Archive for the ‘tenant rights’ Category

I Worked Out A Fair “Win-Win” Payment Plan With My Landlord

Sunday, May 24th, 2020

 

My Landlord And I Cooperated Together

These are difficult times for everyone. So many people are out of work and many have even been fired from their jobs!

The pandemic has changed the world and has hurt so many people.

And with all the schools closed many parents have to try to educate and entertain our children. This is especially tough when we can’t go to parks or playgrounds.

Landlords And Tenants And Paying Rent

As a long term tenant I have paid my rent according to the lease with my landlord all the time.

Now things have changed, the economy has changed, the whole world has changed due to the Corona Virus.

Economic Challenges

We tenants have lost hours, lost jobs, and even lost hope. This is a unique situation we have never seen before.

So How Should Tenants Deal With Their Landlord?

It’s all about being upfront and honest and working together.

Inform Your Landlord Of Your Predicament

Be open and honest with your small landlords because they will care and understand the challenges you face.

Most small landlords are nice people…they don’t want you to move (at least in my case). And they are willing to listen. And they are often flexible to reach a win-win situation.

Also, they don’t want to try to find a new tenant to replace you if possible. They want you to stay and hope you are willing to work with them.

See Things From The Landlords Point of View And Ask Them To See Things From Your Point Of View

Most small landlords are not like the rich corporate landlords living in their castles. They want you to stay and be their client.

They also know that finding another good paying tenant in the current environment will be very difficult and would prefer you to stay.

So it’s entirely possible to ‘work things out’.

Work Out A Payment Plan

I worked out a fair payment plan with my landlords.

Since I only get $2000/month from CERB and my rent is $900/month we agreed I would pay $500/month and I would catch up when the pandemic is over and I can get back to work.

This allows me to have confidence I will keep my home and also gives me $1500 for other things I need in life (and I still don’t need to dip into my savings!)

Working Together…Works!

View your small landlord as a partner in this whole crazy mess of a world.

Your small landlord likely rented themselves or have friends or kids renting so they are on your side. They might even be helping their kids or relative or friend who is renting deal with this situation.

Working Class Tenants Working With Working Class Landlords is Key

Many working class landlords aren’t rich and have bills to pay. They are usually pretty kind and flexible and if you be polite and tell them you want to work things out they will do it.

Make sure you rent from a small working class landlord because you can talk to each other and prepare win-win plans.

Stay Safe and Let’s All Work Together

KNOCK OUT YOUR LANDLORD LIKE MUHAMMED ALI IN 2020! You Need To Challenge Your Landlord To Make Them Respect You And Not Rip You Off!

Wednesday, January 1st, 2020

Make Sure You Clearly Show Your Landlord You Are A FIGHTER FOR YOUR TENANT RIGHTS! You Need To Teach Them You Will Fight Back!

The greatest heavyweight boxer of all time was a Black man named Muhammed Ali.  He was not the biggest fighter out there. In fact, he was normal sized and usually the “underdog”.  But he became the champion!

How?

Because he knew bigger boxers underestimated him and though he was not aggressive and weak and small. He made sure they knew he was not weak and would fight aggressively and this led the other boxers to respect him.

This is the same attitude these rich landlords have against us hard working tenants. They think we are weak.  It’s why we all need to fight aggressively and teach them to respect us…and if the don’t they will get knocked out!

Use The Muhammed Ali Strategy To Get Your Landlord To Respect You And Your Rights

Most landlords think they are clever and tenants are stupid and weak and not capable of fighting back.

Why do landlords think they are so clever?

Many bought their rental properties thanks to  mortgage fraud with fake incomes. The mortgage business is very shady and how did some lowly person end up with several rental properties? Hmmm.

And then they avoided all the laws to create a likely illegal rental as cheaply as possible. A rental that is a fire trap that could lead to the deaths of you and your family.

Keep your landlord on the defensive, ALI STYLE!

Tenants Need To Show You Won’t Be Pushed Around Or Cheated On Day 1!

Mohamed Ali knew other fighters thought he was small and old.  He knew the key to his winning (and dominating) was to show the bigger, younger fighter he knew what he was doing and he was fierce and wouldn’t back down!

Ali knew that if he he looked ‘weak’ or ‘intimidated’ it would lead to even more attacks from his opponents.

So he made sure from the first second of the fight to teach his opponent/landlord a lesson

…He showed them he was going to fight harder than they were and he was going to KNOCK THEM OUT!

From The Beginning Of The Fight, Ali Would Show He Would Not Be Intimidated

Ali would come out and jab, jab, jab, punch, punch, punch.  This led the other boxer to respect him.

Tenants need to do the same thing.

Make Your Landlord Know You Fight Back HARD!

Tenants Using Ali Tactics To Fight Back And Protect Your Family

So how can use be like Ali and win?

Here’s how.

If You Are Rejected From Renting a Property You Want To Make Your Home

It’s clear that many landlords refuse tenant applicants by breaking the Ontario Human Rights Commission Laws.

The refuse you because you are on government assistance.  They refuse you because your income isn’t high enough. They refuse you because of your race or citizenship.  They refuse you because of your family.

