Archive for the ‘tenant advocacy’ Category

How You Can Avoid Evictions…Never, Ever, Agree To A “Payment Plan” Directly With Your Landlord (It’s a trap!)

Wednesday, July 29th, 2020

The Ford Government Has Created An Evil Secret “Loophole” For Landlords To Steal Your Legal Rights And Get You And Your Family Evicted “Under The Table”!

“My Landlord Said We Could Just Work Out A Payment Plan Together and Avoid All The Paperwork Of Going To The Landlord And Tenant Board. It Sounds Fair And Easy. The Landlord Is Being Very Nice To Me Asking Me To Sign It…Should I?”

Sign a payment plan directly with no Hearing?

Don’t Do It!

The evil corporate landlord written Bill 184 has passed. It was written by the corporate landlord lobby group and the government keeps trying to pathetically spin it and avoid the real changes that hurt tenants.

The Ontario Landlord and Tenant is now open to begin mass evictions!

The Minister of Housing wrote an article in the Toronto Sun admitting that due to Covid-19 there was a backlog of cases now that the Landlord and Tenant Board (LTB) waas going to re-open.

This “backlog” will mean it will take months and months for your landlord to get a Hearing date.

What Happens If You Refuse A Payment Plan And Demand A Hearing?

Your landlord might will have to wait until 2021 to get a Hearing date (and can’t evict you even if you don’t pay rent!) You win and your landlord loses!

All tenants are protected when you go to an official Hearing at the Landlord and Tenant Board! You are not protected if you don’t go.

Why Tenants Should Always Demand Your Right To Hearing At the LTB?

You get free legal help and professional government mediators (for payment plans) and adjudicators (judges). They make sure landlords do not bully, intimidate or use ‘dirty tactics.

Government Helping Bad Landlords “Trick Tenants” And Bypass The LTB Without Tenants Knowing!

Instead of working with tenants to help us the Ford government brought forth Bill 184 which is pro-landlord and a fascist attack on Tenants and tramples on our legal rights.

These new laws allow landlords to try to trick tenants to by-pass a real legal hearing at the Landlord and Tenant Board so you give up your legal rights!

Landlords already using new law to threaten & bully tenants!

Why Is This New Law Dangerous for Tenants?

The new law allows landlords to get you to sign a payment plan without the protection of the LTB!

The ‘spin’ by Ford is:

(1) The landlord has to file it with the LTB and it must be accepted …but they will all be accepted!

(2) Tenants can fight the payment plan…but your time is limited and we are renters not lawyers (like the ones the landlords hire!) The Ford gov’t is not clearly explaining the options tenant have, because they want low income tenants kicked out and homeless

And if you are late for even a little bit of money the landlord can evict you immediately! You have NO LEGAL RIGHTS AND WILL GET KICKED OUT.

What Happens If I Just Sign A Payment Plan With My Landlord Directly (Instead of going to an LTB Hearing?)

You just signed…GOTCHA!!!  You just lost your legal rights, hit the streets!

Again: you lose all your legal protections.

If you agree to create a “payment plan” directly your landlord gets all the power.

How?

Landlord says “Let’s be friends and work this out. Now sign here!!!!”

Like we wrote, if you need a change of the payment plan your landlord can skip the legal process and evict you without you being able to defend yourself if you don’t act quickly and be an expert at “legalese”!

Tenants Have a Legal Right To A Hearing At the LTB (“a real court date”), Free Legal Help, And A Professional Fair Mediator!

The government wants tenants to void our right to an LTB Hearing in order to help landlords get quick, easy evictions because they didn’t hire enough adjudicators and want to trick tenants.

The government hates the fact that tenants have the legal right to defend ourselves. This means they have to pay for more adjudicators and they don’t get the psychotic enjoyment of seeing families dumped into shelters during a global pandemic.

But they are so afraid of bad media and bad publicity they are trying to say “oh tenants can have a hearing date” but landlords can pressure you to sign a payment plan directly with them and then evict you without your chance to defend yourself.

Don’t Give Up Your Legal Rights!

Remember:

(a) Avoid any attempts by your landlord to go to a mediated “payment plan” meeting with just you and the landlord. Just don’t do it. If your landlord wants a payment plan (and you want one) wait for your LTB hearing where you will get legal help and professional, unbiased government mediator to help you make a ‘good’ deal.

(b) Remember even if you want a payment plan, you can get it at your legal LTB Hearing (where you have a strong voice) and don’t need to do it directly with your landlord

(c) If your landlord wants to make a payment plan tell them want one too, but you want it down at the LTB! Put this in an email or in writing.

