Archive for the ‘landlord tenant board ontario’ Category

Attention Tenants: Canada Recovery Benefit (CRB) Is NOT FOR PAYING RENT (legally you don’t have to use it to pay rent!)

Thursday, October 22nd, 2020

Don’t Be Tricked! Don’t Be Bullied! The CRB Is For Helping You Survive! LTB Adjudicators Will Understand & Agree Not Using It To Pay Rent (and won’t evict you!)

The CRB programme was created to help workers who continue to need support for our families. This means these emergency funds given are to make sure you have enough to eat, the cloth your family in harsh winter conditions, to buy medicine, and for other daily necessities.

It is NOT for paying rent.

It was not designed to go to tenants and then transferred to landlords (who have their own programs to get rent) during these frightening times! If you do not pay rent you can explain to this to a judge or LTB adjudicator and you will not be evicted!

Canada Recovery Benefit (CRB)

While many Canadians have seen their jobs come back and have returned to work since the start of the pandemic, the Government of Canada recognizes that there remain other workers in sectors that have been particularly hit hard who continue to need support.

That is why, today, the Deputy Prime Minister and Finance Minister, Chrystia Freeland, and the Minister of Employment, Workforce Development and Disability Inclusion, Carla Qualtrough, announced the introduction of Bill C-2, to create three new temporary Recovery Benefits to support Canadians who are unable to work for reasons related to COVID-19. These new Benefits are being proposed as part of the Government of Canada’s plan to support Canadians as we work to build back a stronger, more resilient economy. Since the introduction of the Canada Emergency Response Benefit (CERB) in the early days of the pandemic, at a time when we asked Canadians to stay home, close to 9 million Canadians have received the Benefit to help to pay their bills and support their families.

The Canada Recovery Benefit (CRB) gives income support to employed and self-employed individuals who are directly affected by COVID-19 and are not entitled to Employment Insurance (EI) benefits. The CRB is administered by the Canada Revenue Agency (CRA).

If you are eligible for the CRB, you can receive $1,000 ($900 after taxes withheld) for a 2-week period.

If your situation continues past 2 weeks, you will need to apply again. You may apply up to a total of 13 eligibility periods (26 weeks) between September 27, 2020 and September 25, 2021.

https://www.canada.ca/en/revenue-agency/services/benefits/recovery-benefit.html

My Landlord Is A Bully! If She Tries To Evict Me What Can I Do?

“Pay now or I will evict you! I have payments for my BMWs to make!”

Many (not all) landlords are bullies who don’t even know the law.

Don’t worry at all.

1. The Process Will Take Over a Year To Get  Hearing HAHAHAHA

First of all, it your landlord will have to serve you an N4 (pay rent) which is just a request for the money. Then if you ignore if they have to get a “hearing” date at the LTB which will take at least a year.

2. At The Hearing You Can Easily Explain Why You Didn’t Pay Rent

In Ontario housing is a “human right” and not just a business transaction. This is why the Ontario Landlord and Tenant Board is part of the Social Justice tribunal system. Most landlords don’t even know this!

At the Hearing you will get free legal aid to help you. Yes, all tenants no matter what your income.

Then you just explain why you needed CRB and what your struggles are. Make sure to be very dramatic and perhaps even cry and wear old clothes at your Hearing to make sure the message gets across to the Adjudicator.

If you do this YOU WILL NOT BE EVICTED!

At most you will be given a looooonnnnnggggg term payment plan, but you won’t be evicted! You might have to pay an extra $10/month once the pandemic is over LOL!

Yes, the Ford government is tenant-friendly! They don’t want the media to report on “mass evictions” so they put the burn on landlords which is rad!

Make sure you text or email your landlord about your problems and ask them to understand your situation. An email like this:

“Dear ____, During these difficult times I’m unable to pay rent due to. __ and ___ and ___. Please understand my situation as I want to pay but simply cannot due to this horrible pandemic. I am open to communication with and ask you to respect the extremely difficult times I face. I will pay you in full as soon as I can, but now I must protect my life and the lives of my family!”

***MAKE SURE YOU DOCUMENT EVERYTHING, EXPECIALLY YOUR EMAILS/TEXTS TO YOUR LANDLORD (WITH DATES!) AS EVIDENCE

Landlords want your money for their new cars and vacations!

3. What If My Landlord Offered Me A Payment Plan?

You can choose to agree, but it’s best to disagree. Just make sure you have a record of why you disagreed.

(For example “I need money for my baby!” or “I want to make a payment plan but am worried about being able to pay food and can’t find work, please understand my situation!”)

4. What If My Landlord Harasses Me Or Locks Me Out?

Call the police.

This is a landlord tenant matter and the landlord MUST LET YOU IN!

Tenants Are More Powerful Than We Think!

In Ontario there are strong laws to protect tenants. But most tenants are not aware of our legal rights and don’t fight our landlords!

Many tenants don’t even go to their Landlord and Tenant Board Hearing, which means the landlord wins “automatically” when if you just show up, get free legal aid, you will !

If You Show Up And Fight Back You Will Win!

SO SHOW UP!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Tenants all over, in this global pandemic make sure you enforce your LEGAL RIGHTS.

Most landlord victories at the LTB are because tenants didn’t show up!

