Posts Tagged ‘N5’
Tenants Speak Out & Share Their Concerns & Opinions on the Rental Industry
As part of our “Let’s Improve the Ontario Rental Industry” we have invited tenants to share their opinions on how we can make these improvements.
Most of us used to rent to and we have tried to become the landlords we always wanted to rent from but could never find.
These opinions are from individual contributors and are not the opinions of the Ontario Landlords Association.
We believe by fostering communication between landlords and tenants we can improve the Ontario rental industry in a win-win business relationship.
To contribute your experiences and advice please email us at: firstname.lastname@example.org (All contributions must be a minimum of 300 words and include your name, contact number, address, a copy of your lease, all which will all be kept private and destroyed upon confirmation.)
The post below has been recommended by the Tenant Community as extremely helpful and important information.
By Working Together Tenants And Small Landlords Can Get A Better Understanding of the Issues And Improve The Ontario Rental Industry.
Let’s all face issues straight on and work to make the Ontario Rental Industry not only an example for Canada, but for the world!
After A Painfully Long Wait The Landlord & Tenant Board Is Open
Many small landlords have felt incredibly frustrated and rightfully angry as the Landlord and Tenant Board was closed for most cases such as non-payment of rent.
Most of us have full time or part time jobs that help us survive. Like others, we too suffered job losses, no school for our children, lock-downs and were worried about our loved ones being safe.
We also had our rental properties to deal with.
Ontario Landlord and Tenant Board Is Open
Here are the rules for the opening.
As of August 1st, 2020 the Landlord and Tenant Board Will:
(1) Begin to issue eviction orders that are already pending
(2) The LTB will begin to issue consent eviction orders that are based on tenants and landlords deciding to settle issues with an agreement.
(3) LTB will remain hearing ‘urgent’ matters that are related to health and safety issues that have already been scheduled.
(4) Begin to schedule hearings for non-urgent evictions.
(5) Start non-urgent hearings starting in the middle of August and into autumn.
As the LTB gradually re-opens it says it will make their services stronger:
(1) They will begin holding hearings by phone, video software and in writing
(2) The LTB is encouraging tenants and landlords to try to reach a settlement before applying for a hearing
(3) Using what are called “Case Management Hearings” for applications that don’t include rent owed
(4) Hiring and training more adjudicators
We will be watching what happens and encourage our members to share your feedback with us that we will share with the LTB and the Ministry.
Got Questions? Need Help?
With all the changes happening and after months of chaos we are here to help.
We have thousands of members and many very experienced and successful. This is why we exist…to help small landlords and get our message heard.
So instead of just complaining to each other about how unfair things are, or listening to people who aren’t successful, our members work to come up with winning landlord solutions.
And unlike people who don’t even own rental properties, we’ve got ‘skin in the game’ and find real world solutions because our incomes depend on it.
All for a one time registration fee that includes huge discounts on key services.
The Ontario Landlord and Tenant Board is Finally Re-Opening!
Make Sure You Know The Ropes And Run A Successful Rental Business By Running Credit Checks, Criminal Checks and Having A Network Of Successful Landlords On “Your Team”!
I know a lot of landlords really frustrated now and I am too. So we asked if our my submission could be published for people to read.
Hopefully others will see they aren’t alone in dealing with these challenges and those with power can see what is really happening.
Our Story – We Did Every Thing Right, The System Is Wrong
Like many others reading here we are not a rich. We are originally immigrants who saw Canada as a peaceful land which followed the rule of law instead of the law of personality and corruption.
We arrived and are both working class people who only bought our own home later in life. We rented for years and made sure rent was a priority to pay.
We are still coupon cutters and saved every cent we could. Yes, I’m that person you see lined up at the grocery store the morning of a sale.
We have an old tv and almost never take any vacations and we are fine with that because we want to plan for our future.
We have never bought a new car, always used. We didn’t even want to buy a car but found public transportation lacking and not convenient, especially in the cold winters.
Finally Built a Small Nest Egg
When we finally had some savings a few years ago we were looking to invest somehow. Our money was just sitting in the bank and we spoke with our bank representative about options.
