Archive for the ‘Landlord and Tenant News’ Category

No Covid Evictions: How To Not Pay Rent And Win At Your Landlord and Tenant Board (LTB) Hearing In The Future (up to 2 years of free rent)

Saturday, September 12th, 2020

Disclaimer: “This isn’t an attack on landlords. This is an attack on the system that got us here.”

“The Landlord Tenant Board is shut by Covid. When it opens again, the backlog will be biblical. The tenants will still be there, squatting, in a year. In fact, they can just stop paying rent.”

Former Canadian Minister of Finance (May 2020)

“What Happens Now The Landlord and Tenant Is Open? Will I Be Instantly Kicked Out Of My Home” (NO! DON’T WORRY!)

This is easy, you couldn’t safely pay during a world wide crisis and Premier Doug Ford said don’t pay….No offer of a payment plan…NO EVICTION!!

WHY TENANTS NOTHING TO FEAR! — How To Avoid Getting Evicted Now The Landlord Tenant Board Has Reopened?

My last post was a huge hit and so controversial! Telling the truth makes the bad landlords to cry. After all they just expect rent as a god given right.

The bad landlords attacks on me are very interesting. They are trying to bully me from educating tenants (and good landlords who can learn a lot too.)

This shows why it’s time to license landlords and demand proof of a bachelor degree and a criminal check as well as showing the deed and mortgage documentation. 

This is the real path for success for Tenants, not rent strikes.

I am just informing tenants of strategies that can be used in these super challenging times.

These landlords don’t want this published, they are afraid of the real laws. I guess they are real estate agents trying to shill “make money with rental properties.”

Just like a good prosecutor or defense attorney will not break the law, but figure out a way to use it, my post was not intended to do anything but protect tenants and keep people from becoming homeless through no fault of their own.

Rent Strikes Are Not A Good Option For ‘Small” Tenants

Many tenants in larger buildings are conducting “rent strikes.” That’s one choice for tenants, but in larger buildings tenants have strength in numbers.

It’s a lot easier when you have hundreds of other tenants supporting you.

It an be very different when you are alone, with loved ones, and dealing with a vicious landlord all by yourself.

You worry about your landlord and her thugs storming in while your baby is sleeping.

Or breaking down your door and assaulting you or one of your family members.

Or taking off our doors and windows leaving your babies to the harsh winds that are now here.

And some tenants worry even worry their landlords might go even further like a landlord who threatened to KILL his tenant and SELL his baby on the black market if rent wasn’t paid!

…It’s so scary I don’t even want to write about it, but some landlords are making threats (which need to be reported to law enforcement, call 911).

Landlords Are Excited And Think Mass Evictions Are Coming Soon – But This Won’t Happen If You Position Yourself Appropriately

“Fer sure we gonna get them so hard they can’t sit in the crapper fer months an we can grow the rental shocks!”

From social media it’s clear many landlords want money and even more want some type of revenge against hard working tenants just trying to survive during this deadly pandemic. This is shocking and frightening.

I’m going to make that family of seniors homeless and on the street!

Let’s Do A Deep Dive To Help Tenants (Tenants Must Learn)

First, remember it was conservative Premier Doug Ford who said tenants don’t have to pay the rent and will not be evicted. This was shocking to everyone including tenants. If landlords are angry about this they should be contacting Ford (who ignores most of them).

Ford said what he said and tenants followed what the leader of our province said to do.

What This Means For Tenants

It means make sure you print out the links I sent and show it at your LTB Hearing.

You have to be forceful and take control at the Landlord and Tenant Board because it’s even more amateurish than before. All the high quality people left!

Since Ford won all the smart and professional adjudicators resigned in disgust of how things were being handled.

At least McGuinty rightfully got rid of under-educated adjudicators who were just political appointments and didn’t even have law degrees or paralegal training.

So now you have mediocre leadership and new adjudicators are mostly part time and paid peanuts just desperate to avoid working at Walmart so they don’t really care.

Oh I want to evict them so hard, I’m hard….

1. Tenants Need To Control The Narrative At The LTB

Landlords and their high priced legal reps will try to frame this as “you didn’t pay rent, you are evil and get out!”

This is very easy to counter and will back-fire on the landlords acting so savagely…but you need to be aggressive and control the narrative.

You Are the Victim, Not The Landlord: “I was  just listening to Premier Ford and Trying To Survive!”

