Posts Tagged ‘credit checks’

The Ontario Landlords Association is the Recognized Voice For Residential Landlords in Ontario

Friday, October 23rd, 2020

 

“The Ministry greatly values the role the Ontario Landlords Association and its members play in providing quality, affordable rental housing in Ontario and recognizes the OLA provides an important voice for small private residential landlords.”

Ontario Ministry of Municipal Affairs and Housing

 

Run Credit Checks For Only $9.95/Check (With Scores And No Annual Fees!)

Wednesday, October 21st, 2020

You Can Join the Ontario Landlords Association for a Low One-Time Registration Fee and Start Running Equifax Credit Checks for Only $9.95/Check (No annual fees) To Find Great Tenants! 

With the current crisis going on it’s more important than ever for landlords to carefully screen your tenants. This always includes running a credit check to make sure your potential renters have a history of paying their bills.

When you join our landlord community you get multiple tools for you to succeed during good times and bad. For over a decade the Ontario Landlords Association has been helping small landlords succeed and getting our voice heard at last.

We also want to help tenants and want to have great communication between parties and a “win win” approach. The is why we have our Pay Your Rent Campaign where we encourage tenants to cooperate with their landlord.

Make Sure A Credit Check Is Part Of Your Screening Process

We were the first organization to promote credit checks for small landlords in Canada. We started this over a decade ago! Our partners are very reputable and you can run a check at discounted rates.

There Are Lots Of Great Tenants Out There Looking For a Great Landlord

Make sure running a credit check is part of your screening. And only for discounted prices  with no annual fees or hidden costs!

JOIN THE OLA FOR HUGE DISCOUNTS

I Paid My LL Full Rent (Because I Don’t Want To Move!)

Tuesday, August 25th, 2020

I wanted to send this in and hope it gets published because hopefully it will provide a different perspective on the rental crisis we are all facing.

My landlords are a working couple who live very close to where my place is. They are very nice and we get along well. The property is in a nice area and my kids go to the local schools (which are excellent and my kids love it).

We are near parks and good shopping and my rent is affordable

Lots Of People Are Telling Me “You Don’t Have To Pay Rent

Last March my email box was full of my friends who rent saying we didn’t need to pay rent and would not have to worry about being evicted.

It’s sounded too good to be true…and I’m always worried when things sound like this.

I looked into it more and it was really confusing because Premier Ford said it and lots of groups like “don’t pay rent” were telling renters not to pay.

I Called My Landlords

When this all came out I called my landlords and discussed this with them. They told me if people don’t pay rent, they will end up paying just later on.

They also told me they depend on my rent to keep the property going.

They are heavily mortgaged, pay tons of taxes and didn’t raise the rent on me because they want to keep me renting from them.

If They Don’t Get Rent They Will Have To Sell

They told me that honestly they aren’t making any money from owning the property as unlike in downtown Toronto house prices are not increasing where we live and taxes and fees keep going up.

They said frankly if I don’t pay they would have to sell the house.

Sell The House…My Home…Where My Kids Are Growing Up In?

I know they were sincere and honest and finally saw things through their “eyes”.

They are working class people like me and I can see how they bought the property hoping it will help them in their retirement but they will only make “big money” if houses appreciate (which I doubt they ever will here.)

Love The House, And It’s Our Home…So Let’s Pay Rent

Knowing the facts of the matter I paid rent throughout and will pay in full again in September. I’m back to work and things are getting better.

We pay affordable rent and love the place and my landlords are cool and I have a better relationship than ever…And they promised never to sell the house if I want to stay!

Ontario Landlord Tenant Criminal Checks – Take Your Tenant Screening System To the Next Level!

Tuesday, July 28th, 2020

Ontario landlords criminal checks

With So Many Problems From A Small Group of Bad Tenants Out There More Landlords Are Using Criminal Checks to Protect Their Rental Properties…And Now You Can Too For a Discounted Price!

Ontario landlords are excited about how many great tenants are out there.  These are tenants who pay their rent on time and respect both the rental property and their landlord in a mature and professional manner. 

Many Ontario landlords have faced problems with their tenants during the Covid-19 pandemic. It’s now more important than ever to protect yourself and your property!

Take Your Tenant Screening System To A Higher Level (Not Just Credit Checks, Social Media and References)

It’s time to make sure you run criminal background checks on your potential tenants. And you can now do so with our Protection membership.

The Ontario Landlords Association has brought forth a revolution in tenant screening over the past decade. 