ALWAYS DEMAND TO GO TO THE LTB WHERE YOU ARE PROTECTED AND HAVE LEGAL RIGHTS IN CANADA!

Signing A Payment Plan Directly With Your Landlord And Not At The Landlord and Tenant Board Takes This Power Away From You!

These will take months for landlords to get, maybe up to a year or more. That is not your problem that is the governments problem for not having more adjudicators.

LTB Hearings are safe and professional and you even get free legal help

1. Every Tenant Has The Right To A Hearing At the Landlord and Tenant Board – Which Is Professional And Fair And Protects You

Unlike this USA style stabbing tenants in the face “payment plan” garbage, a real hearing at the Landlord and Tenant Board protects your Tenant Rights.

The Landlord and Tenant Board is very serious and professional. It’s a real court that will allow you to explain why you couldn’t pay and it’s highly unlikely you will be evicted as long as you have a good excuse.

2. Every Tenant Has the Right To Free Legal Help At Your Hearing

If you go to your Hearing at the LTB you can get free legal help from government paid for lawyers and paralegals. They can help you beat your landlord!

3. Every Tenant Has the Right To Negotiate In Front Of a Trained And Fair Government Mediator

Never negotiate directly with your landlord. Get the government involved! At your LTB Hearing you can attempt to negotiation a payment plan with your landlord…but you have a government “referee” to help guide you and make sure you know what you are signing and to make sure it’s fair!

Don’t Fall For Ford’s Tricks To Help His Donors (Big Landlords)

Ford and his cronies are slaves to the corporate landlords. They have changed the law just to cull and destroy tenants quickly (like hamburger).

Don’t fall for Ford’s tricks.

-SAY NO TO DIRECT PAYMENT PLANS WITH YOUR LANDLORD!

-SAY YES TO WORKING THINGS OUT AT THE LANDLORD AND TENANT BOARD WHERE BOTH LANDLORDS AND TENANTS HAVE A FAIR AND HONEST COURT WITH A JUDGE AND TENANTS GET A FREE LAWYER!

…Your hearing might be in 2021 and you don’t have to pay rent and your landlord can’t evict you.

..if you demand for a REAL LANDLORD AND TENANT HEARING AND DON’T GET TRICKED INTO SIGNING A SLEAZY “PAYMENT PLAN” DIRECTLY WITH YOUR LANDLORD SO THEY CAN EVICT YOU FAST AND TAKE AWAY YOUR RIGHTS.

Ontario Tenants Are Facing Evictions…But You Can Win As Knowledge IS Power!

Never, ever sign an agreement directly with your landlord. If they want to make a payment plan tell them you want an LTB hearing and you will negotiate at the LTB hearing with a professional government negotiator and tenants get free legal help!

NO EVICTIONS! TAKE A VACATION And IT’S OKAY! (Don’t Let Your Landlord Destroy Your Life & Dreams…You Are Protected!)

Wednesday, July 1st, 2020

Enjoy Life! Take A Vacation This Month (and another next month) Don’t Make Paying Rent A “Priority”…Make Rent A “Non-Priority” (because you can’t be kicked out so it really is a non-priority!)

Starting today Canadians can visit Europe!!! Hot beaches, great food and hot men.

Things are so dreary in Canada, especially in winter. The roads are dangerous to drive on, you can’t go to any parks and the White Supremacy game of “Hockey” is a huge turn off due to the violence.

Even in the summer there is so little to do and the people are the men are so unattractive and broke. Our Truth North Poor and Pudgy.

Compare that to the hunks in Italy, Spain, and Greece!

There was a great post on the Ontario Tenants Forum about not having to pay rent on the first of the month because Tenants need money for other things.

This was really so life changing for me as paying rent was always my idiotic “PRIORITY!” for years.

“We don’t want you to worry about your job. We also don’t want you to worry about how you’re going to make rent this month,” Ford said. “That’s why I’ve directed that all eviction orders be suspended until further notice. We want to make sure you and your family can stay in your home during this difficult time. So you can put your health and the health of others first.”

I felt like a slave to paying my rent and couldn’t do anything else. There was an even better post on the Good Tenants Tops site.

You can delay paying rent for months! Don’t let some greedy landlord crush your dreams.

Paying Rent Is Not A Priority And There Is Nothing Your Landlord Can Do…EVICTIONS ARE ILLEGAL

Here’s how it works. (And Your Landlord doesn’t want you to know this.)

If you don’t pay your rent on the 1st nothing happens.  Your landlord can file an N4 on the 2nd, which gives you 14 days to pay.

