Ontario Landlords Association

Part 1: My Tenants Haven’t Paid Rent For Months

We are posting some of the thousands submissions sent from landlords across Ontario. Make your voice heard.

I know a lot of landlords really frustrated now and I am too. So we asked if our my submission could be published for people to read.

Hopefully others will see they aren’t alone in dealing with these challenges and those with power can see what is really happening.

Our Story – We Did Every Thing Right, The System Is Wrong

Like many others reading here we are not a rich. We are originally immigrants who saw Canada as a peaceful land which followed the rule of law instead of the law of personality and corruption.

We arrived and are both working class people who only bought our own home later in life. We rented for years and  made sure rent was a priority to pay.

We are still coupon cutters and saved every cent we could. Yes, I’m that person you see lined up at the grocery store the morning of a sale.

We have an old tv and almost never take any vacations  and we are fine with that because we want to plan for our future.

We have never bought a new car, always used. We didn’t even want to buy a car but found public transportation lacking and not convenient, especially in the cold winters.

Finally Built a Small Nest Egg

When we finally had some savings a few years ago we were looking to invest somehow. Our money was just sitting in the bank and we spoke with our bank representative about options.

She told us we could go into GICs, but they paid very little interest. And the stock market was something we were not comfortable with because it looks to us like a casino where only the insider players make money.

We were still looking for options.

Buying A Property To Rent

After long talks with each other, we came across the idea of buying a rental property.

We rented for years and remembered how tough it was to find a really nice place. We always worried about the landlord/property management because many of the rental buildings were not well maintained in our city. When we needed to move and find a new place due to work reasons it felt like Russian roulette.

So we decided we can try to buy a well located property and make it the nicest one around.

And we would be the best landlords around.

We wanted the property and how it was run to be exactly what we always looked for but never found. We planned to personally take care of the property, fix things quickly and with high quality materials, and charge an affordable price.

Our goal was people would see our place compared to others and get to know us for a mutually respectful business relationship.

Great Duplex, Great Rental, Great Location

We spoke with our bank and learned what we needed to qualify for the mortgage. I know tenants are talking a lot about mortgage fraud by small landlords and it does exist, especially for people with multiple rentals. This is wrong and makes us all look bad.

Fortunately for us we had high credit from always paying our bills and could qualify to buy a property in a certain price range.

We spent months looking and looking and the more places we saw the more we were confident we could be the best landlords around. So many of places for sale were run down, damages, smelled horrible, and not something we would have wanted to rent.

Our real estate agent finally showed us a property in a good area close to public transportation, shopping, and schools. It was vacant and we were told by our real estate agent the current owner was a foreign investor who wanted to sell.

We made our offer and after some wiggling it was accepted! We finally had our investment property, in a nice area and now it was our time to have the perfect rental property with (we hoped to be) amazing, caring landlords.

Fixing The Property

In our area it’s hard to find a really nice rental in a great area. Now we at least had the great area. Now it was time to fix it.

We did everything ourselves except the new shingles and the electrical and plumbing. We spent weeks scrubbing, painting, putting in new flooring and landscaping.

We spent more on our rental than in our own home for things like blinds, curtains, new counter tops, new appliances, and new clean light switches.

Both the upper and lower units looked like brand new houses.

We made them into places we always hoped to find but always ended up disappointed.

Great Property On The Market At An Affordable Price

We felt great even after coming home at midnight after doing sanding, painting and other fixing issues in the new property.

We had one of the best properties on the market, we wanted to be the best most friendly landlords ever, and were optimistic and excited.

We are both working class people wanting to help working class people like us!

Things Started Off Well

We found good tenants for both units in the upper and lower apartments. We made sure to use the right legal materials and rent credit checks with Rent Check.

It was a good first year. Unfortunately, the lower unit moved out after a year and the couple of teachers moved out after two years because they bought their own townhouse.

Our next tenants moved in and things were also good for a long while.

No Evictions, No Landlord And Tenant Board, No Law

They are legally “playing the system”

Things have changed in 2020. We had our first problems with the downstairs tenant who didn’t pay rent in February. He hasn’t paid since.

Then after Premier Ford say tenants didn’t have to pay rent in March our upstairs tenants have refused to pay. They told me it’s “their right.” They didn’t want to negotiate, didn’t want to work things out.

Our Tenants Are Now Not Paying Rent And We Can’t Evict Them And We are Owed Thousands of Dollars in Rent With No End In Sight!

This is all because the government is not allowing the legal system to operate… and we suspect our tenants are abusing the system because they know they can’t be evicted! Isn’t Canada supposed to be a nation of laws and not one of lawlessness?

Things were about to become worse. Doug Ford where are you to help me and my family not go bankrupt!

To Be Continued…

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