Archive for the ‘naborly scandal’ Category

NEW YEAR EMERGENCY FOR TENANTS – Don’t Go To The Corrupt LTB! You Don’t Have To Pay A Cent To Your LL! Just Move And Start Over With A New Landlord (And Don’t Pay!)

Saturday, January 2nd, 2021

Landlords can’t collect arrears for rent due or damages once Tenants receive a “Termination Notice” (N4) and move out!

“Pay this amount by…OR MOVE OUT BY THE TERMINATION DATE” (AND DON’T OWE A CENT!)

DO NOT GO TO THE LTB IN IT’S CURRENT FORM

The Ontario Landlord Tenant Board has become a crazy, illegal and an illegitimate “eviction machine.”

Tenants have no rights, laws and Tenant Rights are being trampled on! Even if you are right and should win, you will lose. It is not a lawful court, it’s a political fake court.

Tenant lawyers are avoiding this horrible abuse of justice and going to real courts with real judges.

The Ontario Human Commission is going to try to fine and put some of the LTB staff in jail in 2021!

Even Canada’s largest newspaper the Toronto Star is calling the Landlord and Tenant board unfair and not following the laws because Ford and the corporate landlords want tenants evicted fast!

You Can’t Win At The Corrupt Ontario Landlord And Tenant Board Even If You Are 100% Right And Your Landlord Is 100% Wrong!

Tenant heroes have revealed the truth. Unfortunately they have not realized they need to change their strategy as the LTB corruption has gone so far it’s now fascist!

Tenants simply have no rights and are being evicted illegally and ordered to pay ridiculous amounts of money when we are in the 2nd lock down and the economy has stopped!

Remember back then Ford said we don’t need to pay rent, but now there are illegal evictions happening under the cover of  the night like a 3rd world Banana republic or like Stalin and Hitler!

Here Is The Best Path For Tenants To Survive And Win – Avoid the Corrupt LTB!

Before Your LTB Hearing Make Sure You Move Out!  This Way You Can Avoid Paying All The Rent Owed And Start Again With A New Landlord!

An N4 Means You Can Legally Leave And Not Have To Pay Your Landlord Because Your Landlord Terminated The Lease/Contract!

1. If You Get The N4 And Want To Move Without Paying A Cent

We wrote about this before. See HERE. You just move and your landlord has to “eat all the costs”.

2. If You Got the N4 Months Ago And Have An LTB Hearing Date

This is a bit more complicated but easy to to. You just stay and don’t pay rent beyond the “termination date” and don’t pay rent for months.  Don’t contact you landlord at all and create fake “evidence” you did move out before the “termination date” in the N4.

You can see in the Residential Tenancies Act, Section 37, that states that once the landlord gives the Tenant a notice of termination, the tenancy ends of that date of termination the landlord put in the notice. So Tenants owe nothing because it’s the landlord cancelling the lease.

Previously there was confusion over tenants “leaving’ could somehow be liable for the remaining lease months or damages. We used to argue over this all the time at the old now defunct Federation of Metro Tenants Association forum.

THE RULES ARE CRYSTAL CLEAR!

With the Rental Fairness Act by former Premier Wynne we finally got some real clear facts on once the Tenant gets the termination date, you break your lease:

134(1.1) No landlord shall, directly or indirectly, with respect to any rental unit, collect or require or attempt to collect or require from a former tenant of the rental unit any amount of money purporting to be rent in respect of,

(a) any period after the tenancy has terminated and the tenant has vacated the rental unit; or

(b) any period after the tenant’s interest in the tenancy has terminated and the tenant has vacated the rental unit. 2017, c. 13, s. 24 (2).

What Does This Mean For Tenants? It Means You Can Get Out of Your Lease Easily and Legally And Don’t Have To Pay If You Agree With Your Landlord’s N4 And Move Out!

And landlords cannot go after you in small claims court or at the Landlord and Tenant Board for breaking the lease, because it’s landlords who told YOU TO MOVE AND BREAK THE LEASE.

“GREAT, I just made up evidence I moved out during the termination date and now the lease is frustrated and landlords can’t get a dime from me! I’ll just rent a new apartment and not pay again…I need to fight to survive!”

Remember, if the landlord gives you a notice with a “termination date” of “do this or the tenancy ends” you can just….don’t do what they say…and break the lease and is all over!

How Can I Do This? I’m Not An Expert?

It’s super easy.