But if you DON’T PAY NOTHING HAPPENS.

Most Landlords are Willing To Be Flexible, Because If You Move Out They Might Get A “Tenant From Hell” (instead of tenant who just wants to delay paying to enjoy life). It Also costs Time and Money To Market Their Places.

The landlord will usually want to “work with you” so you can work it out to pay the rent later.  So you can work it out if you want to, but you don’t have to until months down the road.

If the landlords are stupid they will file at the Landlord and Tenant Board to evict you “for non-payment of rent.”

Hearing Dates Take Months

Just to get a hearing date when the LTB reopens takes 12-24  months or more and you can pay your landlord the rent anytime before the Hearing Date…and know the LTB is stopped!

When you Hearing Date Is Coming You Don’t Have To Show Up If You are Sick or Busy In School Or Looking For a Job Or Whatever

This will add at least another 3-months you don’t have to pay.

Even After You Attend a Hearing The Landlord Can’t Evict You

They will have to wait at least another couple of weeks to order the “Sheriff“.

Then you can just pay the day before the Sheriff is going to come to cancel everything you landlord tried to do and you are a “good tenant”.

The rent is delayed until I’m back from surfing and there’s nothing you can do about it!

Life Is Short, Rent Should Be Cheap

Landlords are using the ‘system’ to gauge us so we need to use the system too, that’s only fair!

There Is a System To Protect Tenants So Learn It and Use It Be Happy, Be Spiritual and Fall In Love (landlords don’t want you to know this)

Make sure that all rent money issues are not your priority.

But Not Paying Rent is a no-brainer. The legal rent payment system is flexible to help us tenants in need, as many of us are struggling to put food on the table and it’s hard to find a cheap flight!

DESPITE LANDLORD THREATS YOU CANNOT GET ‘KICKED OUT’ AND THERE IS A LEGAL PROCESS!

Use the system against your landlord and enjoy your life because for sure your crying landlord is jet-skiing in St. Barts or some island in China or India.

Inspirational 1980’s “Boomer/Landlord” Song

Damn, those boomers had it so easy.  But I love their music as they didn’t pay rent and bought homes cheap and got high paying jobs and loved life. We can take this away from them and make it ours!

I hear your name whispered on the wind
It’s a sound that makes me cry
I hear a song blow again and again
Through my mind and I don’t know why
I wish I didn’t feel so strong about you
Like happiness and love revolve around you

Trying to catch your heart
Is like trying to catch a star
So many people love you baby
That must be what you are

Waiting for a star to fall
And carry your heart into my arms
That’s where you belong
In my arms baby, yeah

I’ve learned to feel what I cannot see
But with you I lose that vision
I don’t know how to dream your dream
So I’m all caught up in superstition
I want to reach out and pull you to me
Who says I should let a wild one go free

Trying to catch your heart
Is like trying to catch a star
But I can’t love you this much baby
And love you from this far

Waiting for a star to fall
And carry your heart into my arms
That’s where you belong
In my arms baby, yeah

Waiting (however long)
I don’t like waiting (I’ll wait for you)
It’s so hard waiting (don’t be too long)
Seems like waiting (makes me love you even more)

Waiting for a star to fall
And carry your heart into my arms
That’s where you belong
In my arms baby, yeah

Remember this is your landlords amazing life due to you paying rent to them:

This should be our happy lives. Landlords stole this from us…. they want to squeeze us, drain us of our money and life blood and abuse our children…TIME TO FIGHT BACK!

Life is short…Protect You and Your Family and Use the System to be a Smart Tenant! TAKE A VACATION!

I Worked Out A Fair “Win-Win” Payment Plan With My Landlord

Monday, June 1st, 2020

 

My Landlord Cooperated With Me 

These are difficult times for everyone. So many people are out of work and many have even been fired from their jobs!

The pandemic has changed the world and has hurt so many people.

And with all the schools closed many parents have to try to educate and entertain our children. This is especially tough when we can’t go to parks or playgrounds.

Landlords And Tenants And Paying Rent

As a long term tenant I have paid my rent according to the lease with my landlord all the time.

Now things have changed, the economy has changed, the whole world has changed due to the Corona Virus.

Economic Challenges

We tenants have lost hours, lost jobs, and even lost hope. This is a unique situation we have never seen before.

So How Should Tenants Deal With Their Landlord?

It’s all about being upfront and honest and working together.

Inform Your Landlord Of Your Predicament

Be open and honest with your small landlords because they will care and understand the challenges you face.

Most small landlords are nice people…they don’t want you to move (at least in my case). And they are willing to listen. And they are often flexible to reach a win-win situation.