This is all illegal…and it’s all super common!

Landlords are breaking the law by illegally denying you the home you deserve!

Always demand an exact reason why you were refused.  Record all conversations.

File a Human Rights Complaint against the landlord who refused you. Teach them a lesson they will never forget and make sure their law-breaking will end!

When You Move In

When you move in many landlords think “HAHAHAHA I GOT YOU! PAY ME!”

They have no idea that Tenants have rights and view you as simply their “cash cow” so they can buy expensive cars, take vacations, use your rent money to pay for their kids elite private school tuition!

Just Like Ali, Show Your Power, Knowledge and Willingness to Fight On Day 1

You have to show to your landlord that you are not an idiot that they can rip off.  Most landlords don’t care about the Residential Tenancies Act and don’t care about the Landlord and Tenant Board.

Even if they are aware of it, they think YOU WON’T DARE CHALLENGE YOUR LORD

Make Sure You Challenge Your Landlord And Protect Yourself!

If you don’t do this, your landlord will NOT RESPECT YOU AND WALK ALL OVER YOU!

I know tenants are want to focus our time on our jobs, our studies and our families, but the landlords in Ontario are often PREDATORS and you have to take these steps to protect yourself, especially newcomers to Canada, people on government assistance, single mothers and students.

How To Do Take Action After Moving In? (No Need To Tell Your Landlord At All!)

-First, inspect the property yourself.  If you see any potential issues call your local by-law officer or Toronto 311 and get someone to come and inspect it.

Even if you don’t see any maintenance issues, call your local by-law officer or Toronto 311 (since you are not an expert and you want to make sure your new home is safe).

-Second, call you local Fire Department and ask for them to inspect your rental to make sure it is safe for you and your family.

-Third, if there are any issues at all file against your landlord at the Landlord and Tenant Board.

-Fourth, if there are any issues call the ….against your landlord and they will investigate

-Fifth, if you have any issues or questions, call your landlord and if they don’t answer quickly file a at the Landlord and Tenant Board

What Can I Do If My Landlord Threatens or Harasses Me?

-You can call the police.

-You can call the Investigation Unit

-You an file at the Landlord and Tenant Board

-Call your local By-law office or 311

-Go to your local Legal Aid Clinic or go to an LTB Hearing and talk to “Tenant Duty Counsel”

Even after you beat down your landlord you don’t need to move out! Your landlord will FEAR YOU, and you are the WINNER! Ali Style!

1. Keep calling them
2. Demand action
3. Don’t be polite

…Show them you are smart and will not accept any ‘bad landlord’ games!

Muhammed Ali Was Underestimated and Made Sure His Landlords/Opponents Learned Fast!

Tenants need to do the same in 2020.

Fight back.  Make complaints! Call By laws. Call the Fire Department. Take Your Landlord to the Landlord and Tenant Board.

You thought I was weak? I Will Take You To The LTB, Call By-laws, Call Police, Get Free Legal Help, Call Investigation Unit!

Landlords Fear Tenants Who Know Our Rights!

By being aggressive you educate your landlord that they better BE CAREFUL in dealing with you.

And why not? Since you are paying their mortgage and making them rich. They need us more than we need them.

Get energized and get fighting because you are right and joining a huge Tenant movement for fairness!!! Fight For Your Rights!!!

YOU *DO NOT* HAVE TO PAY RENT ON THE 1st IN ONTARIO (You Have A 2 Week Legal Cushion, And Months More)

Sunday, December 8th, 2019

In These Difficult Economic Times With Precarious Employment and Lay Offs Many Good Tenants Can’t Pay the Rent On Time…But You Can’t Be Kicked Out!

“No baby, we won’t be homeless as Mummy looks for a new job”

We live in difficult times.  Good landlords are aware of this and will support this post as it’s just an informative way your tenants can keep renting your over-priced property and making you rich for doing no real labour.

Landlords need to remember that while you do no work to take our money, tenants must struggle and work every day to try to feed our families and pay you your pound of flesh.

The Toronto Star recently had an article about being evicted and what tenants can do.  The advice was good but very limited as most mainstream media is these days.

This Is A War Against Tenants And the Working Class

The reality is workers are being laid off or even fired in place of third world factories with no human rights.

Even in Toronto many workers are given a low severance and an evil “good bye” as companies seek cheaper labour as they outsource.

Tenants are victims of the “gig economy” unlike Baby Boomers and Generation X who had it so easy in an era of low costs and high wages and even idiots and high school drop outs could get high paying jobs.

They put their businesses in places where workers are treated like slaves. Workers are whipped, chained, raped and beaten…all to make sure that new iPhone gets built for a low cost.

Landlords have a social responsibility

Good Landlords Will Understand Late or None Payment of Rent And Agree For Delays

Tenants are struggling. 

Smart landlords will have some empathy and understand if you can’t pay rent on time. They will give you a break and let you have a month or two of late rent, or even free rent for a few months.

Why Will They Give You A Break? 

Because the costs and risks of renting to new tenants is huge.  They might get a game player who never pay. Or get a nasty tenant who will damage their unit or upset others (including other condo owners). They should give you a break…but….

Landlords hate Tenants who know the rules!