Don’t Pay Rent and Get the N4

So you haven’t paid because you needed money to survive during the Covid pandemic? You didn’t pay because evil swine-pig Doug Ford said you don’t have to pay?

And your landlord gave you the N4….

You probably haven’t even got your LTB Hearing yet.

If you do, get a Hearing Date You Will Lose At the LTB, Get Evicted And Owe Your Landlords Lots of Money

1. …THE SOLUTION IS JUST MOVE BEFORE THE TERMINATION DATE

2. …MOVE OUT BEFORE YOUR HEARING…BUT YOU MUST CREATE HE SAID/SHE SAID EVIDENCE YOU MOVED OUT BEFORE THE N4 TERMINATION DATE!!

The landlord will give you an N4 ‘Pay Up or Be Evicted Notice’ with a termination date. The termination date will usually be 15 days after they give the notice. Since they are the ones who want to terminate the lease you just don’t pay and agree with them…and there is nothing the landlord can do!

Again, here’s how it works.

Step 1 – Rent is Due

Step 2 – You Don’t Pay Rent

Step 3 – The landlord wants your money so will give you N4 Notice to End The Tenancy For Non-Payment of Rent

Step 4 – The N4 says: “Pay this amount by…. (This is called the termination date) or Move Out By the Termination Date

Step 5 – Just move out  BEORE THE TERMINATION DATE

OR

BEFORE YOUR  LTB HEARING. (But you need to create evidence you moved out during the termination date (such as creating a new lease at another address)

Yes, this works and with the corrupt LTB it’s a way for Tenant Survivors to keep our money and find a new rental property with the money we saved not paying your former landlord!

Document Your Move Out And Contact A Legal Aid Clinic To Represent You…You Must Have A Voice At Your Hearing And Tenants Get Free Lawyers!

Many landlords will try to lie and say you are still there. So make sure you go to Legal Aid and tell them you have moved out so they will “represent you at the Hearing”.

The landlord will lie “they are still there”…but your Free Legal Aid Representative can show evidence you moved.

How Can I Provide Evidence I Moved?

-Take Pictures of the Unit Empty And Vacant

-Get A Witness Or Two To Sign The Pictures

-Send An Email or Text To Your Landlord (keep copies!) Telling Them You Have Moved As They Requested

-Ready Your New Lease For Your New Apartment To Prove You Moved

Tenants must be aware the Landlord and Tenant Board is no longer legitimate and must be avoided.

Make sure you:

-Create evidence you moved out by the termination date (even if you didn’t)

-Make sure you get legal aid help to freely represent you and provide this evidence to make sure even if you lived a year rent free you will own NOTHING!

The best way to go forward is to not pay rent, move out before your Hearing, and find a new rental.

And in this 2nd Stage of the Covid Lock Down you just find a new rental, pay “first and last” and don’t pay again! So you won’t have to pay for another 8-12 months then you can move again using the same “N4” strategy and get away with no consequences!

It’s called survival. Take Action To Protect Your Life And Your Family!

Vote NDP or Liberal because it was Premier Wynne who worked so hard to protect Tenants in 2017, not evil Ford.

How You Can Avoid Evictions…Never, Ever, Agree To A “Payment Plan” Directly With Your Landlord (It’s a trap!)

Friday, January 1st, 2021

The Ford Government Has Created An Evil Secret “Loophole” For Landlords To Steal Your Legal Rights And Get You And Your Family Evicted “Under The Table”!

“My Landlord Said We Could Just Work Out A Payment Plan Together and Avoid All The Paperwork Of Going To The Landlord And Tenant Board. It Sounds Fair And Easy. The Landlord Is Being Very Nice To Me Asking Me To Sign It…Should I?”

Sign a payment plan directly with no Hearing?

Don’t Do It!

The evil corporate landlord written Bill 184 has passed. It was written by the corporate landlord lobby group and the government keeps trying to pathetically spin it and avoid the real changes that hurt tenants.

The Ontario Landlord and Tenant is now open to begin mass evictions!

The Minister of Housing wrote an article in the Toronto Sun admitting that due to Covid-19 there was a backlog of cases now that the Landlord and Tenant Board (LTB) waas going to re-open.

This “backlog” will mean it will take months and months for your landlord to get a Hearing date.

What Happens If You Refuse A Payment Plan And Demand A Hearing?

Your landlord might will have to wait until 2021 to get a Hearing date (and can’t evict you even if you don’t pay rent!) You win and your landlord loses!