Also, they don’t want to try to find a new tenant to replace you if possible. They want you to stay and hope you are willing to work with them.

See Things From The Landlords Point of View And Ask Them To See Things From Your Point Of View

Most small landlords are not like the rich corporate landlords living in their castles. They want you to stay and be their client.

They also know that finding another good paying tenant in the current environment will be very difficult and would prefer you to stay.

So it’s entirely possible to ‘work things out’.

Work Out A Payment Plan

I worked out a fair payment plan with my landlords.

Since I only get $2000/month from CERB and my rent is $900/month we agreed I would pay $500/month and I would catch up when the pandemic is over and I can get back to work.

This allows me to have confidence I will keep my home and also gives me $1500 for other things I need in life (and I still don’t need to dip into my savings!)

Working Together…Works!

View your small landlord as a partner in this whole crazy mess of a world.

Your small landlord likely rented themselves or have friends or kids renting so they are on your side. They might even be helping their kids or relative or friend who is renting deal with this situation.

Working Class Tenants Working With Working Class Landlords is Key

Many working class landlords aren’t rich and have bills to pay. They are usually pretty kind and flexible and if you be polite and tell them you want to work things out they will do it.

Make sure you rent from a small working class landlord because you can talk to each other and prepare win-win plans.

Stay Safe and Let’s All Work Together

I Took Mercy On My Landlord And Saved Them From Bankruptcy – But With Conditions

Monday, May 11th, 2020

Treat Tenants Like the VIPs!  You Need Our Rent Money!

I’m Proud To Have Helped My LL Survive & Not Go Bankrupt

When our premier announced that tenants do not have to pay rent during this horrible crisis tenants face I immediately felt better.

It was nice to know the government understood what I was dreading and said there will be “NO EVICTIONS” until the crisis is over. With businesses closed and workers being laid off, how could we pay the rent for the next six months or more?

I saw on FB and on signs in my area that many Tenants in financial trouble were saying we didn’t have to pay rent at all.  The reason is because we can’t be evicted we didn’t have to pay rent.

So If You Don’t Pay Rent Nothing Happens?

This sounded almost too good to be true. I didn’t have to pay any rent for the next few months or more…maybe up to year.

The premier also said tenants should only “pay what you can” and not make paying rent a priority.

So he basically was saying, make up your budget and put rent last.

I Have A Great Relationship With My Landlord

Since moving in a couple years ago I’m very happy here in my Home.

The landlords are nice people who gave me a very low rent to begin with because I’m a working woman who is rarely at home with great credit so they thought I was their perfect tenant.

Ideal Tenant (Working woman, not home much, great credit) Gets Discount

They gave me 20% of market rent right off the bat because they praised me as being the type of person landlords want to rent to. Of course landlords are sexist and love renting to women and I love how this stereotype helps me.

This made me very happy to hear and they gave me the discount on what they were advertising because I said I was going to be renting for at least a few years while I built up my savings.

I Could Pay No Rent, But I Worked Out A Rebate Plan 

Since I have such a good relationship with my landlords (they love me, I’m never home and never late paying) I learned a lot.

Most landlords are not independently wealthy and cannot afford to pay the mortgage out of their own pocket. They need rent every month just to survive. I understood that and they explained how tough their current situation was. So decided to help them survive. 

I Paid Rent…But 40%  That Was Fair To Both Sides

I made my own budget and made sure my most important expenses were on top of the list and the rent was at the bottom (but still there, as it’s only fair to my landlord).

I calculated my decreased salary due to less hours minus my main expenses for survival during this crisis. Most important expenses over rent:

-Stocking up on canned food and wine

-Buying food for fresh daily eating

-Costs of ordering Take-Out and the extra costs for UberEats, etc.

-Costs of feeding my cat and ordering her food.

-Ordering clothes I will need if I’m stuck in my Home for a long time. Fresh panties are always refreshing. A girl in a cage needs comfy too!

-Order creams to keep me looking youthful at L’occitane

-Saving for masks and potential medicines.

-Entertainment such as renewing my Netflix, CBS, and Amazon Prime accounts.

I Paid Rent…And Helped My Landlord Stay In Business

After all my budget expenses I ended up paying my landlord 40% of the usual amount.

My landlord was happy to get the rent without any issues and with no haggling.

This was not a ‘deferral’ it was what I would pay, period. For April and for future months up to the end of my lease.

They appreciated me even paying and I’m happy I did the right thing to help them would I could have paid $1 if I was the evil, nasty type of bitch.