She told us we could go into GICs, but they paid very little interest. And the stock market was something we were not comfortable with because it looks to us like a casino where only the insider players make money.
We were still looking for options.
Buying A Property To Rent
After long talks with each other, we came across the idea of buying a rental property.
We rented for years and remembered how tough it was to find a really nice place. We always worried about the landlord/property management because many of the rental buildings were not well maintained in our city. When we needed to move and find a new place due to work reasons it felt like Russian roulette.
So we decided we can try to buy a well located property and make it the nicest one around.
And we would be the best landlords around.
We wanted the property and how it was run to be exactly what we always looked for but never found. We planned to personally take care of the property, fix things quickly and with high quality materials, and charge an affordable price.
Our goal was people would see our place compared to others and get to know us for a mutually respectful business relationship.
Great Duplex, Great Rental, Great Location
We spoke with our bank and learned what we needed to qualify for the mortgage. I know tenants are talking a lot about mortgage fraud by small landlords and it does exist, especially for people with multiple rentals. This is wrong and makes us all look bad.
Fortunately for us we had high credit from always paying our bills and could qualify to buy a property in a certain price range.
We spent months looking and looking and the more places we saw the more we were confident we could be the best landlords around. So many of places for sale were run down, damages, smelled horrible, and not something we would have wanted to rent.
Our real estate agent finally showed us a property in a good area close to public transportation, shopping, and schools. It was vacant and we were told by our real estate agent the current owner was a foreign investor who wanted to sell.
We made our offer and after some wiggling it was accepted! We finally had our investment property, in a nice area and now it was our time to have the perfect rental property with (we hoped to be) amazing, caring landlords.
Fixing The Property
In our area it’s hard to find a really nice rental in a great area. Now we at least had the great area. Now it was time to fix it.
We did everything ourselves except the new shingles and the electrical and plumbing. We spent weeks scrubbing, painting, putting in new flooring and landscaping.
We spent more on our rental than in our own home for things like blinds, curtains, new counter tops, new appliances, and new clean light switches.
Both the upper and lower units looked like brand new houses.
We made them into places we always hoped to find but always ended up disappointed.
Great Property On The Market At An Affordable Price
We felt great even after coming home at midnight after doing sanding, painting and other fixing issues in the new property.
We had one of the best properties on the market, we wanted to be the best most friendly landlords ever, and were optimistic and excited.
We are both working class people wanting to help working class people like us!
Things Started Off Well
We found good tenants for both units in the upper and lower apartments. We made sure to use the right legal materials and rent credit checks with Rent Check.
It was a good first year. Unfortunately, the lower unit moved out after a year and the couple of teachers moved out after two years because they bought their own townhouse.
Our next tenants moved in and things were also good for a long while.
No Evictions, No Landlord And Tenant Board, No Law
Things have changed in 2020. We had our first problems with the downstairs tenant who didn’t pay rent in February. He hasn’t paid since.
Then after Premier Ford say tenants didn’t have to pay rent in March our upstairs tenants have refused to pay. They told me it’s “their right.” They didn’t want to negotiate, didn’t want to work things out.
Our Tenants Are Now Not Paying Rent And We Can’t Evict Them And We are Owed Thousands of Dollars in Rent With No End In Sight!
This is all because the government is not allowing the legal system to operate… and we suspect our tenants are abusing the system because they know they can’t be evicted! Isn’t Canada supposed to be a nation of laws and not one of lawlessness?
Things were about to become worse. Doug Ford where are you to help me and my family not go bankrupt!
To Be Continued…
Get Tenant Tips And Tricks From Experienced Tenants On How “Things Really Work” And How You Can Protect Yourself in 2020!
How Ontario Tenants Can Easily & Legally Break Your Lease In 2020!
Because of the hard work of Tenants we finally have some new changes that are fair and promote justice for Tenants.
All the law-abiding landlords out there will support this post because it’s just explaining the rules and laws to help tenants, just as landlords help each other.
