2021.

https://www.canada.ca/en/revenue-agency/services/benefits/recovery-benefit.html

My Landlord Is A Bully! If She Tries To Evict Me What Can I Do?

“Pay now or I will evict you! I have payments for my BMWs to make!”

Many (not all) landlords are bullies who don’t even know the law.

Don’t worry at all.

1. The Process Will Take Over a Year To Get  Hearing HAHAHAHA

First of all, it your landlord will have to serve you an N4 (pay rent) which is just a request for the money. Then if you ignore if they have to get a “hearing” date at the LTB which will take at least a year.

2. At The Hearing You Can Easily Explain Why You Didn’t Pay Rent

In Ontario housing is a “human right” and not just a business transaction. This is why the Ontario Landlord and Tenant Board is part of the Social Justice tribunal system. Most landlords don’t even know this!

At the Hearing you will get free legal aid to help you. Yes, all tenants no matter what your income.

Then you just explain why you needed CRB and what your struggles are. Make sure to be very dramatic and perhaps even cry and wear old clothes at your Hearing to make sure the message gets across to the Adjudicator.

If you do this YOU WILL NOT BE EVICTED!

At most you will be given a looooonnnnnggggg term payment plan, but you won’t be evicted! You might have to pay an extra $10/month once the pandemic is over LOL!

Yes, the Ford government is tenant-friendly! They don’t want the media to report on “mass evictions” so they put the burn on landlords which is rad!

Make sure you text or email your landlord about your problems and ask them to understand your situation. An email like this:

“Dear ____, During these difficult times I’m unable to pay rent due to. __ and ___ and ___. Please understand my situation as I want to pay but simply cannot due to this horrible pandemic. I am open to communication with and ask you to respect the extremely difficult times I face. I will pay you in full as soon as I can, but now I must protect my life and the lives of my family!”

***MAKE SURE YOU DOCUMENT EVERYTHING, EXPECIALLY YOUR EMAILS/TEXTS TO YOUR LANDLORD (WITH DATES!) AS EVIDENCE

Landlords want your money for their new cars and vacations!

3. What If My Landlord Offered Me A Payment Plan?

You can choose to agree, but it’s best to disagree. Just make sure you have a record of why you disagreed.

(For example “I need money for my baby!” or “I want to make a payment plan but am worried about being able to pay food and can’t find work, please understand my situation!”)

4. What If My Landlord Harasses Me Or Locks Me Out?

Call the police.

This is a landlord tenant matter and the landlord MUST LET YOU IN!

Tenants Are More Powerful Than We Think!

In Ontario there are strong laws to protect tenants. But most tenants are not aware of our legal rights and don’t fight our landlords!

Many tenants don’t even go to their Landlord and Tenant Board Hearing, which means the landlord wins “automatically” when if you just show up, get free legal aid, you will !

If You Show Up And Fight Back You Will Win!

SO SHOW UP!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Tenants all over, in this global pandemic make sure you enforce your LEGAL RIGHTS.

Most landlord victories at the LTB are because tenants didn’t show up!

Don’t feel afraid, feel ENERGIZED! Feel Proud! You Have Rights And Your Future Is Looking Good! You Will Win If:

– You Fight Back.

-You Get Free Legal Help.

-You Show Up For Your Hearing.(!)

-You Don’t Be Bullied

-You Don’t Be Demotivated.

And you will Win…Yes you will! Love yourself and fight hard with fellow tenants across Ontario!

IT’S YOUR RIGHT TO NOT PAY RENT DURING A PANDEMIC!

REMEMBER TO GET FREE LEGAL HELP AND THEY WILL FIGHT BACK FOR YOU!!!

TENANTS FREE LEGAL HELP!

USE IT TO DEFEAT YOUR LANDLORD AND PROTECT YOUR TENANT RIGHTS!

Tenant Survival #1: Landlords Out Of Control , Secretly Record Everything And Protect Your Family!

Friday, September 4th, 2020

Disclaimer: “This isn’t an attack on landlords. This is an attack on the system that got us here.”

Tenants need to be very careful dealing with small landlords

They are much worse than the corporate landlords who have professionally trained staff who are accountable to senior management and shareholders.