Work With Your Landlord Like I Did

I could have just said I didn’t have the money but I know my landlord who are a nice couple so I decided to work with them like the Premier said.

40% Paid And I Saved My Landlord’s Life

I paid 40% of the rent for April and will pay that same amount as long as the pandemic continues.

If you have a good small landlord consider paying them at least a little bit because they are in need of rent for their families.

I also told my landlord to always remember I didn’t have to pay, but I did pay 40%. I told them how about a little gift for me, like some Lancombe make up or some expensive champagne?  KEEP ME HAPPY OR ELSE!

Let’s work together and at least pay your landlord a little bit to keep them also surviving…but don’t pay them the full amount because you need to spend your money on your needs first! This is a Win-Win Relationship.

Always Rent “Inclusive” Of Utilities (Means Your Landlord Pays For The Utilities You Use, Not You)

Tuesday, March 3rd, 2020

With Rising Costs It’s Essential For Tenants To Make Sure Your Landlord Is Paying Your Bills, Not You!

Many tenants are dealing with harsh weather this winter.  Whether it’s rain, hale, or snow storms and freezing temperatures.

With the increased costs of heating your home it can take a huge bite out of your monthly budget.

While your landlord is soaking up the sun and enjoying the beach in Hawaii, Florida, Cuba or some other tropical paradise using your rent money, tenants are struggling to cover our rising costs!

Problems continue into the summer, where electrical costs for fans and air conditioners are rising fast.

Landlords can afford to get away from heatwaves by traveling to northern locations, while tenants have to sweat it out in our rental homes. And costs are going to rise dramatically according to CBC News!

Always Get Your Landlord To Pay Your Bills.

Many tenants are not aware that some landlords will rent out the property as “inclusive” of utilities. This means that you only pay the rent each month and the landlord pays for your heat, gas, electricity, etc.

Why Should You Make Your Landlord Pay Your Utility Bills?

There are two main reasons.

(1) It Gives You Stability With Your Expenses

Why should you demand this? Because energy costs are just going up, up, up. If you get an “inclusive” deal your expenses are stable because landlords can only increase the rent according to the government guideline.

(2) Once This Is The Lease The Landlord Can’t Change It

Landlords can’t demand you change the leases terms, so if you get an “inclusive” lease the landlord is powerless to change it.  So while his costs will go up, yours won’t (except for the small rent increase, which in 2020 is only 2.2% while energy costs might go up 10-20-30%!)

Offer Your Potential Landlord Higher Rent, But Make Sure It’s “Inclusive”

When you see this as we explained, it’s very important to make sure you find a rental where you are only responsible for paying the rent.

Many landlords are money-hungry monsters who view you not as a human being, but as a cash cow entering their slaughterhouse.

So use their greed against them!

Offer a bit more rent in exchange for an “inclusive” deal. You will end up the winner at the end, especially if you are going to stay in your rental home for a long time.

Getting An Inclusive Deal Can Lead You To Save Thousands of Dollars!

The media says many home-owners are struggling to pay their heating bills this winter. So think about how serious this if you are renting and on a budget. You need to make sure you get this deal to protect yourself and protect your financial future.

Let your wealthy landlord deal with rising energy costs (they are rich) instead of you (who is struggling to survive). Climate change is scary and your landlord needs to pay to prevent it.

Tips and Tricks To Get The Lease Deal You Need To Survive And Thrive!

Here are some tips if you are dealing with a landlord who wants YOU to pay (and face financial insecurity, and put all the risk on you!)

Some key phrases that greedy landlords who are used to bullying and exploiting tenants “like to hear.”

“I’m barely ever home so my utility costs will always be low.”

“It’s just me moving in, so one person can’t use much power.” (bring in other people after you get the key)

“I understand your concerns so will pay you more rent to make you safe. That’s fair for both sides”

“I am so busy at work, I don’t even cook at home. I order food.”

“I’m so busy with business travel I will barely even be here.”

“Because I want the place let’s raise your rent price by an extra $50/month so I can move in fast.” (Or offer $100 or more, it will still end up saving you money!)

Get The Lease Signed And Protect Yourself! You Win!!!

The landlord might be unhappy once you move in and the costs are higher than they expected.  But this is a business and landlords are getting rich off of your hard work and struggles.

If your landlord is unhappy then they should become better business people and not expect tenants to lay down and let them screw us without us fighting back!

Ontario Tenants Protect Yourselves By Making The Landlord Pay Your Bills!

By only paying “rent” you are protected by the Residential Tenancies Act and the Landlord and Tenant Board.

If you agree to pay for the power you use you are vulnerable and NOT PROTECTED!