By not paying rent (or paying a little bit) you were following the advice of the Premier and the Housing Minister.

You did nothing wrong…You listened to the Premier and Housing Minister… You paid what you could…or didn’t pay because you couldn’t.

Madam Chair: “It wasn’t my intention not to pay rent for the year, it was due to needing to survive!”

Do this and you are already winning at your LTB Hearing.

Here are links to the Premier and Housing Minister saying you won’t be evicted for paying rent.

https://www.cp24.com/news/tenants-who-can-t-afford-rent-due-to-covid-19-won-t-be-evicted-ford-says-1.4861760

https://globalnews.ca/news/6764049/renters-not-evicted-ontario-coronavirus/

PRINT BOTH OUT AND MAKE THEM A KEY PART OF YOUR CASE.

It’s not your landlord vs. you, it’s your landlord vs. you, Premier Ford, and the Minister of Housing! Guess who will win?

2. The Landlord and Tenant Board is a “Social Justice Tribunal” not normal court.

This means the LTB takes the concerns of tenants seriously. It’s not just “black or white”. It’s a “social justice tribunal” that cares about your human rights.

What This Means For Tenants

It means the LTB will have to seriously consider the situation you faced when you didn’t pay rent. Landlords often think “you didn’t pay, you get the hell out!”

That’s not the way the LTB (a social justice tribunal) works. Tenants can explain our situations and why we had to do what we had to do.

Housing is a human right and if you need money to survive and can’t cover rent the LTB will be understanding and it’s okay.

Fortunately, thanks to McGuinty and Wynne Ontario isn’t the “Alabama” or “Mississippi” no justice states so many landlords crave it to be. Make sure to have your “story” of “hardship” and you won’t be evicted.

I can’t evict immediately? I have to follow the legal process? WTF?!

3. The LTB Will Be Clogged And Landlords Won’t Get A Hearing For Months

Due to mismanagement even before the pandemic it was taking landlords 6-8 months to get a hearing date. Now it’s going to be even more swamped.

Remember all the cases set for March – July were postponed and these cases filed before the March shut-down will be at the front of the line.

Even investment guru Garth Turner (former Canada Minister of Finance) has said:

The Landlord Tenant Board is shut by Covid. When it opens again, the backlog will be biblical. The tenants will still be there, squatting, in a year. In fact, they can just stop paying rent.

What This Means For Tenants

It means even though you may receive an N4 it is just a piece of paper and nothing more! The N4 Means Nothing!

Your landlord will have to file to get a Hearing at the LTB and it won’t happen for months, perhaps years!

Smart landlords will try to work with you and work out a win-win situation because the reality is landlords are powerless and have to wait for the LTB to open and for their Hearing to be scheduled.

If you have a great small landlord let them know you can avoid the LTB and work something out together. But landlords will need to obey your payment plan or reduced rent. If not, let them take you to the LTB where they will lose.

LET’S DO IT! – Work Now To Create Your Case To Win At the Landlord and Tenant Board

Let’s focus on what you need to do.

—Control The Narrative From The Start

Firstly, control the narrative that Premier Ford and the Housing Minister told you that you don’t have to pay rent and won’t be evicted and you needed to focus on food and survival.

—Document your situation

Document, document, document! Show your costs, keep copies (and take pic of) all your receipts for food. Show your total bills.

When the adjudicator asks you why you didn’t pay rent (or full rent):

-Have your employment situation laid out. Did you lose hours, laid off, etc.

-Did you have to rely on CERB which could have ended at any time so you needed to save for food?

-Show your grocery bills (copies will be helpful).

-Show receipts for other costs? Do you have kids who need diapers, pablum, some toys? Show one receipt is enough because of course these costs are regular and add up.

-Did you have sick relative you needed to help? Show gas receipts, other costs.

-Do you have kids? Bring them to the LTB Hearing! Explain how you had to pay for their food and as a good parent you bought some toys, etc.

—Show You Tried to Pay (And If You Paid Some Rent It Will Be Even Easier To Win)

If you can show you tried to pay even $100 it will work in your favour. Make sure you have witnesses and people who will sign affidavits for you.

KEY POINT – No adjudicator will ever evict you if you tried to pay (and can prove it) or couldn’t pay (and can explain why)  They won’t evict you!