Corporate landlords are no saints, but they have protocols to ensure they keep to a certain standard of services. Especially the larger corporate landlords.

Tenants have legal rights and it seems landlords want to bully us to submit to them and give up our legal rights!

Look at stories in the news these days.

Small Landlords Are Uncivilized Bullies Who Don’t Care About The Law

In one case the landlord threatened his tenant who he demanded rent from. And that was just the beginning for the “landlord from hell”.

“I don’t care about the law, pay the rent to me now!!!”

Instead of going through the legal process that both landlords and tenants must go through before an eviction can happen this landlord physically assaulted the tenant.

Fortunately the tenant managed to call 991 and the police arrested him for assault. The landlord assaulted the tenant just because she was strong enough to know her rights and did not agree to a bully who just wanted her money illegally!

“Pay the rent to me now, or I will kill you and sell your baby HAHAHAHAHAHA!”

Ottawa Landlord Threatens Tenant “I’ll kill you..And Sell Your Baby!”

Another report is by a landlord in Ottawa. His tenant was legally not paying rent and the landlord needed to go through the proper legal process. But he didn’t. Instead he kidnapped the tenant, threatened him, and even threatened “to sell” the tenants’ baby. Yes, these things happen when you rent from small landlords.

Landlord Removes Doors, Windows, Faucets On Tenant

Yet another example of why you should avoid renting from small landlords and rent from professional corporate landlords. And if you have no choice you need to record everything!

Unlike Corporate Landlords Who Have Rules, Small LL’s Are Out Of Control!

We can now see small landlords are very happy to bully and lie. They even do illegal things that harm tenants.

They just don’t think the law applies to them!

While corporate landlords have a corporate hierarchy (so you can complain to the boss) small landlords are out of control and law breakers. They have no one watching over them.

The Small Investor Landlords Are The Real Rule-Breakers –

SECRETLY RECORD EVERY INTERACTION WITH THEM…AND KEEP YOUR RECORDS!

Tenants make sure you secretly record every interaction you have with your small landlord.

Why?

Because small landlords will lie at the Landlord and Tenant Board

They will claim they are the victims and smear you as a slum tenant and abuser.

Small Landlords Will Attack You In Many Illegal Ways

They might call Children’s Aid, or report you for abusing OW or ODSP.

They might even call the SPCA on your healthy pet just to harass you! There is no low they will reach! (Remember you can call Children’s Aid Or the SPCA on your landlord too!)

Under Bill 184 landlords who didn’t offer you a fair payment plan during the pandemic will be viewed negatively.

Already the landlords have been telling other landlords to just lie and say they offered a payment plan when they didn’t! Just to trick the adjudicator at the LTB!

Remember, these are people who can’t get real jobs and rely on getting rent. And ask yourself how they really got all those mortgages with low or no income …hmmmmmmmmm. That’s another story coming soon.

RECORD EVERYTHING

This is the only way to truly protect yourself. You need to have a record of EVERY single meeting or talk or email or text with your landlord.

How Can I Record Them?

-Use Your Phone

-Install Cameras In Your Home And At the Front Door

-Use Your Computer To Set Up To Monitor the Front Door When Open

-Buy A Spy Pen (You Can Buy From Amazon)

Protect Yourself From Your Small Landlord!

Landlords are getting angry and desperate. Instead of attacking the “system” they find a much easier target hard-working tenants.

Protect yourself by recording EVERY interaction…secretly!

This will not only protect you at the Landlord and Tenant Board, it can also help you criminally charge your landlord if they threaten or assault you or your loved ones!

I Worked Out A Fair “Win-Win” Payment Plan With My Landlord

Thursday, August 13th, 2020

 

My Landlord Cooperated With Me 

These are difficult times for everyone. So many people are out of work and many have even been fired from their jobs!

The pandemic has changed the world and has hurt so many people.

And with all the schools closed many parents have to try to educate and entertain our children. This is especially tough when we can’t go to parks or playgrounds.

Landlords And Tenants And Paying Rent

As a long term tenant I have paid my rent according to the lease with my landlord all the time.

Now things have changed, the economy has changed, the whole world has changed due to the Corona Virus.

