Posts Tagged ‘rent’

Don’t Raise Landlord and Tenant Board Filing Fees for Landlords!

Tuesday, April 10th, 2012

April 13th, 2012

The 2012 Ontario Budget

During his budget, Liberal Finance Minister Dwight Duncan focused on repairing the debt problem the province of Ontario faces. Minister Duncan spoke about full cost recovery from fees charged from programs.

Tenant Activists Support More Fees for Landlords

Leading influential tenant activists have commented on the budget speech and have stated that if we have an austerity budget “everybody has to do their bit…how about landlords?”

Does this Mean More Fees for Small Landlords?

We have also received word, via emails sent in, social media, and posts on the Ontario Landlords Association forums, fees for Landlords to file at the Landlord and Tenant Board may be going up.

Enough is enough

It wasn’t long ago LTB filing fees were $150. They were then raised to $170 with little protest from landlords.

Times have Changed.  We will no longer be silent.

Any increase in LTB filing fees will not go unnoticed and silent as they did before. Already many small private residential landlords are struggling to keep above water with the long and arduous LTB process. Raising filing fees is unacceptable since few landlords can ever collect the fee back, even after winning at the LTB and getting an eviction.

Does the Government Value Small Private Residential Landlords?

If they do, not raising fees is a good first step.  The current rules are  “one size fits all legislation” which lumps small private residential landlords with large corporate landlords.

How Can the Government Promote Savings in the Landlord/Tenant Industry?

Let’s focus on making the eviction process more efficient! Rather than put more fees on Landlords, let’s have a meeting of all stake-holders and help the province save money with a more efficient and productive LTB.

Getting back in the Game with OCCA

Sunday, October 30th, 2011

October 28th, 2011

In 2010 OCCA was approached by a couple who did not have a lot of disposable income and were considerably behind in their rent.  They were responsible people who were proud and accustomed to paying their bills on time, but encountered some bad luck with the woman losing her job.  Very quickly they found themselves over their heads in credit card debt and student loans, and were getting behind in their rent payments.  They were challenged every month with how to spend what little money they had each month. 

Making only the minimum payments on their credit cards and loans, they still did not have enough to cover their groceries, utilities and rent payments.  They clearly needed help and were beginning to receive warnings of eviction from the landlord.  OCCA understands how quality of life can be impacted by the stress of financial obligation that would result from a change of employment, like in this couple’s case. They called OCCA for a free financial assessment and were immediately put on a program that accommodated their financial limitations. 

We at OCCA have always stressed the precedence of mortgage and rent payments over any unsecured credit debt.  OCCA represented the couple in their negotiations with their creditors over the course of the next two years until all of their unsecured debts were settled to their creditors’ satisfaction.

By ceasing monthly payments to their creditors they could allocate their earnings to their rent and utilities, and still had enough for their groceries.  For the first time in months the couple was feeling less stressed and was slowly gaining back respect with their landlord by making their rent payments on time and in full.  Communication between both parties was once again comfortable and confident.

A stress-free consumer is also a happy and low-maintenance tenant.

At OCCA, our objective is to ensure that our members’ basic financial obligations are taken care of. Our assistance is based on the premise that resolving debts, not avoiding them, is the most important step towards financial stability. We will assist the member to create a budget, offer a re-payment proposal to all creditors, and follow through with their offers. We believe that only the consumer can fix their own credit and an OCCA membership will ensure that the consumer has learned enough to deal with their finances independently and with confidence.

Time and time again, we have found that late or non-payment rent is a by-product of a tenant being overwhelmed with credit payments. All negotiations and arrangements made with creditors are based on the premise that food and rent are basic necessities of life and therefore take precedence over all other debts. As a landlord you can only benefit from encouraging your tenants to use this service.

OCCA’S TOP PRIORITY IS THAT THE CONSUMER’S RENT IS PAID FIRST!

For a complimentary asessment, call us today, toll free 1-866-USE-OCCA (873-6222) or visit us at www.occa.ca

 “Freedom from debt row!”