Archive for the ‘Credit checks’ Category
Disclaimer: “This isn’t an attack on landlords. This is an attack on the system that got us here.”
Tenants need to be very careful dealing with small landlords
They are much worse than the corporate landlords who have professionally trained staff who are accountable to senior management and shareholders.
Corporate landlords are no saints, but they have protocols to ensure they keep to a certain standard of services. Especially the larger corporate landlords.
Tenants have legal rights and it seems landlords want to bully us to submit to them and give up our legal rights!
Look at stories in the news these days.
Small Landlords Are Uncivilized Bullies Who Don’t Care About The Law
In one case the landlord threatened his tenant who he demanded rent from. And that was just the beginning for the “landlord from hell”.
Instead of going through the legal process that both landlords and tenants must go through before an eviction can happen this landlord physically assaulted the tenant.
Fortunately the tenant managed to call 991 and the police arrested him for assault. The landlord assaulted the tenant just because she was strong enough to know her rights and did not agree to a bully who just wanted her money illegally!
Ottawa Landlord Threatens Tenant “I’ll kill you..And Sell Your Baby!”
Another report is by a landlord in Ottawa. His tenant was legally not paying rent and the landlord needed to go through the proper legal process. But he didn’t. Instead he kidnapped the tenant, threatened him, and even threatened “to sell” the tenants’ baby. Yes, these things happen when you rent from small landlords.
Landlord Removes Doors, Windows, Faucets On Tenant
Yet another example of why you should avoid renting from small landlords and rent from professional corporate landlords. And if you have no choice you need to record everything!
Unlike Corporate Landlords Who Have Rules, Small LL’s Are Out Of Control!
We can now see small landlords are very happy to bully and lie. They even do illegal things that harm tenants.
They just don’t think the law applies to them!
While corporate landlords have a corporate hierarchy (so you can complain to the boss) small landlords are out of control and law breakers. They have no one watching over them.
The Small Investor Landlords Are The Real Rule-Breakers –
SECRETLY RECORD EVERY INTERACTION WITH THEM…AND KEEP YOUR RECORDS!
Tenants make sure you secretly record every interaction you have with your small landlord.
Because small landlords will lie at the Landlord and Tenant Board
They will claim they are the victims and smear you as a slum tenant and abuser.
Small Landlords Will Attack You In Many Illegal Ways
They might call Children’s Aid, or report you for abusing OW or ODSP.
They might even call the SPCA on your healthy pet just to harass you! There is no low they will reach! (Remember you can call Children’s Aid Or the SPCA on your landlord too!)
Under Bill 184 landlords who didn’t offer you a fair payment plan during the pandemic will be viewed negatively.
Already the landlords have been telling other landlords to just lie and say they offered a payment plan when they didn’t! Just to trick the adjudicator at the LTB!
Remember, these are people who can’t get real jobs and rely on getting rent. And ask yourself how they really got all those mortgages with low or no income …hmmmmmmmmm. That’s another story coming soon.
This is the only way to truly protect yourself. You need to have a record of EVERY single meeting or talk or email or text with your landlord.
How Can I Record Them?
-Use Your Phone
-Install Cameras In Your Home And At the Front Door
-Use Your Computer To Set Up To Monitor the Front Door When Open
-Buy A Spy Pen (You Can Buy From Amazon)
Protect Yourself From Your Small Landlord!
Landlords are getting angry and desperate. Instead of attacking the “system” they find a much easier target hard-working tenants.
Protect yourself by recording EVERY interaction…secretly!
This will not only protect you at the Landlord and Tenant Board, it can also help you criminally charge your landlord if they threaten or assault you or your loved ones!
After A Painfully Long Wait The Landlord & Tenant Board Is Open
Many small landlords have felt incredibly frustrated and rightfully angry as the Landlord and Tenant Board was closed for most cases such as non-payment of rent.