All tenants are protected when you go to an official Hearing at the Landlord and Tenant Board! You are not protected if you don’t go.

Why Tenants Should Always Demand Your Right To Hearing At the LTB?

You get free legal help and professional government mediators (for payment plans) and adjudicators (judges). They make sure landlords do not bully, intimidate or use ‘dirty tactics.

Government Helping Bad Landlords “Trick Tenants” And Bypass The LTB Without Tenants Knowing!

Instead of working with tenants to help us the Ford government brought forth Bill 184 which is pro-landlord and a fascist attack on Tenants and tramples on our legal rights.

These new laws allow landlords to try to trick tenants to by-pass a real legal hearing at the Landlord and Tenant Board so you give up your legal rights!

Landlords already using new law to threaten & bully tenants!

Why Is This New Law Dangerous for Tenants?

The new law allows landlords to get you to sign a payment plan without the protection of the LTB!

The ‘spin’ by Ford is:

(1) The landlord has to file it with the LTB and it must be accepted …but they will all be accepted!

(2) Tenants can fight the payment plan…but your time is limited and we are renters not lawyers (like the ones the landlords hire!) The Ford gov’t is not clearly explaining the options tenant have, because they want low income tenants kicked out and homeless

And if you are late for even a little bit of money the landlord can evict you immediately! You have NO LEGAL RIGHTS AND WILL GET KICKED OUT.

What Happens If I Just Sign A Payment Plan With My Landlord Directly (Instead of going to an LTB Hearing?)

You just signed…GOTCHA!!!  You just lost your legal rights, hit the streets!

Again: you lose all your legal protections.

If you agree to create a “payment plan” directly your landlord gets all the power.

How?

Landlord says “Let’s be friends and work this out. Now sign here!!!!”

Like we wrote, if you need a change of the payment plan your landlord can skip the legal process and evict you without you being able to defend yourself if you don’t act quickly and be an expert at “legalese”!

Tenants Have a Legal Right To A Hearing At the LTB (“a real court date”), Free Legal Help, And A Professional Fair Mediator!

The government wants tenants to void our right to an LTB Hearing in order to help landlords get quick, easy evictions because they didn’t hire enough adjudicators and want to trick tenants.

The government hates the fact that tenants have the legal right to defend ourselves. This means they have to pay for more adjudicators and they don’t get the psychotic enjoyment of seeing families dumped into shelters during a global pandemic.

But they are so afraid of bad media and bad publicity they are trying to say “oh tenants can have a hearing date” but landlords can pressure you to sign a payment plan directly with them and then evict you without your chance to defend yourself.

Don’t Give Up Your Legal Rights!

Remember:

(a) Avoid any attempts by your landlord to go to a mediated “payment plan” meeting with just you and the landlord. Just don’t do it. If your landlord wants a payment plan (and you want one) wait for your LTB hearing where you will get legal help and professional, unbiased government mediator to help you make a ‘good’ deal.

(b) Remember even if you want a payment plan, you can get it at your legal LTB Hearing (where you have a strong voice) and don’t need to do it directly with your landlord

(c) If your landlord wants to make a payment plan tell them want one too, but you want it down at the LTB! Put this in an email or in writing.

ALWAYS DEMAND TO GO TO THE LTB WHERE YOU ARE PROTECTED AND HAVE LEGAL RIGHTS IN CANADA!

Signing A Payment Plan Directly With Your Landlord And Not At The Landlord and Tenant Board Takes This Power Away From You!

These will take months for landlords to get, maybe up to a year or more. That is not your problem that is the governments problem for not having more adjudicators.

LTB Hearings are safe and professional and you even get free legal help

1. Every Tenant Has The Right To A Hearing At the Landlord and Tenant Board – Which Is Professional And Fair And Protects You

Unlike this USA style stabbing tenants in the face “payment plan” garbage, a real hearing at the Landlord and Tenant Board protects your Tenant Rights.

The Landlord and Tenant Board is very serious and professional. It’s a real court that will allow you to explain why you couldn’t pay and it’s highly unlikely you will be evicted as long as you have a good excuse.

2. Every Tenant Has the Right To Free Legal Help At Your Hearing

If you go to your Hearing at the LTB you can get free legal help from government paid for lawyers and paralegals. They can help you beat your landlord!

3. Every Tenant Has the Right To Negotiate In Front Of a Trained And Fair Government Mediator

Never negotiate directly with your landlord. Get the government involved! At your LTB Hearing you can attempt to negotiation a payment plan with your landlord…but you have a government “referee” to help guide you and make sure you know what you are signing and to make sure it’s fair!

