Archive for the ‘Rent’ Category

Small Landlords Need To Get Rent And Be Able To Evict Non-Paying Tenants

Wednesday, April 1st, 2020

Ontario Landlords Require A Functioning System Where Rent Is Paid On Time & Non-Paying Tenants Are Evicted. Or Many Of Us Will Go Bankrupt & Have No Choice But To Sell Our Rentals

The entire world is worried about the pandemic known as Covid-19.  Countries such as Italy have even ordered a nation-wide quarantine that will keep citizens stuck in their home and unable to use public spaces.

The province of Ontario also has a growing number of cases and Premier Ford has declared a state of emergency. This had led to restaurants being closed, schools closed, and other actions.

Ontario Tenants Face Challenges

Many tenants are dealing with reduced hours at work or even job losses. On top of this tenants are using saved up money to stock up on essentials in case they have to self-isolate.

Small Landlords Often Rented Before We Became Housing Providers

Unlike the large corporate landlords, small landlords are regular people who also face serious challenges. As many of us rented at some point in our lives, we understand and sympathize with what tenants are dealing with. However, we ask everyone to understand our situation as well.

Rent Freezes, Evictions Bans, And A Closed Down Landlord And Tenant Board

Many of our members are very concerned about some of the ‘solutions‘ that are being brought forth by some tenant groups, some people in the provincial government, and some people in the media.

These so-called solutions include a freeze on rents, don’t pay rent, don’t allow any legal evictions, don’t enforce evictions and more.

While these sound dramatic and helpful they will only harm the entire rental industry and tenants themselves

Small Landlords Are Not Faceless Corporate Giants

We’ve worked hard over the past decade to show that small landlords need to be put in different category compared to the corporate landlords.

We’re not rich. We hold jobs and many of our members are teachers, fire-fighters, secretaries, mechanics, doctors, painters, plumbers, electricians, Realtors, small business owners and even helicopter pilots and retired athletes.

We rely on rent to keep our businesses going.  When a tenant pays rent to us, we are paying property taxes, insurance, mortgages and for maintenance (which is not nearly as inexpensive as tenants think it is). If we don’t receive rent, we still need to pay all these costs.

And many small landlords require rent each month just to cover all these costs!

We Need To Find Real Win-Win Solutions

Small landlords are aware of the serious challenges tenants face. Some of our OLA members are already providing their tenants with extra heaters, blankets and…toilet paper. We’re trying to help!

One our OLA members is even going to Walmart, Metro and Shoppers Drug Mart to buy diapers and milk and groceries and medicine for a single mom tenant who is afraid to take her baby out shopping with her.

This is what good small landlords do for our tenants. We don’t want conflict with tenants, we want win-win situations.

Rent Freezes, No Evictions, Closing Down The LTB, No Sheriff Enforcement Are Not Solutions

All these so-called ‘solutions’ are simply demonizing the landlord and placing the entire financial burden tenants face on to the small landlord.

This won’t work.

Small landlords need a functioning system where we get paid rent and can evict non-paying tenants in a fair and efficient legal venue.

If these so-called ‘solutions’ become part of the system it will lead to many bankrupt small landlords and many will sell their rentals (often to a person who wants it for their own use).  This will inevitably lead to an even lower vacancy rate.

Let’s Create A Tenant-Landlord Alliance For A Win-Win Solution

So landlords are aware of the challenges tenants face. Hopefully, after reading this, tenants will be aware of what small landlords face.

So what are some win-win solutions?

Province Provides Grants of Interest Free Loans For Tenants

We already see how the excellent Toronto Rent Bank helps tenants. They are hard working people running it who truly care.

So why not create a new large province-wide Ontario Rent Bank? The government can put in financial resources to create a large province-wide Rent Back.

This would be a place for tenants who are in need to get help to pay their landlord.  Either a grant (for 1 -3 months of rent) or an interest free loan.

Every Evicted Tenant Can Get Places Into Government Social Housing

How much money is spent on social housing? It’s huge. So why isn’t it more effective and better managed?

How about the Landlord and Tenant Board works with government social housing providers across Ontario?

And if someone is officially evicted these government social housing groups reach out to the evicted tenant to help them find a place to stay (thus eliminating homelessness) if they want it (many tenants will just find a new place).