Experienced and successful landlords in our community were the ones who educated others on the importance of screening your tenants very carefully.  Before we came along there was very little talk about landlord issues and few Ontario landlords even knew they could run credit checks on tenants (and why they should run them).

With so many good people looking for a place to ‘call home’ and rent from you, it is essential that small landlords avoid the professional tenants out there.

These professional tenants know how to manipulate the system and can lead small landlords to not only sleepless nights, but to financial ruin.

Professional Tenants Hurt Good Tenants, Not Only Their Landlord

These types of people who make leave huge damages and owed rent behind not only hurt the landlord, it hurts good tenants who are looking for a nice rental property. Landlords who face huge financial losses often leave the industry.  Or they will raise rents to help pay for the repair costs.

Sadly, we continue to see some landlords not being careful and being ripped off by these professional tenants.

Windsor Landlords Fed Up With Bad Tenants Now Looking At Criminal Checks As Part Of Their Tenant Screening System

After dealing with unpaid rent, destroyed rental apartments and a long process to even try to get paid money that is owed some Windsor landlords are saying they will make their tenant screening system even tighter. 

According to a CBC report a property manager has had enough of professional tenants causing huge financial hardship on small landlords.

Huge Challenges For Ontario Landlords

Already small landlords aren’t making huge profits and many are just breaking even (and some even cash-flow negative). 

So if you aren’t super careful and rent to a tenant who doesn’t pay rent, causes damages, or causes problems with the landlord or other tenants in the property it can lead to huge headaches.

Tenant Leaves Behind Huge, Expensive Damages

The Windsor property manager said one of the biggest problems he faces it from renters who leave behind huge messes to clean up. 

Tenant Was a Drug Addict, Leaving 200 Syringes In the Rental

When one Windsor tenant moved out he made sure to leave a mess behind.  This time it was more then two hundred syringes all over the floors.

Used syringes

Over 200 hundred syringes were left behind, and it got even worse!

Windsor Landlord Will Now Begin Running Criminal Checks

According to property manager Morawetz after so many tenant problems he wants to “take things a step further.” He says in order to protect rental properties he and lots of other landlords will be “tightening up” their tenant screening criteria “to a level never seen before.” 

Make Sure You Follow The Ontario Human Rights Code On Screening At All Times

According to the CBC news report running criminal record checks in some circumstances may be considered discriminatory….but in other circumstances “it might make sense” The report uses an example where a single mom is wants to rent out a room in her house and making sure all the applicants interested require a criminal check could be reasonable because of concerns for her and her family’s safety. 

And the Human Rights Commission states that: 4.2.9  Criminal or other police record checks, Nothing in section 21(3) of the Code or Regulation 290/98 permits the use of criminal or other police record check in the context of rental housing.

Of course, landlords must get permission before running a criminal check and if you have any questions contact the OHRC to make sure you are doing the right thing.

Ontario landlords criminal check on tenants

Ontario Landlords Can Now Begin Running Premium Criminal Checks on Tenants

Join our community and get the tools you need to succeed.  This now includes CRIMINAL CHECKS at a great low price with our ONTARIO LANDLORD PROTECTION MEMBERSHIP.

We Are Proud To Be Partners With TRITON

Triton is the leading background company in Canada.

Regular criminal check price: $59.00/check + $75.00 set up charge

Ontario Landlord Member Price: $24.95 and no set up charge

And it’s all for only a one time fee (no annual fee). We landlords just like you and we know how tight the budgets are for many Ontario Landlords and this is why we want to keep your costs down for the best services out there.

Ontario Landlord Tenant Criminal Checks – Become a PROTECTION Member And You Can Add Criminal Checks To Your Tenant Screening System For A Huge Discount!

Ontario Landlords Can Now Access Landlord & Tenant Board Information Via F.O.I. Requests!

Thursday, May 30th, 2019

Since May 1, 2019 The Rules For Accessing Information Have Changed. This Can Help Landlords Avoid “Tenants From Hell”

I’m a long-time landlord.  I bought my first rental in the late 1990s.  After some major (and expensive) mistakes I put a huge amount of my energy on screening my tenants.

I found that one of the keys to success as a landlord is to make sure you rent to good tenants and avoid the “game players” who abuse the system to rip off landlords. Sadly, there are a lot of “game players” out there.

As a long time Ontario Landlords Association member I learned a lot of great tips and tricks on weeding out “Tenants From Hell”. 

Tenant Screening Only Goes So Far In Ontario

The problem I kept facing is that in Ontario is was impossible to thoroughly screen potential tenants.  This meant that every person I rented to was a huge potential risk for me and my family. 

