Archive for the ‘Ontario landlords forum’ Category

I Worked Out A Fair “Win-Win” Payment Plan With My Landlord

Monday, June 1st, 2020

 

My Landlord Cooperated With Me 

These are difficult times for everyone. So many people are out of work and many have even been fired from their jobs!

The pandemic has changed the world and has hurt so many people.

And with all the schools closed many parents have to try to educate and entertain our children. This is especially tough when we can’t go to parks or playgrounds.

Landlords And Tenants And Paying Rent

As a long term tenant I have paid my rent according to the lease with my landlord all the time.

Now things have changed, the economy has changed, the whole world has changed due to the Corona Virus.

Economic Challenges

We tenants have lost hours, lost jobs, and even lost hope. This is a unique situation we have never seen before.

So How Should Tenants Deal With Their Landlord?

It’s all about being upfront and honest and working together.

Inform Your Landlord Of Your Predicament

Be open and honest with your small landlords because they will care and understand the challenges you face.

Most small landlords are nice people…they don’t want you to move (at least in my case). And they are willing to listen. And they are often flexible to reach a win-win situation.

Also, they don’t want to try to find a new tenant to replace you if possible. They want you to stay and hope you are willing to work with them.

See Things From The Landlords Point of View And Ask Them To See Things From Your Point Of View

Most small landlords are not like the rich corporate landlords living in their castles. They want you to stay and be their client.

They also know that finding another good paying tenant in the current environment will be very difficult and would prefer you to stay.

So it’s entirely possible to ‘work things out’.

Work Out A Payment Plan

I worked out a fair payment plan with my landlords.

Since I only get $2000/month from CERB and my rent is $900/month we agreed I would pay $500/month and I would catch up when the pandemic is over and I can get back to work.

This allows me to have confidence I will keep my home and also gives me $1500 for other things I need in life (and I still don’t need to dip into my savings!)

Working Together…Works!

View your small landlord as a partner in this whole crazy mess of a world.

Your small landlord likely rented themselves or have friends or kids renting so they are on your side. They might even be helping their kids or relative or friend who is renting deal with this situation.

Working Class Tenants Working With Working Class Landlords is Key

Many working class landlords aren’t rich and have bills to pay. They are usually pretty kind and flexible and if you be polite and tell them you want to work things out they will do it.

Make sure you rent from a small working class landlord because you can talk to each other and prepare win-win plans.

Stay Safe and Let’s All Work Together

Update On The Landlord & Tenant Board

Wednesday, April 15th, 2020

Important Notice For Ontario Landlords

The Landlord and Tenant Board is not accepting in-person submission of documents. To confirm alternative options to submit documents, email LTB@ontario.ca or call 1 888 332-3234 or 416 645-8080. For TTY relay service, dial 1 800 855-0511..

April 16, 2020
ServiceOntario Centres are limiting the intake of Landlord and Tenant Board applications to the following circumstances:

  • the application represents an emergency situation
  • the applicant has no access to a computer
  • the applicant’s only option for payment is by cash, certified cheque, or money order
  • other limitations to applicant’s alternate filing options.

Please visit ServiceOntario Centres for a list of locations that accept applications and documents on behalf of the LTB.

Most LTB applications can be submitted via e-file. If you can’t use e-file, send your application by mail or fax to your LTB regional office.

YOU *DO NOT* HAVE TO PAY RENT ON THE 1st IN ONTARIO (You Have A 2 Week Legal Cushion, And Months More)

Sunday, December 8th, 2019

In These Difficult Economic Times With Precarious Employment and Lay Offs Many Good Tenants Can’t Pay the Rent On Time…But You Can’t Be Kicked Out!

“No baby, we won’t be homeless as Mummy looks for a new job”

We live in difficult times.  Good landlords are aware of this and will support this post as it’s just an informative way your tenants can keep renting your over-priced property and making you rich for doing no real labour.

Landlords need to remember that while you do no work to take our money, tenants must struggle and work every day to try to feed our families and pay you your pound of flesh.

The Toronto Star recently had an article about being evicted and what tenants can do.  The advice was good but very limited as most mainstream media is these days.

This Is A War Against Tenants And the Working Class

The reality is workers are being laid off or even fired in place of third world factories with no human rights.

Even in Toronto many workers are given a low severance and an evil “good bye” as companies seek cheaper labour as they outsource.

Tenants are victims of the “gig economy” unlike Baby Boomers and Generation X who had it so easy in an era of low costs and high wages and even idiots and high school drop outs could get high paying jobs.

They put their businesses in places where workers are treated like slaves. Workers are whipped, chained, raped and beaten…all to make sure that new iPhone gets built for a low cost.