They will give you a long term payment plan. If they evict you they will be fired under these circumstances. You file for a review and go to the media!

If they evicted you there are ways to make sure they lose their job (their 2 year contract won’t be renewed).

In this crappy economy these people want to keep their cushy jobs. You only need to give them the ammo to help them help you.

KEY POINT – Landlords who didn’t offer you a fair payment plan will go down hard and lose at the Hearing. Bill 184 made this a new rule:

Because the new laws will PUNISH landlords who didn’t try to create a payment plan with you!!!

So landlords are already getting ready to just “lie” they offered you one. Make sure you are ready to challenge them on their lies.

Let’s Review Things.

-Your Eviction Hearing Will Take Months or Years To Get. Think July 2021 For Your Hearing

-When You Go To Your Hearing You Will Not Evicted If You Plan

1. At your LTB Hearing many tenants will have their owed rent ‘forgiven’.

2. At the very worst you will be put on a payment plan where you start paying rent + $50 until 2021 or beyond..

You pay me now or i will. keep emailing Ford!!!

Bad Landlords Trying To Make A Buck Are Pathetic!

We Need To License Small Landlords

Not all landlords are bad. It is usually the uneducated mortgage frauds who are. So let’s license landlords and demand a valid Bachelor Degree and an annual test and maintenance inspection to be able to own an rental.

This will eliminate many of the worst rural rump landlords and allow good landlords to thrive.

Tenants Should Co-Operate With Their Landlord If Possible

Of course, if you have a nice granny landlord try your best to help them out. But if you have a corporate landlord or a snotty rich landlord who is living in Bahamas and cheating his wife there is no need to have any mercy.

Because bad landlords don’t care if you live or die.

Tenants Prepare Now To Win When The LTB Opens

If you prepare you will win. Easily. It’s a cakewalk!

Landlords are hoping you are not informed of your rights, not informed of the realities of the situation, and not informed that you can protect yourself and your loved ones and WIN!

No wonder by past post got so much attention.  And all I did was explain how the system works.

But remember if you have a small grandma landlord who you like, educate them and work something out and co-operate together.

But Never Forget – YOU WON’T BE EVICTED!

If you plan and play it right:

1. The LTB will deny the eviction and effectively eliminate your arrears – but would still likely make sure you started paying the rent again. 

If your landlord did not offer you a payment plan they will be punished!

2. In most cases the LTB will make an Order to re-pay with an enforceable payment plan under section 78 of the Act.  In laypeople’s terms it means you need to make a small payment and can’t miss it. But you will not be evicted.

3. You can always just leave. Your landlord will then have to find you, serve you and sue you in small claims court. It’s a very difficult process and small claims court justices are on the Tenants side.

Big debts? Be like Trump who “went bankrupt” 5x and never paid money owed LOL!

4. If you ever get a judgement against you just declare bankruptcy and the debt will never be collected from you.

Declaring bankruptcy is an important potential strategy so you don’t have to pay what you legally owe someone. Even President Trump in the USA declared bankruptcy 5 times! It’s a weapon tenants can use!

FREE LEGAL AID!

Tenants can get free legal help. So before your hearing make sure you contact a legal aid clinic to help you prepare. And when you are at your hearing make sure you get the free legal aid lawyer or paralegal who helps tenants to speak on your behalf in front of the adjudicator!

It’s Important To Pay Your Rent To Your Small Landlord

Friday, September 11th, 2020

My name is Laura and I post under my name on the Ontario Landlords Forum. I’ve been active there for years to try to help other tenants and give some of my advice to help small landlords too.

These are crazy times for everyone.

And while tenants are suffering it’s also important to know your landlord might be suffering too. This pandemic is hurting everyone.

We Need To Stick Together

I used to own a house and we rented our basement out years ago and it really helped us cover our mortgage. When my husband died my children were grown so I decided to sell the house and rent.

Renting has a lot of advantages.

I don’t have to worry about any maintenance issues and my landlady has a service to cut the lawn and plow the snow.  My landlord cover my utilities so she can get just one payment each month to keep things uncomplicated.

My landlady is a teacher and her husband has his own contracting company and they are terrific.

“Are You Going To Pay The Rent?”

When all this chaos started in March and the government said “tenants don’t have to pay rent” my landlady called me and asked me if I was going to pay the rent.