Let’s Fix This And With Smart Long Term Logical Ideas

There are tenant groups out there screaming “stick it to the landlord”.  There are also some minor hick landlord social media outlets filled with uneducated people and owners looking to make a buck saying “tenants just pay or else and also no tax dollars fer them!”

Both extremes should be ignored.  Small landlords need to be protected and the best way to help tenants is to protect good small landlords!

The reality is it’s time for the province of Ontario to pick up it’s game and take some responsibility!

Instead of a deluge of selfies the corporate landlords are making (who pay a fortune for lobbyists and have their staff follow a minister around carrying his umbrella in the rain, opening doors for him and giving him a hug and bringing in lunch when needed) we need real effective change to help both tenants and landlords.

OLA members are shocked that the solution to help tenants is to say “don’t pay rent…because you can’t be evicted”.  Many of us will remember this well in the next election.

OLA MEMBERS SPEAK OUT

-We need to quickly work for win-win solutions to help both good tenants and good landlords.

-We need to get the Landlord and Tenant Board Working (and working fast) and Tenants also to be protected by new government programs such as loans and grants to pay their legal rent.

-The current plan of “no evictions” is beyond foolish and will dramatically harm the Ontario rental industry and lead to anarchy and chaos. 

We need real leadership, not pandering to the worst instincts of tenant voters. 

Why I’m Not Paying Rent – Because It Just Makes Sense Not To Pay

Wednesday, April 1st, 2020

Landlords Are Running A Business, So They Should Act Like Business People and Not So Entitled. You Are Not “Special”

We hear so many media stories of why working class tenants who are suffering in this deadly pandemic “must” pay rent.

We hear paying rent instead of saving money for food and emergencies is “the right thing to do”.

And while we are laid off from work and worried about our future and being worried about being able to eat, we should “care about the landlords who need to pay their mortgage.”

It’s really makes me gag and want to throw up. The landlords are trying to make a case based on ‘morality’ when it’s really just a business case.

The are so entitled they view the paying of ‘rent’ like some kind of virtue and if you don’t do it you should be shamed and go to Hell.

Pay Your Rent. I’m Your LORD!  (Yes I can’t get a job and didn’t finish high school but now I’m getting paid your rent monthly and need to buy weed!)

Landlord – Tenant Matters Are A Business Negotiation

Landlords are running a business, yet they expect pay from their client (their Tenant) to instantly appear like the 11th Commandment is “You Must Pay Rent and Enrich Your Landlord.”

In any business that involves buyers and sellers both sides are always negotiating and trying to get an edge.

In all business relationships buyers and sellers are often at odds.

Rent Must Be Paid No Matter What! (because i’m not shopping at no frills ever again buying kraft dinner)

Not Paying Rent Is a Smart Business Choice

Landlords want to make this a moral/ethical debate when it’s not.

Tenants are making their own logical decisions which are best for us and even the Premier and Prime Minister agree with us!

Landlord Cries, Tears and Threats Are Pathetic

What other type of business people will cry about unfairness when a Buyer wants to make changes in the payment system with the Seller?

You Own A $500,000 to $1,000,000 Property And Need My $2000 To Survive…Are You Biggest Idiot Ever?

Why are you so crazy if your client needs to delay payment.

How would a real business handle this? They would use their cash reserves to cover current costs.

But these landlords can’t afford $2000 in a deferred payment because they are speculators!

No one told they they had to become a landlord.

Your Business Plan Is So Bad You Don’t Have Any Savings?

Really? So you need my money to keep your million dollar business afloat? Come on, you are either lying or a crappy business person.

You Put 5% Down And Have A Huge Loan/Mortgage. Maybe This Wasn’t a Good Idea.

My landlord is a speculator. You put a tiny % down and owe huge debt payments.  Now you blame me for your crappy business idea? You took the risk, tool. No one said being a “landlord” would be an automatic pot of gold.

Government Supports Us

Even the landlord-friendly government sees this like I do. This is why they have stopped all evictions.

Landlords Are Running A Business and Need To Listen to Their Clients

We tenants are their clients. We are the ones paying them.  If we refused, and legally so, that is our decision.

You should have prepared a better business plan that included a few months of not getting rent…just like other businesses prepare for not getting sales.

