Archive for the ‘rent’ Category

I Took Mercy On My Landlord And Saved Them From Bankruptcy – But With Conditions

Monday, May 11th, 2020

Treat Tenants Like the VIPs!  You Need Our Rent Money!

I’m Proud To Have Helped My LL Survive & Not Go Bankrupt

When our premier announced that tenants do not have to pay rent during this horrible crisis tenants face I immediately felt better.

It was nice to know the government understood what I was dreading and said there will be “NO EVICTIONS” until the crisis is over. With businesses closed and workers being laid off, how could we pay the rent for the next six months or more?

I saw on FB and on signs in my area that many Tenants in financial trouble were saying we didn’t have to pay rent at all.  The reason is because we can’t be evicted we didn’t have to pay rent.

So If You Don’t Pay Rent Nothing Happens?

This sounded almost too good to be true. I didn’t have to pay any rent for the next few months or more…maybe up to year.

The premier also said tenants should only “pay what you can” and not make paying rent a priority.

So he basically was saying, make up your budget and put rent last.

I Have A Great Relationship With My Landlord

Since moving in a couple years ago I’m very happy here in my Home.

The landlords are nice people who gave me a very low rent to begin with because I’m a working woman who is rarely at home with great credit so they thought I was their perfect tenant.

Ideal Tenant (Working woman, not home much, great credit) Gets Discount

They gave me 20% of market rent right off the bat because they praised me as being the type of person landlords want to rent to. Of course landlords are sexist and love renting to women and I love how this stereotype helps me.

This made me very happy to hear and they gave me the discount on what they were advertising because I said I was going to be renting for at least a few years while I built up my savings.

I Could Pay No Rent, But I Worked Out A Rebate Plan 

Since I have such a good relationship with my landlords (they love me, I’m never home and never late paying) I learned a lot.

Most landlords are not independently wealthy and cannot afford to pay the mortgage out of their own pocket. They need rent every month just to survive. I understood that and they explained how tough their current situation was. So decided to help them survive. 

I Paid Rent…But 40%  That Was Fair To Both Sides

I made my own budget and made sure my most important expenses were on top of the list and the rent was at the bottom (but still there, as it’s only fair to my landlord).

I calculated my decreased salary due to less hours minus my main expenses for survival during this crisis. Most important expenses over rent:

-Stocking up on canned food and wine

-Buying food for fresh daily eating

-Costs of ordering Take-Out and the extra costs for UberEats, etc.

-Costs of feeding my cat and ordering her food.

-Ordering clothes I will need if I’m stuck in my Home for a long time. Fresh panties are always refreshing. A girl in a cage needs comfy too!

-Order creams to keep me looking youthful at L’occitane

-Saving for masks and potential medicines.

-Entertainment such as renewing my Netflix, CBS, and Amazon Prime accounts.

I Paid Rent…And Helped My Landlord Stay In Business

After all my budget expenses I ended up paying my landlord 40% of the usual amount.

My landlord was happy to get the rent without any issues and with no haggling.

This was not a ‘deferral’ it was what I would pay, period. For April and for future months up to the end of my lease.

They appreciated me even paying and I’m happy I did the right thing to help them would I could have paid $1 if I was the evil, nasty type of bitch.

Work With Your Landlord Like I Did

I could have just said I didn’t have the money but I know my landlord who are a nice couple so I decided to work with them like the Premier said.

40% Paid And I Saved My Landlord’s Life

I paid 40% of the rent for April and will pay that same amount as long as the pandemic continues.

If you have a good small landlord consider paying them at least a little bit because they are in need of rent for their families.

I also told my landlord to always remember I didn’t have to pay, but I did pay 40%. I told them how about a little gift for me, like some Lancombe make up or some expensive champagne?  KEEP ME HAPPY OR ELSE!

Let’s work together and at least pay your landlord a little bit to keep them also surviving…but don’t pay them the full amount because you need to spend your money on your needs first! This is a Win-Win Relationship.

“N4” Eviction Notice Does NOT Mean You Have To Move Out

Tuesday, April 21st, 2020

Disclaimer: “This isn’t an attack on landlords. This is an attack on the system that got us here.”

Landlords Are Scheming To Intimidate Tenants And Pressure Us To Give Up Our Legal Rights!

May 1st is quickly approaching and renters are under even more pressure to make rent due to the Covid 19 pandemic.