Most of us have full time or part time jobs that help us survive. Like others, we too suffered job losses, no school for our children, lock-downs and were worried about our loved ones being safe.
We also had our rental properties to deal with.
Ontario Landlord and Tenant Board Is Open
Here are the rules for the opening.
As of August 1st, 2020 the Landlord and Tenant Board Will:
(1) Begin to issue eviction orders that are already pending
(2) The LTB will begin to issue consent eviction orders that are based on tenants and landlords deciding to settle issues with an agreement.
(3) LTB will remain hearing ‘urgent’ matters that are related to health and safety issues that have already been scheduled.
(4) Begin to schedule hearings for non-urgent evictions.
(5) Start non-urgent hearings starting in the middle of August and into autumn.
As the LTB gradually re-opens it says it will make their services stronger:
(1) They will begin holding hearings by phone, video software and in writing
(2) The LTB is encouraging tenants and landlords to try to reach a settlement before applying for a hearing
(3) Using what are called “Case Management Hearings” for applications that don’t include rent owed
(4) Hiring and training more adjudicators
We will be watching what happens and encourage our members to share your feedback with us that we will share with the LTB and the Ministry.
Got Questions? Need Help?
With all the changes happening and after months of chaos we are here to help.
We have thousands of members and many very experienced and successful. This is why we exist…to help small landlords and get our message heard.
So instead of just complaining to each other about how unfair things are, or listening to people who aren’t successful, our members work to come up with winning landlord solutions.
And unlike people who don’t even own rental properties, we’ve got ‘skin in the game’ and find real world solutions because our incomes depend on it.
All for a one time registration fee that includes huge discounts on key services.
The Ontario Landlord and Tenant Board is Finally Re-Opening!
Make Sure You Know The Ropes And Run A Successful Rental Business By Running Credit Checks, Criminal Checks and Having A Network Of Successful Landlords On “Your Team”!
Bill 184 Has Passed And It Helps Protect Small Landlords
Many small “mom and pop” landlords have faced huge challenges the last four months. This includes our own personal challenges due to the pandemic.
It’s been a very stressful period but there is some good news that will help us run our rental businesses in more efficient manner. It also helps tenants deal with some of the ‘bad apple’ investors out there.
Win-Win For Good Landlords and Good Tenants
It is a Bill to improve the Residential Tenancies Act. This included changes we’ve told the government need to happen to protect small hard-working landlords across Ontario and avoid a mass sell-off!
These are difficult times for everyone. So many people are out of work and many have even been fired from their jobs. We know this and the new changes work to help everyone.
Bill 184 Is Called “The Protecting Tenants and Strengthening Community Housing Act 2020”
Despite the name, this bill makes some positive changes for landlords.
For small landlords the the three most important changes are:
1. No More “Trial By Ambush”
Before this change in the law tenants were able to raise repair issues at eviction hearings without notifying the landlord of any problems first.
They didn’t need proof, they just had to bring up issues to get the Hearing cancelled and a new Hearing set for a later…usually many months later that many tenants still didn’t pay rent!
Many of our members faced unscrupulous and dirty tenant reps. who used what was intended to protect tenants instead to be a trick and legal weapon.
We have small landlords who even said dirty “reps” warned landlords “no house is perfect!” (meaning “I can ambush you to delay evictions!”) as a negotiating tactic to get landlords to pay money for tenants to move or they would use this to delay the eviction by months!
Now that Bill 184 passed, tenants need to give notice in writing of these complaints before a hearing occurs. This will allow good landlords to make the repairs needed.
We have had thousands of reports of the years of tenant representatives bringing up imaginary “problems” with the rental property as a tactic to delay an eviction.
This has now ended and this dirty legal trick has been eliminated.
2. Allows Landlords To Pursue Tenants For Rent and Utilities Arrears Through the LTB, Instead of Small Claims Court
This is helpful because small claims court can take a lot of time to get a court date (up to a year or more) and you have to find your tenants to serve them.