Don’t Fall For Ford’s Tricks To Help His Donors (Big Landlords)

Ford and his cronies are slaves to the corporate landlords. They have changed the law just to cull and destroy tenants quickly (like hamburger).

Don’t fall for Ford’s tricks.

-SAY NO TO DIRECT PAYMENT PLANS WITH YOUR LANDLORD!

-SAY YES TO WORKING THINGS OUT AT THE LANDLORD AND TENANT BOARD WHERE BOTH LANDLORDS AND TENANTS HAVE A FAIR AND HONEST COURT WITH A JUDGE AND TENANTS GET A FREE LAWYER!

…Your hearing might be in 2021 and you don’t have to pay rent and your landlord can’t evict you.

..if you demand for a REAL LANDLORD AND TENANT HEARING AND DON’T GET TRICKED INTO SIGNING A SLEAZY “PAYMENT PLAN” DIRECTLY WITH YOUR LANDLORD SO THEY CAN EVICT YOU FAST AND TAKE AWAY YOUR RIGHTS.

Ontario Tenants Are Facing Evictions…But You Can Win As Knowledge IS Power!

Never, ever sign an agreement directly with your landlord. If they want to make a payment plan tell them you want an LTB hearing and you will negotiate at the LTB hearing with a professional government negotiator and tenants get free legal help!

No Covid Evictions: How To Not Pay Rent And Win At Your Landlord and Tenant Board (LTB) Hearing In The Future (up to 2 years of free rent)

Saturday, September 12th, 2020

Disclaimer: “This isn’t an attack on landlords. This is an attack on the system that got us here.”

“The Landlord Tenant Board is shut by Covid. When it opens again, the backlog will be biblical. The tenants will still be there, squatting, in a year. In fact, they can just stop paying rent.”

Former Canadian Minister of Finance (May 2020)

“What Happens Now The Landlord and Tenant Is Open? Will I Be Instantly Kicked Out Of My Home” (NO! DON’T WORRY!)

This is easy, you couldn’t safely pay during a world wide crisis and Premier Doug Ford said don’t pay….No offer of a payment plan…NO EVICTION!!

WHY TENANTS NOTHING TO FEAR! — How To Avoid Getting Evicted Now The Landlord Tenant Board Has Reopened?

My last post was a huge hit and so controversial! Telling the truth makes the bad landlords to cry. After all they just expect rent as a god given right.

The bad landlords attacks on me are very interesting. They are trying to bully me from educating tenants (and good landlords who can learn a lot too.)

This shows why it’s time to license landlords and demand proof of a bachelor degree and a criminal check as well as showing the deed and mortgage documentation. 

This is the real path for success for Tenants, not rent strikes.

I am just informing tenants of strategies that can be used in these super challenging times.

These landlords don’t want this published, they are afraid of the real laws. I guess they are real estate agents trying to shill “make money with rental properties.”

Just like a good prosecutor or defense attorney will not break the law, but figure out a way to use it, my post was not intended to do anything but protect tenants and keep people from becoming homeless through no fault of their own.

Rent Strikes Are Not A Good Option For ‘Small” Tenants

Many tenants in larger buildings are conducting “rent strikes.” That’s one choice for tenants, but in larger buildings tenants have strength in numbers.

It’s a lot easier when you have hundreds of other tenants supporting you.

It an be very different when you are alone, with loved ones, and dealing with a vicious landlord all by yourself.

You worry about your landlord and her thugs storming in while your baby is sleeping.

Or breaking down your door and assaulting you or one of your family members.

Or taking off our doors and windows leaving your babies to the harsh winds that are now here.

And some tenants worry even worry their landlords might go even further like a landlord who threatened to KILL his tenant and SELL his baby on the black market if rent wasn’t paid!

…It’s so scary I don’t even want to write about it, but some landlords are making threats (which need to be reported to law enforcement, call 911).

Landlords Are Excited And Think Mass Evictions Are Coming Soon – But This Won’t Happen If You Position Yourself Appropriately

“Fer sure we gonna get them so hard they can’t sit in the crapper fer months an we can grow the rental shocks!”

From social media it’s clear many landlords want money and even more want some type of revenge against hard working tenants just trying to survive during this deadly pandemic. This is shocking and frightening.

I’m going to make that family of seniors homeless and on the street!