A loophole in Ontario’s eviction ban means landlords can still threaten tenants with eviction notices, leading some renters to vacate their homes in the middle of this life threatening pandemic.

The Ontario government banned new eviction orders last month, with Premier Doug Ford promising “no one will be kicked out of their home or their rental apartments based on not being able to pay the rent.”

But the government later stated landlords can still serve renters an “eviction notice,” even though “eviction hearings and orders are on hold.”

So while landlords can’t evict you, and there the Landlord and Tenant Board is closed and landlords cannot even get a Hearing to “try” to evict you, they are still trying.

And many are using unethical dirty tricks to make you leave your home (illegally) in these trying times!

Property Management companies like Berkley Inc. and Westbury Rentals have sent out N4s.  

And small landlords who often act so pure and innocent (“we were tenants too“) are the worst offenders in trying to trick and intimidate tenants.

Tenants Need To Know:

-An eviction notice is NOT an eviction order.

-You do NOT have to leave your unit if you receive an N4 from your landlord.
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-ONLY the LTB has the power to evict you.
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Landlords Have No Power…They Want To Trick You To Pay

ictions Are Illegal. You Don’t Have To Pay Rent! They Are Trying To Trick .
Small landlords keep trying to trick tenants.
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In most cases, experts say, the evictions are illegal, since landlords are required to go through the courts to evict tenants, and most courts are not currently processing eviction orders.
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And the courts (LTB) are closed.  Landlords are trying to deceive you.
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An Eviction Notice Doesn’t Mean You Have To Move Out!
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In Ontario this “N4” is toothless and powerless.
DO NOT MOVE OUT.
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You can even use it against your landlord.
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But that is for another helpful post!

How To Get Landlords To Rent To You

Friday, March 29th, 2019

Tenants Speak Out and Share Their Concerns and Opinions on the Rental Industry

As part of our “Let’s Improve the Ontario Rental Industry” we have invited landlords and tenants to share their opinions on how we can make these improvements. These opinions are from individual contributors and are not the opinions of the Ontario Landlords Association. We believe by fostering communication between landlords and tenants we can improve the Ontario rental industry.

With Vacancy Rates So Low Tenants Have To Do Whatever It Takes To Find A Home

First of all I want to make it clear there are a lot of great landlords out there.  I’m not part of the majority of tenants who think all landlords are ripping us off and making money out of thin air. 

My parents rented some rooms in our house when times were tough in the 1990s recession. I know what they went through with people being noisy late and night and not always washing their dishes daily. It was tough on my Mom and Dad but they needed the money.

Most landlords are like my parents. Friendly and law-abiding.

Bad Landlords Out There Are Taking Advantage Of The Rental Shortage

As someone who was looking for a place to live this year it was shocking to find there are landlords who didn’t have the ethics of my parents. 

When I went to see an apartment many landlords demanded a ridiculous amount of personal information about me for a simple credit check.

(Which I have reported these landlords to the Privacy Commissioner and the landlords are being investigated as you read this, as are the companies involved). 

Not only that but many demanded a lot of rent up front in order to rent to me.

Some wanted 3 or 4 months of rent, but most wanted a 6 months or even a year! Some landlords even wanted 2 or 3 years!

Others wanted a deposit of 1 – 6 months equivalent rent in case I made “damages” LOL! What did they expect me to do? Blow up the building?!

We Are In The Middle Of A Housing Crisis

The rental scene really unfair for people looking to rent.  A recent VICE article was really helpful and illustrated how unfair it is for people simply looking for a home.

Vacancy rates in Toronto are under two percent. This is the worst it’s been in nearly twenty years. The average monthly rent for a tiny one-bedroom apartment is $2,200/month.

Jump Doggy, Jump

Landlords are making tenants jump through hoops and part of these hoops is illegal behaviour.  VICE reported a new immigrant was required to pay 3 years up front to rent some dump in Scarborough. That’s right, “Scarberia!”

Landlords Cannot Demand A Damage Deposit Or Months Of Rent Up-Front. It’s Illegal!

Ontario landlords cannot charge you any type of “damage” or “Security” deposit. Nothing, Nada, Zippo.

Landlords can only ask for “first and last”. This is payment for the first month of rent and for the last month of rent you are staying the property. The “last” is only for your last month living there.

This “last month” cannot be used for anything other than last month rent according to the Residential Tenancies Act.

I Refused To Pay Multiple Months Of Rent Up-Front And A Damage Deposit

Not only did I refuse I told the landlords they were undertaking an illegal act, I educated them.