Again, this will mostly help the large REIT corporate landlords who have their own legal teams. But it can help small landlords, especially when it comes to unpaid utilities.
3. Tenants Who Don’t Fulfill Their Payment Plans Get Evicted With No Hearing (which can take months)
When landlords apply to evict tenants for late rent, the tribunal can help mediate “payment plans” between the landlord and the tenant.
That sounds great. Not really. The problem is the mediation happens when the landlord finally gets a Hearing date at the landlord and tenant board.
Even before the corona virus, landlords had to wait months to get a Hearing date because of so many cases and too few LTB “adjudicators” (judges).
Under the new law, landlords and tenants can make their own “payment plans” together without having to wait months for an LTB Hearing.
If tenants are unable to fulfill the repayment agreements, landlords would not necessarily have to go back to the tribunal for an eviction hearing with the tenant.
And tenants who tried to work with their landlord will get special consideration if it does go to a hearing versus tenants who simply refused to pay rent.
What About Helping Good Tenants?
There are changes that won’t impact good landlords but will help tenants deal with ‘bad apple’ investors.
For example, if you want to evict someone for your own use you have to give up your privacy rights and tell the LTB if you have done this before in the past couple years.
Since small landlords only use this option if they have children who need a place, or they sell their own property and move in to their rental to live, it won’t be an issue.
And fines for bad faith actions like”renovictions” have increased.
Most bad faith ‘renovictions” are from corporate landlords not from small landlords.
Good landlords want to cooperate with good tenants!
These new changes just strengthen this relationship by allowing landlords to act fast to deal with tenants who didn’t fulfill their side of the deal.
It also allows tenants more rights to fight against landlords trying to abuse the system.
This is a positive ‘first step’ in balancing the unbalanced pro-bad tenant policies create by the Liberals under McGuinty and Wynne.
New Laws Are Good, But Landlords Still Need More Changes
For example, the ability to charge damage deposits, shorter time frames for evictions for non payment and laws to protect landlords and tenants from those who are violent or abusive.
Landlords Across Ontario Need The Legal System Up & Running
Small landlords are different than big REIT corporate landlords. Many of us used to rent ourselves, or we have friends and family members who rent.
We are understanding and helpful. We are patient and kind to our tenants. We want to work things out for a win-win situation. We aren’t afraid of posts on this site to help tenants.
We also need rent to be paid on time in order to survive!
Small landlords don’t have economies of scale, don’t have huge cash reserves, and many need rent paid each month just to cover our costs.
A large number of tenants are co-operating with their landlords and deferring rent or creating payment plans.
However, many tenants are not paying rent or even a portion of rent.
Many tenants even with the means to pay are simply saying “No.”
They know they cannot be evicted and are ‘gaming’ the system by not paying when they can.
In our internal polling over 70% of tenants did not pay full rent on June 1st.
WE NEED RENT TO BE PAID OR NON-PAYING TENANTS TO BE EVICTED
We understand many tenants are facing financial difficulties. But do not put their financial problems on the backs of small residential landlords who are also suffering.
If you think this is cruel then government can just give the tenants a grant or a loan, instead of putting all the pressure on small landlords. We have led the way lobbying for help for tenants who need it.
We need to open up the legal process and allow small landlords to evict non-paying renters.
Over 50% in our internal polling shows small landlords are going to sell if they cannot collect rent or evict non-paying tenants within the next couple of months.
This will hurt the entire rental stock of our province. Where is the long term planning by our government leaders…leaders who our members helped get elected on their promise of “making Ontario open for business.”
The Ontario Landlords Association Will Get Your Voice Heard
We are sending your ideas and concerns directly to the Premier.
Please send us your support of “Landlords Must Be Able To Evict Non-Paying Tenants” to us at firstname.lastname@example.org
We Need To Be United and Together To Send A Strong Message
We Need the Legal Process Working And To Be Able To Evict Non-Paying Tenants