Let’s Do A Deep Dive To Help Tenants (Tenants Must Learn)

First, remember it was conservative Premier Doug Ford who said tenants don’t have to pay the rent and will not be evicted. This was shocking to everyone including tenants. If landlords are angry about this they should be contacting Ford (who ignores most of them).

Ford said what he said and tenants followed what the leader of our province said to do.

What This Means For Tenants

It means make sure you print out the links I sent and show it at your LTB Hearing.

You have to be forceful and take control at the Landlord and Tenant Board because it’s even more amateurish than before. All the high quality people left!

Since Ford won all the smart and professional adjudicators resigned in disgust of how things were being handled.

At least McGuinty rightfully got rid of under-educated adjudicators who were just political appointments and didn’t even have law degrees or paralegal training.

So now you have mediocre leadership and new adjudicators are mostly part time and paid peanuts just desperate to avoid working at Walmart so they don’t really care.

Oh I want to evict them so hard, I’m hard….

1. Tenants Need To Control The Narrative At The LTB

Landlords and their high priced legal reps will try to frame this as “you didn’t pay rent, you are evil and get out!”

This is very easy to counter and will back-fire on the landlords acting so savagely…but you need to be aggressive and control the narrative.

You Are the Victim, Not The Landlord: “I was  just listening to Premier Ford and Trying To Survive!”

By not paying rent (or paying a little bit) you were following the advice of the Premier and the Housing Minister.

You did nothing wrong…You listened to the Premier and Housing Minister… You paid what you could…or didn’t pay because you couldn’t.

Madam Chair: “It wasn’t my intention not to pay rent for the year, it was due to needing to survive!”

Do this and you are already winning at your LTB Hearing.

Here are links to the Premier and Housing Minister saying you won’t be evicted for paying rent.

https://www.cp24.com/news/tenants-who-can-t-afford-rent-due-to-covid-19-won-t-be-evicted-ford-says-1.4861760

https://globalnews.ca/news/6764049/renters-not-evicted-ontario-coronavirus/

PRINT BOTH OUT AND MAKE THEM A KEY PART OF YOUR CASE.

It’s not your landlord vs. you, it’s your landlord vs. you, Premier Ford, and the Minister of Housing! Guess who will win?

2. The Landlord and Tenant Board is a “Social Justice Tribunal” not normal court.

This means the LTB takes the concerns of tenants seriously. It’s not just “black or white”. It’s a “social justice tribunal” that cares about your human rights.

What This Means For Tenants

It means the LTB will have to seriously consider the situation you faced when you didn’t pay rent. Landlords often think “you didn’t pay, you get the hell out!”

That’s not the way the LTB (a social justice tribunal) works. Tenants can explain our situations and why we had to do what we had to do.

Housing is a human right and if you need money to survive and can’t cover rent the LTB will be understanding and it’s okay.

Fortunately, thanks to McGuinty and Wynne Ontario isn’t the “Alabama” or “Mississippi” no justice states so many landlords crave it to be. Make sure to have your “story” of “hardship” and you won’t be evicted.

I can’t evict immediately? I have to follow the legal process? WTF?!

3. The LTB Will Be Clogged And Landlords Won’t Get A Hearing For Months

Due to mismanagement even before the pandemic it was taking landlords 6-8 months to get a hearing date. Now it’s going to be even more swamped.

Remember all the cases set for March – July were postponed and these cases filed before the March shut-down will be at the front of the line.

Even investment guru Garth Turner (former Canada Minister of Finance) has said:

The Landlord Tenant Board is shut by Covid. When it opens again, the backlog will be biblical. The tenants will still be there, squatting, in a year. In fact, they can just stop paying rent.

What This Means For Tenants

It means even though you may receive an N4 it is just a piece of paper and nothing more! The N4 Means Nothing!

Your landlord will have to file to get a Hearing at the LTB and it won’t happen for months, perhaps years!

Smart landlords will try to work with you and work out a win-win situation because the reality is landlords are powerless and have to wait for the LTB to open and for their Hearing to be scheduled.

If you have a great small landlord let them know you can avoid the LTB and work something out together. But landlords will need to obey your payment plan or reduced rent. If not, let them take you to the LTB where they will lose.

LET’S DO IT! – Work Now To Create Your Case To Win At the Landlord and Tenant Board

Let’s focus on what you need to do.

—Control The Narrative From The Start

Firstly, control the narrative that Premier Ford and the Housing Minister told you that you don’t have to pay rent and won’t be evicted and you needed to focus on food and survival.