Economic Challenges

We tenants have lost hours, lost jobs, and even lost hope. This is a unique situation we have never seen before.

So How Should Tenants Deal With Their Landlord?

It’s all about being upfront and honest and working together.

Inform Your Landlord Of Your Predicament

Be open and honest with your small landlords because they will care and understand the challenges you face.

Most small landlords are nice people…they don’t want you to move (at least in my case). And they are willing to listen. And they are often flexible to reach a win-win situation.

Also, they don’t want to try to find a new tenant to replace you if possible. They want you to stay and hope you are willing to work with them.

See Things From The Landlords Point of View And Ask Them To See Things From Your Point Of View

Most small landlords are not like the rich corporate landlords living in their castles. They want you to stay and be their client.

They also know that finding another good paying tenant in the current environment will be very difficult and would prefer you to stay.

So it’s entirely possible to ‘work things out’.

Work Out A Payment Plan

I worked out a fair payment plan with my landlords.

Since I only get $2000/month from CERB and my rent is $900/month we agreed I would pay $500/month and I would catch up when the pandemic is over and I can get back to work.

This allows me to have confidence I will keep my home and also gives me $1500 for other things I need in life (and I still don’t need to dip into my savings!)

Working Together…Works!

View your small landlord as a partner in this whole crazy mess of a world.

Your small landlord likely rented themselves or have friends or kids renting so they are on your side. They might even be helping their kids or relative or friend who is renting deal with this situation.

Working Class Tenants Working With Working Class Landlords is Key

Many working class landlords aren’t rich and have bills to pay. They are usually pretty kind and flexible and if you be polite and tell them you want to work things out they will do it.

Make sure you rent from a small working class landlord because you can talk to each other and prepare win-win plans.

Stay Safe and Let’s All Work Together

Ontario Landlord and Tenant Board is OPEN!

Saturday, August 1st, 2020

After A Painfully Long Wait The Landlord & Tenant Board Is Open

Many small landlords have felt incredibly frustrated and rightfully angry as the Landlord and Tenant Board was closed for most cases such as non-payment of rent.

Most of us have full time or part time jobs that help us survive. Like others, we too suffered job losses, no school for our children, lock-downs and were worried about our loved ones being safe.

We also had our rental properties to deal with.

Small Ontario Landlords Finally Can Take Action Against Non-Paying Tenants

Ontario Landlord and Tenant Board Is Open

Here are the rules for the opening.

As of August 1st, 2020 the Landlord and Tenant Board Will:

(1) Begin to issue eviction orders that are already pending

(2) The LTB will begin to issue consent eviction orders that are based on tenants and landlords deciding to settle issues with an agreement.

(3) LTB will remain hearing ‘urgent’ matters that are related to health and safety issues that have already been scheduled.

(4) Begin to schedule hearings for non-urgent evictions.

(5) Start non-urgent hearings starting in the middle of August and into autumn.

As the LTB gradually re-opens it says it will make their services stronger:

(1) They will begin holding hearings by phone, video software and in writing

(2) The LTB is encouraging tenants and landlords to try to reach a settlement before applying for a hearing

(3) Using what are called “Case Management Hearings” for applications that don’t include rent owed

(4) Hiring and training more adjudicators

We will be watching what happens and encourage our members to share your feedback with us that we will share with the LTB and the Ministry.

Got Questions? Need Help?

With all the changes happening and after months of chaos we are here to help.

We have thousands of members and many very experienced and successful. This is why we exist…to help small landlords and get our message heard.

So instead of just complaining to each other about how unfair things are, or listening to people who aren’t successful, our members work to come up with winning landlord solutions.

And unlike people who don’t even own rental properties, we’ve got ‘skin in the game’ and find real world solutions because our incomes depend on it.

All for a one time registration fee that includes huge discounts on key services.

The Ontario Landlord and Tenant Board is Finally Re-Opening!

Make Sure You Know The Ropes And Run A Successful Rental Business By Running Credit Checks, Criminal Checks and Having A Network Of Successful Landlords On “Your Team”!

Residential Tenancies Act Has Changed – Good News For Landlords & Tenants

Tuesday, July 21st, 2020

Bill 184 Has Passed And It Helps Protect Small Landlords

Many small “mom and pop” landlords have faced huge challenges the last four months. This includes our own personal challenges due to the pandemic.