Landlords have a social responsibility

Good Landlords Will Understand Late or None Payment of Rent And Agree For Delays

Tenants are struggling. 

Smart landlords will have some empathy and understand if you can’t pay rent on time. They will give you a break and let you have a month or two of late rent, or even free rent for a few months.

Why Will They Give You A Break? 

Because the costs and risks of renting to new tenants is huge.  They might get a game player who never pay. Or get a nasty tenant who will damage their unit or upset others (including other condo owners). They should give you a break…but….

Landlords hate Tenants who know the rules!

If You Don’t Pay On The First Will You Be Kicked Out?

No!

There is a legal process landlords must follow.

If you don’t pay rent you will have months of rent free living and the opportunity to pay (and stay in your home) after many, many months!

I Didn’t Know That! What Is the Process? 

Landlords will file what is called an N4 to tell you to pay rent.  This give you 14 days to pay, but even if you don’t pay it’s okay!

The N4 is pure intimidation, you don’t have to move! LLs use this paper work to intimidate & threaten.

So If I Don’t Pay I Will Get Kicked Out?

No. 

Not at all, you are protected. You don’t have to pay for 14 days…and if you don’t pay in 14 days the landlord has to “apply” for a “Hearing Date” which can take 6 months or more (and you can pay right up to the date you will be evicted).  So you have months to pay the rent.

So What Happens If I Don’t Pay On The First Of The Month?

The N4 gives you two weeks to pay. You don’t have to pay the rent on the 1st of the month!

The landlord needs to then apply for a “court date” at the Landlord and Tenant Board.

These dates are between 6 to 18 months. That means you have a breather for a long time! 

In These Crazy Economic Times You Deserve a Break At Your Landlords Profits Expense!

Nothing can happen until you go to “court” at the Landlord and Tenant Board.

What Happens In The Period of Not Paying And the Hearing Date?

Nothing. 

You don’t have to pay a cent. And your landlord can’t harass you. 

If they do you can call the government Bad Landlord Police and get the landlord fined and even criminally charged!

You can also call the police.

So I Can Not Pay For Many Months and Still Stay In My Rental?

Yes. 

It’s not “your rental” it’s “your home”. 

The landlord will have to wait for months to get a “court date” at the Landlord and Tenant Board (LTB).

What If I Want To Stay, Should I Pay All Rent Before the LTB Hearing?

No. Don’t be foolish.  This is a “business negotiation”.

Go to the Hearing. You are the victim and your landlord is getting rich thanks to your suffering and poverty!  LTB judges know this!

The LTB has a room where tenants and landlords can “work things out” called mediation.

You can agree to pay the rent owed, but why not negotiate?  Say you will pay 20% to avoid a “trial” at the LTB. 

Many landlords will be happy to get the money and avoid the stress of going in front of an LTB adjudicator and potentially getting nothing.

Landlords are scared of trials where they will be held accountable for their crimes against humanity. Google “Nuremberg trials“.

How Can I Prepare For the LTB Hearing?

The best defense is a good offense.

Let’s walk you through this….Take a look around your home.

Do you see any maintenance issues?

Remember: no house is perfect so for sure you can find something.  Mold, stairs not up to code, fridge is not super cold, etc, etc. etc.  You can use this as a weapon!

Do I Have To Tell My Landlord About These Problems Before the Trial?

NO!

Don’t tell them. 

Bring them up at the LTB hearing and SHOCK your landlord.

This will immediately lead the adjudicator to cancel your hearing and book another one so the landlord can fix the things you brought up (hint: bring up a lot of stuff!)

You get another 3 – 6 months of rent free living. You need this help you SURVIVE in this crazy property owner controlled brutal capitalist world!

Landlords call this “trial by ambush” but it’s just part of the legal system to protect good tenants. And it will give you months of more free rent.

This is the best way for poor working class tenants to fight their rich “villa in Paris” or “apartments in China or Iran”.

More Help For Tenants

Remember you can get free legal help (and your landlord doesn’t and has to pay thousands).

Yes, it’s free!  And it will lead your landlord to have to pay for legal representation and while you get if free they will be charged $250 to $400+ per hour! 

You can bleed your landlord dry as they can’t afford these rates.  You pay nothing and they have to pay $300/hour and you can bankrupt them, as many tenants have done (not reported but we all know the score).

So I Don’t Need To Pay For Months And Can Still Live In My Rental Home?

Yes. 

The whole process will take at least 6 to 8+ months (you can live rent free). 

You Can Also Appeal

After 6-8 months to a year of living rent free, and using this money to pay for university and better food for your kids you still have option.  You can pay and stay or you can just leave.