I told her “of course I will”. She was thankful and said if I needed a break just call her.

My Landlady Is Professional and Kind, And I Make Paying Rent A Priority

I’m in a pretty good situation where I don’t need to worry about buying food and my children are adults now.  I know others might not be as safe as I am.

I’m going to pay the rent not only because it’s the right thing to do, but because I want to keep my excellent relationship with my landlady and know that if I don’t pay rent it could hurt her financially (and even lead to her selling this place).

Pay You Rent And If You Can’t Call Your Landlord

My landlady isn’t some big global corporation. She and her family invested and thanks to them I have a great place to stay at a great price.

Rent Strike Hits Small Landlords, Not The Corporate Landlords

-Not paying rent will just get rid of the small nice landlords who care about you.

-Not paying rent will not impact the big heartless corporations.

-The whole “rent strike” people are likely corporate landlords who want to get rid of small landlords who are their competition.  At least that’s what I think.

Stay Home and Stay Safe!

I’m so happy to have a great rental with a great landlady. I feel safe and don’t ever want to move.

With Love And Wishing Everyone Stays Safe,

Laura

 

Tenant Survival #1: Landlords Out Of Control , Secretly Record Everything And Protect Your Family!

Friday, September 4th, 2020

Disclaimer: “This isn’t an attack on landlords. This is an attack on the system that got us here.”

Tenants need to be very careful dealing with small landlords

They are much worse than the corporate landlords who have professionally trained staff who are accountable to senior management and shareholders.

Corporate landlords are no saints, but they have protocols to ensure they keep to a certain standard of services. Especially the larger corporate landlords.

Tenants have legal rights and it seems landlords want to bully us to submit to them and give up our legal rights!

Look at stories in the news these days.

Small Landlords Are Uncivilized Bullies Who Don’t Care About The Law

In one case the landlord threatened his tenant who he demanded rent from. And that was just the beginning for the “landlord from hell”.

“I don’t care about the law, pay the rent to me now!!!”

Instead of going through the legal process that both landlords and tenants must go through before an eviction can happen this landlord physically assaulted the tenant.

Fortunately the tenant managed to call 991 and the police arrested him for assault. The landlord assaulted the tenant just because she was strong enough to know her rights and did not agree to a bully who just wanted her money illegally!

“Pay the rent to me now, or I will kill you and sell your baby HAHAHAHAHAHA!”

Ottawa Landlord Threatens Tenant “I’ll kill you..And Sell Your Baby!”

Another report is by a landlord in Ottawa. His tenant was legally not paying rent and the landlord needed to go through the proper legal process. But he didn’t. Instead he kidnapped the tenant, threatened him, and even threatened “to sell” the tenants’ baby. Yes, these things happen when you rent from small landlords.

Landlord Removes Doors, Windows, Faucets On Tenant

Yet another example of why you should avoid renting from small landlords and rent from professional corporate landlords. And if you have no choice you need to record everything!

Unlike Corporate Landlords Who Have Rules, Small LL’s Are Out Of Control!

We can now see small landlords are very happy to bully and lie. They even do illegal things that harm tenants.

They just don’t think the law applies to them!

While corporate landlords have a corporate hierarchy (so you can complain to the boss) small landlords are out of control and law breakers. They have no one watching over them.

The Small Investor Landlords Are The Real Rule-Breakers –

SECRETLY RECORD EVERY INTERACTION WITH THEM…AND KEEP YOUR RECORDS!

Tenants make sure you secretly record every interaction you have with your small landlord.

Why?

Because small landlords will lie at the Landlord and Tenant Board

They will claim they are the victims and smear you as a slum tenant and abuser.

Small Landlords Will Attack You In Many Illegal Ways

They might call Children’s Aid, or report you for abusing OW or ODSP.

They might even call the SPCA on your healthy pet just to harass you! There is no low they will reach! (Remember you can call Children’s Aid Or the SPCA on your landlord too!)

Under Bill 184 landlords who didn’t offer you a fair payment plan during the pandemic will be viewed negatively.

Already the landlords have been telling other landlords to just lie and say they offered a payment plan when they didn’t! Just to trick the adjudicator at the LTB!

Remember, these are people who can’t get real jobs and rely on getting rent. And ask yourself how they really got all those mortgages with low or no income …hmmmmmmmmm. That’s another story coming soon.