—Document your situation

Document, document, document! Show your costs, keep copies (and take pic of) all your receipts for food. Show your total bills.

When the adjudicator asks you why you didn’t pay rent (or full rent):

-Have your employment situation laid out. Did you lose hours, laid off, etc.

-Did you have to rely on CERB which could have ended at any time so you needed to save for food?

-Show your grocery bills (copies will be helpful).

-Show receipts for other costs? Do you have kids who need diapers, pablum, some toys? Show one receipt is enough because of course these costs are regular and add up.

-Did you have sick relative you needed to help? Show gas receipts, other costs.

-Do you have kids? Bring them to the LTB Hearing! Explain how you had to pay for their food and as a good parent you bought some toys, etc.

—Show You Tried to Pay (And If You Paid Some Rent It Will Be Even Easier To Win)

If you can show you tried to pay even $100 it will work in your favour. Make sure you have witnesses and people who will sign affidavits for you.

KEY POINT – No adjudicator will ever evict you if you tried to pay (and can prove it) or couldn’t pay (and can explain why)  They won’t evict you!

They will give you a long term payment plan. If they evict you they will be fired under these circumstances. You file for a review and go to the media!

If they evicted you there are ways to make sure they lose their job (their 2 year contract won’t be renewed).

In this crappy economy these people want to keep their cushy jobs. You only need to give them the ammo to help them help you.

KEY POINT – Landlords who didn’t offer you a fair payment plan will go down hard and lose at the Hearing. Bill 184 made this a new rule:

Because the new laws will PUNISH landlords who didn’t try to create a payment plan with you!!!

So landlords are already getting ready to just “lie” they offered you one. Make sure you are ready to challenge them on their lies.

Let’s Review Things.

-Your Eviction Hearing Will Take Months or Years To Get. Think July 2021 For Your Hearing

-When You Go To Your Hearing You Will Not Evicted If You Plan

1. At your LTB Hearing many tenants will have their owed rent ‘forgiven’.

2. At the very worst you will be put on a payment plan where you start paying rent + $50 until 2021 or beyond..

You pay me now or i will. keep emailing Ford!!!

Bad Landlords Trying To Make A Buck Are Pathetic!

We Need To License Small Landlords

Not all landlords are bad. It is usually the uneducated mortgage frauds who are. So let’s license landlords and demand a valid Bachelor Degree and an annual test and maintenance inspection to be able to own an rental.

This will eliminate many of the worst rural rump landlords and allow good landlords to thrive.

Tenants Should Co-Operate With Their Landlord If Possible

Of course, if you have a nice granny landlord try your best to help them out. But if you have a corporate landlord or a snotty rich landlord who is living in Bahamas and cheating his wife there is no need to have any mercy.

Because bad landlords don’t care if you live or die.

Tenants Prepare Now To Win When The LTB Opens

If you prepare you will win. Easily. It’s a cakewalk!

Landlords are hoping you are not informed of your rights, not informed of the realities of the situation, and not informed that you can protect yourself and your loved ones and WIN!

No wonder by past post got so much attention.  And all I did was explain how the system works.

But remember if you have a small grandma landlord who you like, educate them and work something out and co-operate together.

But Never Forget – YOU WON’T BE EVICTED!

If you plan and play it right:

1. The LTB will deny the eviction and effectively eliminate your arrears – but would still likely make sure you started paying the rent again. 

If your landlord did not offer you a payment plan they will be punished!

2. In most cases the LTB will make an Order to re-pay with an enforceable payment plan under section 78 of the Act.  In laypeople’s terms it means you need to make a small payment and can’t miss it. But you will not be evicted.

3. You can always just leave. Your landlord will then have to find you, serve you and sue you in small claims court. It’s a very difficult process and small claims court justices are on the Tenants side.

Big debts? Be like Trump who “went bankrupt” 5x and never paid money owed LOL!

4. If you ever get a judgement against you just declare bankruptcy and the debt will never be collected from you.

Declaring bankruptcy is an important potential strategy so you don’t have to pay what you legally owe someone. Even President Trump in the USA declared bankruptcy 5 times! It’s a weapon tenants can use!

FREE LEGAL AID!

Tenants can get free legal help. So before your hearing make sure you contact a legal aid clinic to help you prepare. And when you are at your hearing make sure you get the free legal aid lawyer or paralegal who helps tenants to speak on your behalf in front of the adjudicator!