Landlords Can’t Lock Tenants In To Fixed Term Leases
In April 2017 we saw the provincial government finally listen to our concerns and they created the Rental Fairness Act which makes changes to the Residential Tenancies Act.
Now landlords can’t collect arrears for rent due once Tenants receive a “Termination Notice”.
You can see in the Residential Tenancies Act, Section 37, that states that once the landlord gives the Tenant a notice of termination, the tenancy ends of that date of termination the landlord put in the notice.
With the Rental Fairness Act we finally get some real clear facts on once the Tenant gets the termination date, you break your lease:
134(1.1) No landlord shall, directly or indirectly, with respect to any rental unit, collect or require or attempt to collect or require from a former tenant of the rental unit any amount of money purporting to be rent in respect of,
(a) any period after the tenancy has terminated and the tenant has vacated the rental unit; or
(b) any period after the tenant’s interest in the tenancy has terminated and the tenant has vacated the rental unit. 2017, c. 13, s. 24 (2).
What Does This Mean For Tenants? It Means You Can Get Out of Fixed Term Leases
The best thing that all Ontario Tenants should know is this gives you an easy way to break your fixed term lease.
And landlords cannot go after you in small claims court or the Landlord and Tenant Board for breaking the lease, because it’s landlords who told YOU TO MOVE.
For example you might want to move because the landlord is a jerk, or the neighbours are noisy or smoking, or maybe you found a nicer or cheaper place. You are no longer “locked in” like a slave.
How Can Tenants Break a Fixed Term Lease Under the New Rules?
Remember, if the landlord gives you a notice with a “termination date” of “do this or the tenancy ends” you can just….don’t do what they say…and break the lease!
What’s the Best Way For Tenants To Break A Fixed Term Lease?
There are lots of ways now! Sure it’s a little bit sneaky but Tenants have to do what have to do to survive in this unfair situation.
(1) Don’t Pay Rent and Get the N4
Probably the best way to break the lease is just don’t pay rent. The landlord will give you an N4 ‘Pay Up or Be Evicted Notice’ with a termination date. The termination date will usually be 15 days after they give the notice. Since they are the ones who want to terminate the lease you just don’t pay and agree with them…and there is nothing the landlord can do! Again, here’s how it works.
Step 1 – Rent is Due
Step 2 – You Don’t Pay Rent
Step 3 – The landlord wants your money so will give you N4 Notice to End The Tenancy For Non-Payment of Rent
Step 4 – The N4 says: “Pay this amount by…. (This is called the termination date) or Move Out By the Termination Date
Step 5 – Just move out at the termination date and the lease is broken and you are home free!!
(2) Make Some Disturbances and Get the N5
Make lots of noise and the landlord will probably give you an N5 Notice to End Your Tenancy For Interfering With Others, Damage or Overcrowding. It will have a termination date and then you get out of it. I am giving you this notice because I want to end your tenancy. I want you to move out of your rental unit by the following termination date _____
Step 1: Make Noise, Damages or Overcrowd the rental
Step 2: The Landlord Will Give You an N5
Step 3. The N5 Will Have A Termination Date
Step 4 On or Before the Termination Date……….just move out by the termination date and you are home free!!
Try not to bother other Tenants so much, but noise, smoking or these types of things will lead to an N5 and then you can leave free and in peace for a better, cheaper apartment.
Try to talk with other tenants so if you are making noise or going to smoke or flood the place, they can complain quickly to the landlord get get the N5 process going fast without really creating any trouble for your fellow Tenants.
Being Able To Break Fixed Term Leases Easily Is the First Step in Creating a Better Rental Industry – Especially When It’s The Landlord Telling You To “Obey or Get Out”…So Get Out!
Things are still really unfair. But I want to make sure Tenants are at least aware how the new rules make it okay to break fixed term leases. I’ll write more later on and hope other Tenants and fair-minded landlords can make positive contributions here.
It’s Time For Real Fairness For Ontario Tenants
Let’s work together and finally create a fair playing field for Ontario Tenants. I know many of you will be amazed at my first contribution and there will be many more to come because it’s time for FAIRNESS.