RECORD EVERYTHING

This is the only way to truly protect yourself. You need to have a record of EVERY single meeting or talk or email or text with your landlord.

How Can I Record Them?

-Use Your Phone

-Install Cameras In Your Home And At the Front Door

-Use Your Computer To Set Up To Monitor the Front Door When Open

-Buy A Spy Pen (You Can Buy From Amazon)

Protect Yourself From Your Small Landlord!

Landlords are getting angry and desperate. Instead of attacking the “system” they find a much easier target hard-working tenants.

Protect yourself by recording EVERY interaction…secretly!

This will not only protect you at the Landlord and Tenant Board, it can also help you criminally charge your landlord if they threaten or assault you or your loved ones!

Run Credit Checks For Only $9.95/Check (With Scores And No Annual Fees!)

Sunday, August 30th, 2020

You Can Join the Ontario Landlords Association for a Low One-Time Registration Fee and Start Running Equifax Credit Checks for Only $9.95/Check (No annual fees) To Find Great Tenants! 

With the current crisis going on it’s more important than ever for landlords to carefully screen your tenants. This always includes running a credit check to make sure your potential renters have a history of paying their bills.

When you join our landlord community you get multiple tools for you to succeed during good times and bad. For over a decade the Ontario Landlords Association has been helping small landlords succeed and getting our voice heard at last.

We also want to help tenants and want to have great communication between parties and a “win win” approach. The is why we have our Pay Your Rent Campaign where we encourage tenants to cooperate with their landlord.

Make Sure A Credit Check Is Part Of Your Screening Process

We were the first organization to promote credit checks for small landlords in Canada. We started this over a decade ago! Our partners are very reputable and you can run a check at discounted rates.

There Are Lots Of Great Tenants Out There Looking For a Great Landlord

Make sure running a credit check is part of your screening. And only for discounted prices  with no annual fees or hidden costs!

JOIN THE OLA FOR HUGE DISCOUNTS

How Much Can Ontario Landlords Raise The Rent in 2021?

Friday, August 28th, 2020

Ontario Landlords Can Raise The Rent By 0% in 2021 (Rent Freeze!)

Ontario landlords are shocked at the announcement by the Minister of Housing that in 2021 there will be a “rent freeze” and small landlords will not be able to raise the rent at all!

According the Ministry:

Many Of Our Small Landlords Members Are Furious!

In our forums many of our members are furious at this. While our members understand the challenges tenants face, they are not happy to have their challenges put on our backs due to lack of government action:

“Why doesn’t the government just help out tenants instead of pushing their policy failures on the back of small landlords?”

“How about stopping our property taxes for a year? How about capping insurance rates and condo fees?”

“I haven’t raised the rent on my long term tenants for years. But now the idea of not being able to is total overreach and frightening for my business.”

How Did They Come Up With This Figure?

The Ontario annual Rent Increase Guideline has always been based on the Ontario Consumer Price Index (CPI). This is a measure of inflation.

It’s calculated monthly by statistics Canada.

So The CPI Is Zero Percent?

No, the 2021 rent increase guideline of 0%is purely political and breaks the current law!

OLA Member Predicted A Rent Freeze August 12, 2020

An OLA member with contacts in the bureaucracy and in the LTB stated this would happen as a political ploy to appease renters who are not getting the support they need in things such as interest free loans and grants.

How can pay for my increased costs when renters aren’t even paying and I can’t increase rent?

The 2021 Rent Increase Is 0%. It’s Unjust and Unfair

Rents are now frozen.

Small Ontario landlords need to raise rents to continue to maintain our safe and attractive properties. Instead of helping tenants in this crisis, the burden being put on struggling small landlords.

This not only unfair, it’s cruel and we call for a re-examining of this ridiculous policy. If the aim is to get every small landlord/investor to sell their units as soon as they can evict their non-paying tenants, it’s great.

Get ready for the big sell-off

If government policy is to promote more great people investing in rentals across Ontario and creating more high quality, affordable housing, it’s a disaster. 

Saner heads need to prevail.

If not it would seem to many of our members that small landlords are not welcome in the Province of Ontario.

Wasn’t the Ford PC slogan “Make Ontario Open For Business Again”?

Many landlords and investors are feeling betrayed. Feels like Bob Rae 2.0. And we know what happened during the next election for Rae in 1995.