I told the landlords I met to sit down and I made sure to lecture them not only about how they were undertaking criminal acts, they also were lapsing morally and ethically.

Was I being strident refusing to leave before getting my point across?

Was I being aggressive in making the landlords read the Residential Tenancies Act in my handouts? 

Sure.

But we are nation of laws and we must educate and uphold these laws as part of our democracy.

Nice People Finish Last

What was the result from my honest and ethical stand?

No one rented to me.

Simply because I demanded the landlords followed the LAW I was shunned. I was an outcast. I was without a home when a high paying I.T. job was about to start.

I Had To Be More Sneaky Than The Sneaky Landlords I Was Dealing With

There is a saying “When in Rome Do What The Romans Do.”  I realized the Ontario rental market if full of law breakers (not everyone, but many). My honesty and demanding the laws be followed were mocked at by these landlords.

I Made A Difficult Decision To Adapt And Get My New Home No Matter What It Took

I needed a place.

I needed a place near public transportation and at the lowest rent possible. I tried to be up front and honest and the landlords spat in my face!

Here’s What I Did – I Used Their Own Greed To Work Against Them

I decided to agree with landlords who wanted 6 months of rent up front.  I would say things such as:

“Yes, I agree you landlords need to protect yourself from all the bad tenants out there.” 

“It’s only natural you need 6 months of rent upfront after you worked so hard to buy this apartment.”

“It’s crazy the law says you can’t charge me a damage deposit”

The landlords were super happy to hear this and I was instantly treated with respect and put on the top of their list!

I Pushed It To The Limit!

Since I had gone over to the ‘Dark Side’ as these landlords had I decided ‘hey, if you go to the Dark Side you might as well go all the way!’ Darth Vader style.

So if the landlord said they wanted 6 months of rent up-front I said “why not a year?” 

So if the landlord wanted a 1 month damage deposit I said “why not 3 months?”

So if the landlord demanded post-dated checks I said “why don’t I pay cash?”

Sure I was lying but they were asking for illegal things so it was okay.

The Replies Poured In…Everyone Wanted To Rent To Me (and on long-term leases!)

All the talk of credit checks, reference checks, etc. went out the window.  The texts rolled in and so did the emails. 

Some landlords were so exited they called me and wanted to sign a lease right away!

Got The Best Apartment And A Discount On Rent

From being the ugly loser I was suddenly treated like a virgin princess ready to put out.  I had my choice of properties and played several landlords off against each other to find the best apartment at the best price.

Since I was willing to pay the money up-front and the deposit I managed to negotiate a lower rent.

All they really wanted was a big huge stack of money in their hands.

After I Signed The Lease And Moved In I Filed At the Landlord and Tenant Board And Got All My Money Back!

It’s very easy to file at the Ontario Landlord and Tenant Board and get all your money back!

The LTB form is called the T1. 

You can read about it here!

After I moved in I filed at the LTB.  It was easy and simple. 

Avoid Landlord Texts And Calls (And Record Them As Harassment)

After I filed the texts came flying “oh, you agreed” the landlord whined like little bitches from hell who got caught by a righteous and good person (me) who used their evil Luciferian greed against them.

The messages in my mailbox:

“You are a cheater” and after a few days “we will kick you out.”

It all hilarious because this was just adding my ability to punish these illegal landlords at the LTB.

LTB Hearing Took 15 Minutes To Get My Money Back

I spoke with Legal Aid at the LTB Hearing room. This is really, really helpful. And it’s free!

This is free legal help for tenants and they were with me as I made my case. 

Very nice people and they are often on a first name basis with the adjudicator/judge at the LTB so you get instant credibility.

EASY WIN TO GET ALL THE MONEY BACK 

I also made sure the adjudicator was aware of the threats and harassment from the landlord and the landlord was fined.

The landlord was also warned against harassing me further and to stop demanding illegal money.

TENANTS MUST BE AS SNEAKY AS THE BAD LL’S ARE TO SURVIVE

In this era of super low vacancy rates the bad landlords are possessed with greed and acting unlawful. 

Since they are so sneaky tenants need to be sneaky.

I hope my story will help all the great tenants out there find great rental properties. I’m in a great apartment at a low rent and got all my money back. The landlord is also scared of me because they know I’m a pro and they were already warned by the Landlord Tenant Board judge! 

Good landlords have nothing to worry about and thank you for being legal.