Small Landlords Are Not Real Business People

With all their cries of unfairness and anger it’s clear they are not educated enough or smart enough to run a hot dog stand.

They also can’t get real jobs based on some of the Youtube videos I’ve watched. I mean, if you make a Youtube video talking about landlord rights don’t be stoned…or is that just autism?

And What About Small Landlord Mortgage Fraud?

There rampant mortgage fraud (hey your income can be faked says the landlords mortgage broker pal, to get that next property or 4) is a tool for them to try to cheat the system. 

And many landlords don’t officially marry to get extra child support. What a scam!

Sorry, I’m Not Falling For Your Cries of Help

Federal and provincial governments have made it clear Tenants should not make paying rent a priority and there are no evictions.

Real business people will be prepared for these types of policy changes, especially during a pandemic.

Real business people would appreciate their good tenants and not want to evict for non-payment.

Real business will see a blip of non-payment from clients facing serious challenges as a way to improve relations by helping these clients.

I’m Not Paying Rent And You Shouldn’t Pay Rent To These “Special” People 

Join The Huge and Powerful Tenant Rally At The Ministry of Housing March 12th! – Tenants Dare Speak Truth To Power!

Sunday, March 8th, 2020

March 12 is the Date For Change!

I am not a member of this group but I sure do admire them. These are hard working class people who are willing to sacrifice their time and money to fight for social justice.  Because I admire them so much I want to make sure all Tenants come and fight against rules that harm good working Tenants and support parasitic landlords who prey on us.

Join ACORN members and allies from across Ontario to demand real solutions to the housing crisis.

Rents are rising out of control – we need rent control on ALL buildings and protections on the rent between tenancies, so landlords can’t evict tenants then jack up the rent.

WHEN: Thursday, March 12, 2020 at 1 PM – 3 PM

WHERE: Ministry of Housing (777 Bay Street) in Toronto

ACORN members from Toronto, Hamilton, Ottawa, and Peel will be coming together to demand action. RSVP by contacting your local ACORN office.

East York “Represents” and Ready For War

We Are Preparing All Over Ontario!

Etobicoke Ready To Fight For Tenant Rights

What Are The Demands?

-No more rent increases for existing tenants. Ever!

-No rent increase between tenants moving. End the tenant holocaust of huge rent increases when tenants move out!

-Landlords must be licensed!

-We need criminal and credit checks on landlords to be mandatory!

-Landlords must have at least an accredited bachelor degree. We need a minimum educational background (Bachelors Degree) to become a landlord!

-Landlords must pass a criminal record check.  Are you a crook, no landlord license for you jail bird!

-Landlords must provide a credit and criminal check and proof of ownership to all tenant applicants who request it.

-Working with the Human Rights Commission all ‘refused applications” will require a Hearing if the declined Tenant applicant demands it.

-All landlords must put $5000.00 into a government fund so any tenant judgments will be paid from this fund immediately upon a judgement!

Tenants Are No Longer Weak And Disorganized

We Are ready to fight for our Human Rights

We Were Weak But Now We Are Strong!

Fix Toronto Community Housing NOW!

No help for my Autistic Kid, No Help With Housing, I will Fight!

We Need A New Ministry of Tenant Security NOW!

This needs to be a new branch of government.  It will be called the Ministry of Tenant Security.

This new branch of the provincial government will oversee all issues brought forth by Tenants.

Landlords cheating Tenants and Tenant Vs. Landlord Tribunals

This will include Tenant only tribunals to sue landlords for things such as poor maintenance, illegal entrance, rude and insulting behavior, proud behavior, looking down on Tenants.

It will also create a new police force that will help Tenants protect our rights and jail bad landlords who break the rule such as entering our homes without proper notice (one year in jail for a first time offense).

Join The Tenant Rally For Winning!

The usual landlord groups do nothing but kiss the asses of the landlords. Acorn and their allies like us are holding people accountable and we will do it!

The System Is Broken – Time for RADICAL ACTION TO MAKE POSITIVE CHANGES TO HELP TENANTS SURVIVE!

COME MARCH 12TH  TO THE MINISTRY AND DEMAND JUSTICE!