Stay Strong! Don’t Be Intimidated! Learn How ‘The System’ Works To Protect Your Family!

Tenants Waking Up And Fighting For Our Rights

If you can’t pay rent don’t be intimidated. You have a system that protects you and you can even not pay and stay in your home for months (or years if you are smart).

“We Need To Speed Up Evictions” OLA In The Huffington Post

Tuesday, May 7th, 2019

Ontario Landlords Association Members Defend Landlords In The Huffington Post

“We Need Quicker Evictions For Ontario Landlords!”

Recent information from the Huffington Post shows our message is getting out. The Ford government is considering ways to speed up evictions and landlord issues are becoming well-known.

The Huffington Post is one of the most popular sites in the world. Even they would admit they are on the pro-tenant side of the spectrum. But we even reach the “left-wing” media.

Why?

Because we are telling the truth and we have many experienced and professional landlord members from across Ontario who can make sure our message is heard.

In fact, the Ontario Landlords Association has many highly educated, experienced and successful members from around the world, all working together to help the rental industry.

We need changes for Ontario landlords.

This is something the former Wynne Liberal government refused to act on, but we stopped some of their worst plans for landlords. We kept on them weekly and kept the rules from becoming even worse!

Lots Of Great Tenants Out There Looking For An Amazing Property

First of all let’s be clear – there are lots of great tenants out there.

These are tenants who pay the rent on time, follow the lease rules, are professionally respectful to their landlord and leave the property like it was when the first moved in.

But…

Unfortunately, there are also some tenants who don’t pay the rent, make major damages to the rental property, bother or harass other tenants or the landlord, and break the lease rules. 

Small Landlords Don’t Like Evictions

Unlike corporate landlords with thousands of units and a war chest to pay for huge legal fees, small landlords try to avoid evictions.  An eviction means we made a mistake in our tenant screening.

It also means lost rent and time spent at the Landlord and Tenant Board.

We want to make the renting process a simple and transparent business transaction: we offer a safe and attractive rental, and if you want it and we agree just pay rent on time and follow the lease.

Evictions In Ontario Can Take 6 months To Over A Year!

The Ontario system is broken and needs to be fixed. Evictions for even simple non-payment takes months and months.

Try going to McDonalds, order a Big Mac and fries, and walking out without paying.

But in Ontario tenants can simply refuse to pay and the process is looooooog (and tenants get every opportunity to pay months later and still stay in your rental while you wait for a Hearing and the Sheriff).

Even an Ontario Superior Court judge said the Residential Tenancies Act needs to change.

Enforcing Eviction Orders

What happens after you lose thousands of dollars in rent, countless hours of sleepless nights, and several days at LTB Hearings and finally get the eviction?

The tenant has to move out right?

The legal battle is finally finished and you can start trying to find a new renter.

It’s finally over, right?

Wrong. 

If the tenant doesn’t voluntarily move out you have to pay the Ontario Government Enforcement Agency a large fee ($300+) to physically change the locks and make sure the tenants are out.

This process can take months as they are heavily booked (and your non-paying tenants get even more free stay, no pay!)

Huffington Post – Private Bailiffs To Enforce Evictions (like they do for commercial rentals)

If landlords could hire a Private Bailiff we wouldn’t have to wait months to enforce the order, get the tenant out of rental and then re-rent it.

Instead it would be days.

It’s common sense and would speed up the eviction process (and avoid potentially months of additional losses).

Some Tenant Groups Are Fighting These Important Changes To Help Landlords

They claim only government workers are properly trained and sympathetic to tenants.

As we have seen many evictions take place this is just ridiculous. Private Bailiffs are equally qualified and professional.

Just because you are on the government payroll doesn’t mean you are ‘better’ than the private sector.

What they are is slower, not better!

OLA Members Say We Need To Speed Up Evictions

Ontario Landlords Association members made it clear in the Huffington Post private Bailiffs are welcomed by small landlords.

-We made it clear the eviction process takes months.

-We made it clear small landlords need rent paid in order to run our rental businesses

-We made it clear small landlords need rent in order to survive

Wait, Isn’t the Huffington Post Left Wing And Anti-Landlord?

Our landlords speak the truth and our message is clear.

We also have members who are very experienced and excellent advocates rarely seen before in this industry. We are also passionate because we are all small landlords too.

Our arguments are logical and make sense to help both good landlords and good tenants.

Ontario Landlords Association Continues To Get the Truth Known To Government and Media

Our members are real landlords who are just trying to provide great housing.

We need help dealing with bad tenants!

 

We Need To Speed Up The Eviction Process To Protect Landlords and Create More High Quality Rentals for Good Tenants!