If You Don’t Pay On The First Will You Be Kicked Out?

No!

There is a legal process landlords must follow.

If you don’t pay rent you will have months of rent free living and the opportunity to pay (and stay in your home) after many, many months!

I Didn’t Know That! What Is the Process? 

Landlords will file what is called an N4 to tell you to pay rent.  This give you 14 days to pay, but even if you don’t pay it’s okay!

The N4 is pure intimidation, you don’t have to move! LLs use this paper work to intimidate & threaten.

So If I Don’t Pay I Will Get Kicked Out?

No. 

Not at all, you are protected. You don’t have to pay for 14 days…and if you don’t pay in 14 days the landlord has to “apply” for a “Hearing Date” which can take 6 months or more (and you can pay right up to the date you will be evicted).  So you have months to pay the rent.

So What Happens If I Don’t Pay On The First Of The Month?

The N4 gives you two weeks to pay. You don’t have to pay the rent on the 1st of the month!

The landlord needs to then apply for a “court date” at the Landlord and Tenant Board.

These dates are between 6 to 18 months. That means you have a breather for a long time! 

In These Crazy Economic Times You Deserve a Break At Your Landlords Profits Expense!

Nothing can happen until you go to “court” at the Landlord and Tenant Board.

What Happens In The Period of Not Paying And the Hearing Date?

Nothing. 

You don’t have to pay a cent. And your landlord can’t harass you. 

If they do you can call the government Bad Landlord Police and get the landlord fined and even criminally charged!

You can also call the police.

So I Can Not Pay For Many Months and Still Stay In My Rental?

Yes. 

It’s not “your rental” it’s “your home”. 

The landlord will have to wait for months to get a “court date” at the Landlord and Tenant Board (LTB).

What If I Want To Stay, Should I Pay All Rent Before the LTB Hearing?

No. Don’t be foolish.  This is a “business negotiation”.

Go to the Hearing. You are the victim and your landlord is getting rich thanks to your suffering and poverty!  LTB judges know this!

The LTB has a room where tenants and landlords can “work things out” called mediation.

You can agree to pay the rent owed, but why not negotiate?  Say you will pay 20% to avoid a “trial” at the LTB. 

Many landlords will be happy to get the money and avoid the stress of going in front of an LTB adjudicator and potentially getting nothing.

Landlords are scared of trials where they will be held accountable for their crimes against humanity. Google “Nuremberg trials“.

How Can I Prepare For the LTB Hearing?

The best defense is a good offense.

Let’s walk you through this….Take a look around your home.

Do you see any maintenance issues?

Remember: no house is perfect so for sure you can find something.  Mold, stairs not up to code, fridge is not super cold, etc, etc. etc.  You can use this as a weapon!

Do I Have To Tell My Landlord About These Problems Before the Trial?

NO!

Don’t tell them. 

Bring them up at the LTB hearing and SHOCK your landlord.

This will immediately lead the adjudicator to cancel your hearing and book another one so the landlord can fix the things you brought up (hint: bring up a lot of stuff!)

You get another 3 – 6 months of rent free living. You need this help you SURVIVE in this crazy property owner controlled brutal capitalist world!

Landlords call this “trial by ambush” but it’s just part of the legal system to protect good tenants. And it will give you months of more free rent.

This is the best way for poor working class tenants to fight their rich “villa in Paris” or “apartments in China or Iran”.

More Help For Tenants

Remember you can get free legal help (and your landlord doesn’t and has to pay thousands).

Yes, it’s free!  And it will lead your landlord to have to pay for legal representation and while you get if free they will be charged $250 to $400+ per hour! 

You can bleed your landlord dry as they can’t afford these rates.  You pay nothing and they have to pay $300/hour and you can bankrupt them, as many tenants have done (not reported but we all know the score).

So I Don’t Need To Pay For Months And Can Still Live In My Rental Home?

Yes. 

The whole process will take at least 6 to 8+ months (you can live rent free). 

You Can Also Appeal

After 6-8 months to a year of living rent free, and using this money to pay for university and better food for your kids you still have option.  You can pay and stay or you can just leave.

Stay Strong! Don’t Be Intimidated! Learn How ‘The System’ Works To Protect Your Family!

Tenants Waking Up And Fighting For Our Rights

If you can’t pay rent don’t be intimidated. You have a system that protects you and you can even not pay and stay in your home for months (or years if you are smart).

Tuesday, October 29th, 2019

It can be incredibly stressful finding a new home.

With low vacancy rates and many new landlords who do not even bother learning the rules, you need to make sure you are in control of the rental process and punish landlords who are not following the law.

Here are posts from Tenants to help you find your new rental HOME.

Remember, you are paying rent and it is LEGALLY YOUR HOME AND YOU HAVE RIGHTS.

Tuesday, October 29th, 2019

There lots of good landlords out there.  The problem is there are even more bad landlords.

These bad landlords either don’t know the laws or know them and don’t care…as they think they can intimidate you.

Fight back….and fight back hard and you can win!  Please read our helpful articles here to help good tenants defeat and punish bad landlords.  Good landlords have nothing to worry about and will be appreciated even more by good tenants.