 

Rent Increase Guideline 2019 – Ontario Landlords Can Raise the Rent 1.8%

Tuesday, December 25th, 2018

ontario landlords assocation rent increase guideline 2019

How Much Can Ontario Landlords Raise the Rent in 2019? It’s 1.8%

To Ontario Landlords Association and Members: 

The Rent Increase Guideline for 2019 is 1.8%. This is for increases between January 1st, 2019 and December 31, 2019.

This guideline applies to most private residential units covered under the Ontario Residential Tenancies Act. Rent can be increased for most cases (i) twelve months after the last rent increase (ii) a tenant first moves in. 

Please notify your province wide landlord community.

Ontario Landlords, Does A Maximum Rent Increase of 1.8% Cover Your Costs?

Many landlords continue to tell us about their ever rising costs and how hard it is to cash-flow these days. Whether its fees, taxes, maintenance costs, paying for painting and other things to keep your rental nice to keep your tenants, the reality is things are getting more expensive in Ontario. Everything else seem to keep going up by a large amount, except rents!

We Need A Better Way To Be Able To Increase Rents to Make Our Businesses Profitable (or at least keep up with rising costs)

The 2019 rent increase guideline is a continuation of the 2018 guideline.  We have a new government in charge and we need a new way to make sure good landlords can continue to run our rental businesses.

A rent guideline of 1.8% just isn’t reasonable if we want more people to invest in rental properties and if we want current landlords to be able to do what is needed to maintain and improve the current rental stock. It’s also more difficult to raise the rent above the guideline even if you have rising costs.

Are You Going To Raise the Rent in 2019?

If you have current tenants the rent increase guideline means you can only raise the rent by 1.8% with proper notice. We need your help to improve the way good landlords can do business in Ontario.

Let’s improve the Ontario rental system to help both good landlords and good tenants. With a new business friendly government that is open to new solutions make sure you let us know what your ideas are to improve the way rent increase are handled.

We Need To Support Ontario Landlords!

By protecting current landlords and encouraging more people to invest in rental housing we will protect the current supply and have a lot of new supply that will give Ontario tenants more options and better landlords.

Slamming small landlords and not protecting us as business people hasn’t worked in the past. In fact, it was a dismal failure with many landlords selling even within one or two years!  We need new ideas and new methods to make Ontario rentals great again. Let’s get it done!

 

Critique My Plan To Not Pay Rent for 8 Months (Part 1)

Monday, July 2nd, 2018

ola stop paying rent

As part of our “Let’s Improve the Ontario Rental Industry” we have invited landlords and tenants to share their opinions on how we can make these improvements. These opinions are from individual contributors and are not the opinions of the Ontario Landlords Association. We believe by fostering communication between landlords and tenants we can improve the Ontario rental industry.  Landlords and tenants can share your thoughts and opinions by emailing us at landlordtenantsolutions@groupmail.com

Critique My Plan Not To Pay Rent For 8 Months

I asked that my situation be posted to help other victimized tenants who find ourselves paying so much money to landlords.

We cannot afford to get out the viscous circle of working hard just to have a place to live and the landlord is taking so much money from us. It is like a drug dealer making money of people who need drugs because they are addicted.

Tenants in Ontario have almost no one to help us and the vacancy rates are so low and rents are so high we need to work together and help each other.

While landlords can use our rent money to hire lawyers and have all the politicians in their pockets tenants need to stop fighting and finally create a unified voice to stop being exploited.

I’m Not Moving

Where I live is like a home to me and really comfy and convenient. My boss lives near here and can pick me up to go to work and take me home which is a huge bonus. So no way do I want to move, but am just short of money due to unforeseen consequences which are not my fault.

I will move in January 2019 because after some time trying to make money it’s back to school for me and here are no half-decent unis here. Education is expensive and paying for a place to live means money. Add in books, clothes, money for nightlife and any money to be saved will mean a jump start for my future and my life enjoyment.

After lots of study here is what is on the table:

JUNE 1

1. On June 1st I just don’t do the normal e-transfer to my landlord.

2. If the landlord calls me I need to answer as part of my way to delay everything. So I’m going to make an excuse.

This is what my script is so far (suggestions welcomed!):

“Oh geez I’m so sorry about this. You know me and how we get along and I want to stay here a long time. It’s just that my work screwed up the system and I didn’t get my salary this week like I always do! It’s crazy now with so many computer screw ups and I’m mad as hell about it. The good thing is my boss said the money will be arriving in my bank account soon.