It’s been a very stressful period but there is some good news that will help us run our rental businesses in more efficient manner. It also helps tenants deal with some of the ‘bad apple’ investors out there.

Win-Win For Good Landlords and Good Tenants

The Ontario government on May 26 brought forward Bill 184 for the second reading that small landlords had been waiting for. It has now passed and it’s now the law.

It is a Bill to improve the Residential Tenancies Act. This included changes we’ve told the government need to happen to protect small hard-working landlords across Ontario and avoid a mass sell-off!

These are difficult times for everyone. So many people are out of work and many have even been fired from their jobs. We know this and the new changes work to help everyone.

Bill 184 Is Called “The Protecting Tenants and Strengthening Community Housing Act 2020”

Despite the name, this bill makes some positive changes for landlords.

How?

For small landlords the the three most important changes are:

1. No More “Trial By Ambush”

Before this change in the law tenants were able to raise repair issues at eviction hearings without notifying the landlord of any problems first.

They didn’t need proof, they just had to bring up issues to get the Hearing cancelled and a new Hearing set for a later…usually many months later that many tenants still didn’t pay rent!

Many of our members faced unscrupulous and dirty tenant reps. who used what was intended to protect tenants instead to be a trick and legal weapon.

We have small landlords who even said dirty “reps” warned landlords “no house is perfect!” (meaning “I can ambush you to delay evictions!”) as a negotiating tactic to get landlords to pay money for tenants to move or they would use this to delay the eviction by months!

Now that Bill 184 passed, tenants need to give notice in writing of these complaints before a hearing occurs.  This will allow good landlords to make the repairs needed.

We have had thousands of reports of the years of tenant representatives bringing up imaginary “problems” with the rental property as a tactic to delay an eviction.

This has now ended and this dirty legal trick has been eliminated.

2. Allows Landlords To Pursue Tenants For Rent and Utilities Arrears Through the LTB, Instead of Small Claims Court

This is helpful because small claims court can take a lot of time to get a court date (up to a year or more) and you have to find your tenants to serve them.

Again, this will mostly help the large REIT corporate landlords who have their own legal teams. But it can help small landlords, especially when it comes to unpaid utilities.

3. Tenants Who Don’t Fulfill Their Payment Plans Get Evicted With No Hearing (which can take months)

When landlords apply to evict tenants for late rent, the tribunal can help mediate “payment plans” between the landlord and the tenant.

That sounds great. Not really. The problem is the mediation happens when the landlord finally gets a Hearing date at the landlord and tenant board.

Even before the corona virus, landlords had to wait months to get a Hearing date because of so many cases and too few LTB “adjudicators” (judges).

Under the new law, landlords and tenants can make their own “payment plans” together without having to wait months for an LTB Hearing.

If tenants are unable to fulfill the repayment agreements, landlords would not necessarily have to go back to the tribunal for an eviction hearing with the tenant. 

And tenants who tried to work with their landlord will get special consideration if it does go to a hearing versus tenants who simply refused to pay rent.

What About Helping Good Tenants?

There are changes that won’t impact good landlords but will help tenants deal with ‘bad apple’ investors.

For example, if you want to evict someone for your own use you have to give up your privacy rights and tell the LTB if you have done this before in the past couple years.

Since small landlords only use this option if they have children who need a place, or they sell their own property and move in to their rental to live, it won’t be an issue.

And fines for bad faith actions like”renovictions” have increased.

Most bad faith ‘renovictions” are from corporate landlords not from small landlords.

Good landlords want to cooperate with good tenants!

These new changes just strengthen this relationship by allowing landlords to act fast to deal with tenants who didn’t fulfill their side of the deal.

It also allows tenants more rights to fight against landlords trying to abuse the system.

This is a positive ‘first step’ in balancing the unbalanced pro-bad tenant policies create by the Liberals under McGuinty and Wynne.

New Laws Are Good, But Landlords Still Need More Changes

For example, the ability to charge damage deposits, shorter time frames for evictions for non payment and laws to protect landlords and tenants from those who are violent or abusive.