And what a risk renting to a bad tenant is!

In Ontario is is almost impossible to evict crafty tenants.  The process takes months/years and even if you get them out they can destroy your rental property and you can lose thousands of dollars. Even an Ontario superior court judge says the rules for landlords are unfair and ridiculous.

The problem is we had no access to Landlord and Tenant Board (LTB) cases. So we were blind to whether or not a potential tenant had a history of issues with the LTB.

When I joined the OLA in 2009 I found I wasn’t the only one who wanted this changed.

Thousands of other landlords also wanted access and for years the the Ontario Landlords Association has worked relentlessly contacting MPPs (and the current Premier) to make changes.

Why is this access important?

1) Credit Checks Do Not Tell The Whole Story

The truth is credit checks don’t really tell you who will be a good tenant. High credit scores can be people who simply pay their Rogers or Telus bills every month.

A credit score has nothing to do with rent and is basically useless!

Since non-payment of rent can’t be reported, that “super applicant” with a high credit score might have ripped off their last 10 landlords!

2) Landlord References Are Often Dishonest

In the beginning I relied on the honesty of other landlords. But I quickly found out that the most glowing references were often from landlords who wanted to get their tenants to move out because they were trouble makers!

Some landlords who didn’t give references but the tenants wrote them down in their application were also bad. 

I called them for a reference and when the landlord found out their tenants were looking to move they offered their good tenants rent discounts and other goodies to keep them!

3) So-Called “A.I” Is Nothing But Shameful and Shady Marketing

Just like ‘blockchains’, A.I. or ‘artificial intelligence’ is a fad these days. But it is a gimmick and just shady marketing.

How can you get a “pet risk score” by asking a tenant applicant to send in a picture of their dog?  And they say “the cuter the picture, the higher the score”.  It’s a bad joke and in my opinion it’s fraud that hurts both landlords and good tenants.

No wonder their are lots of Privacy Commission investigations going on as tenants rightfully complain.

4) Employment References Are Limited

Someone can be a great employee and a bad tenant. Sure, it’s important to find out someone works to pay the rent, but that’s where it ends.

5) Criminal Checks Only Check Tell One Story

These are really helpful but they only screen out criminals and in Ontario not paying rent or damaging property is not a criminal offense (it’s common and accepted!)

6) Face To Face Interviews Are Risky

Ask the landlords who rented to Nina WillisShe had a great story and a charming personality…then made her landlords lives a living nightmare.

Landlords Can Now Access Landlord and Tenant Board Records!

Fellow Ontario Landlords Association Members…We Did It! 

Years of lobbying and explaining and supporting court challenges as why this needed to be done, thousands of phone calls, zillions of face to face meetings…and OLA members see the fruits of our labour!

Beginning on May 1st, 2019 Ontario tribunals are now more transparent, including the Landlord and Tenant Board (LTB).

You can read the new rules here.

What Does This Mean For Small Landlords?

It means the LTB can no longer hide from landlords making a Freedom Of Information (FOI) request to see if a potential tenant has been before the LTB before. 

We can check out tenant evictions and make sure our applicants aren’t “predatory Tenants from Hell!

50 “Hits” Showing This Potential Tenant Was A Serial Bad Tenant Who Ripped Off Lots Of Landlords

 Can you imagine renting to some who:

-Has Great Credit

-Has References From A Bunch Of Former Landlords

-Has A Good Job

-Has A High “A.I.” Score Because Their Dog Is Cute And They Are Cool On Facebook

-Has No Criminal Record

Sounds like an ideal tenant right?

Wrong.

This tenant applicant has been to the LTB 50 times! And many of those times was due to not paying rent.

Run A F.O.I (Freedom of Information) To Find Out About Your Potential Tenant

This is the gold standard for landlords to really do proper tenant screening!

Ontario Landlords Association Keeps The Pressure On To Help Good Landlords and Good Tenants!

We are landlords just like you. And we defend the rights of good tenants who don’t like to be smeared due to a group that wants to rip off landlords who they view has weak and vulnerable.

So we keep fighting and getting our message out to help both good landlords and good tenants.

We kept the pressure on for years about transparency at the LTB and now we finally got it. 

This is a great start, and we are not finished. Now we need a damage deposit and more. 

How Can I Do An F.O.I. Request To See My Potential Tenants LTB Records?

Join us in the Ontario landlord forum because this is a hot topic and we want every landlord to make sure you do it to protect yourself, your family and your rental property!