The only reason I didn’t call you yesterday is because the money should be in my account now! I’m sorry about it and the money will be coming soon. How’s your summer going? I’m going to clean up the lawn and plant some flowers if you don’t mind (bullshit, bullshit, bullshit to throw her off the scent!)”

3. I try to delay this as long as possible and think I can string her along until the 3rd week because I know she doesn’t want me to move and have to spend the time and energy of finding someone else to take his place. She knows she would lose at least a month or two trying to fill it.

And she won’t want to pay to clean it up because the place is a bit weedy if you know what I mean because some of my friends and I light it up on the week-ends and smoke a few joints.

4. I call and say “good news I’m getting double pay on July 1 so you will get two months of rent. I’m sorry about this (blah, blah, blah). So June uses my last months rent I paid and now the rest is gravy.

JULY

5. I don’t send the e-transfer again with the landlord expecting 2 months of rent. Best move (I think) is to continue to delay.

But I’m sure she will eventually give me the N-4 form to pay or leave. So let’s say I get that on July 2nd. The N-4 gives me 14 days to pay and there is nothing the landlord can do about it.

Now we are at July 17.

The landlord will have to file an L1 to take me to the Landlord and Tenant Board. I called the LTB and found that these eviction trial dates take at least 6 weeks to be held. So that would lead me to around September 3rd to 10th.

STATUS REPORT:

-Last month rent I paid when I moved in used for June

-No rent payment needed for July

-No rent payment needed for August

-No rent payment needed for September

This means the landlord doesn’t have any of my hard earned money and there was no need to pay for July/August/September rent.

LTB EVICTION TRIAL STRATEGY

I read here and now realize tenants HAVE TO ATTEND to defend ourselves. If not we could get an unfair decision.

I also read we can get a free lawyer at the LTB at the day of the eviction trial. We just need to go a bit early and wait for the free tenant lawyers or paralegals to call out they are seeing people and will represent us against the landlords. 

The best way to avoid getting kicked out is to create some maintenance claims because under the law landlords are responsible for all maintenance and repairs and my enjoyment of the property:

“The reason I didn’t pay rent is because the landlord refused to fix things and it has made my life a nightmare, especially as a young person who is struggling with perilous employment and health issues.”

The strategy is to get my girlfriend who is living here with me to act as a witness and we are going to have documentation:

-the toilet doesn’t flush so we can’t even use the bathroom

-it’s so hot and the bedroom windows don’t open all the way and i makes it even difficult to sleep

-there are ants on the patio and they keep coming in and the landlord won’t do anything about it

-etc.

Remember that one tenant on the forum told me “no house is perfect” so this will void the Eviction trial and the landlord will have to fix things and I will give them one month to do it, so that will cover October rent and I will agree to pay once the repairs are done. 

OCTOBER

I won’t pay rent and will file with the LTB and tell them the landlord didn’t make the repairs up to my satisfaction and will have my girlfriend as a witness.

I will give the landlord 30 more days and demand she brings EVERY person she hired to testify in person at the LTB (good luck with that) and also demand that if any of them are not licensed and insured I don’t feel same in my home.

NOVEMBER

I’m sure the landlord will file for eviction and I will counter with a tenant rights complaint about more needed repairs in the apartment. This should give me at least another six weeks.

JANUARY 2019

At this point they will probably try to get the sheriff or whatever it is to evict me but I read here that is also very slow and can takes week. Anyways I don’t really give a sh*t because I’ll be leaving at the end of the month to go to school.

STATUS REPORT:

-Last month rent was used for June

-No rent payment needed for July

-No rent payment needed for August

-No rent payment needed for September

-No rent payment needed for October

-No rent payment need for November

-No rent payment needed for December

-No rent payment needed for January

CONCLUSION

Pretty sure this will work and only me a couple days at the LTB. Hoping others experienced with this will chime in to help me perfect my strategy.

I will eventually pay my landlord once I get a secure white collar position but right now it’s all about my survival and MY FUTURE! I will follow up on how things are going and will continue to take a stand for tenant rights in Ontario!