Don’t feel afraid, feel ENERGIZED! Feel Proud! You Have Rights And Your Future Is Looking Good! You Will Win If:

– You Fight Back.

-You Get Free Legal Help.

-You Show Up For Your Hearing.(!)

-You Don’t Be Bullied

-You Don’t Be Demotivated.

And you will Win…Yes you will! Love yourself and fight hard with fellow tenants across Ontario!

IT’S YOUR RIGHT TO NOT PAY RENT DURING A PANDEMIC!

REMEMBER TO GET FREE LEGAL HELP AND THEY WILL FIGHT BACK FOR YOU!!!

TENANTS FREE LEGAL HELP!

USE IT TO DEFEAT YOUR LANDLORD AND PROTECT YOUR TENANT RIGHTS!

No Covid Evictions: How To Not Pay Rent And Win At Your Landlord and Tenant Board (LTB) Hearing In The Future (up to 2 years of free rent)

Saturday, September 12th, 2020

Disclaimer: “This isn’t an attack on landlords. This is an attack on the system that got us here.”

“The Landlord Tenant Board is shut by Covid. When it opens again, the backlog will be biblical. The tenants will still be there, squatting, in a year. In fact, they can just stop paying rent.”

Former Canadian Minister of Finance (May 2020)

“What Happens Now The Landlord and Tenant Is Open? Will I Be Instantly Kicked Out Of My Home” (NO! DON’T WORRY!)

This is easy, you couldn’t safely pay during a world wide crisis and Premier Doug Ford said don’t pay….No offer of a payment plan…NO EVICTION!!

WHY TENANTS NOTHING TO FEAR! — How To Avoid Getting Evicted Now The Landlord Tenant Board Has Reopened?

My last post was a huge hit and so controversial! Telling the truth makes the bad landlords to cry. After all they just expect rent as a god given right.

The bad landlords attacks on me are very interesting. They are trying to bully me from educating tenants (and good landlords who can learn a lot too.)

This shows why it’s time to license landlords and demand proof of a bachelor degree and a criminal check as well as showing the deed and mortgage documentation. 

This is the real path for success for Tenants, not rent strikes.

I am just informing tenants of strategies that can be used in these super challenging times.

These landlords don’t want this published, they are afraid of the real laws. I guess they are real estate agents trying to shill “make money with rental properties.”

Just like a good prosecutor or defense attorney will not break the law, but figure out a way to use it, my post was not intended to do anything but protect tenants and keep people from becoming homeless through no fault of their own.

Rent Strikes Are Not A Good Option For ‘Small” Tenants

Many tenants in larger buildings are conducting “rent strikes.” That’s one choice for tenants, but in larger buildings tenants have strength in numbers.

It’s a lot easier when you have hundreds of other tenants supporting you.

It an be very different when you are alone, with loved ones, and dealing with a vicious landlord all by yourself.

You worry about your landlord and her thugs storming in while your baby is sleeping.

Or breaking down your door and assaulting you or one of your family members.

Or taking off our doors and windows leaving your babies to the harsh winds that are now here.

And some tenants worry even worry their landlords might go even further like a landlord who threatened to KILL his tenant and SELL his baby on the black market if rent wasn’t paid!

…It’s so scary I don’t even want to write about it, but some landlords are making threats (which need to be reported to law enforcement, call 911).

Landlords Are Excited And Think Mass Evictions Are Coming Soon – But This Won’t Happen If You Position Yourself Appropriately

“Fer sure we gonna get them so hard they can’t sit in the crapper fer months an we can grow the rental shocks!”

From social media it’s clear many landlords want money and even more want some type of revenge against hard working tenants just trying to survive during this deadly pandemic. This is shocking and frightening.

I’m going to make that family of seniors homeless and on the street!

Let’s Do A Deep Dive To Help Tenants (Tenants Must Learn)

First, remember it was conservative Premier Doug Ford who said tenants don’t have to pay the rent and will not be evicted. This was shocking to everyone including tenants. If landlords are angry about this they should be contacting Ford (who ignores most of them).

Ford said what he said and tenants followed what the leader of our province said to do.

What This Means For Tenants

It means make sure you print out the links I sent and show it at your LTB Hearing.

You have to be forceful and take control at the Landlord and Tenant Board because it’s even more amateurish than before. All the high quality people left!

Since Ford won all the smart and professional adjudicators resigned in disgust of how things were being handled.

At least McGuinty rightfully got rid of under-educated adjudicators who were just political appointments and didn’t even have law degrees or paralegal training.

So now you have mediocre leadership and new adjudicators are mostly part time and paid peanuts just desperate to avoid working at Walmart so they don’t really care.

Oh I want to evict them so hard, I’m hard….

1. Tenants Need To Control The Narrative At The LTB

Landlords and their high priced legal reps will try to frame this as “you didn’t pay rent, you are evil and get out!”

This is very easy to counter and will back-fire on the landlords acting so savagely…but you need to be aggressive and control the narrative.

You Are the Victim, Not The Landlord: “I was  just listening to Premier Ford and Trying To Survive!”

By not paying rent (or paying a little bit) you were following the advice of the Premier and the Housing Minister.

You did nothing wrong…You listened to the Premier and Housing Minister… You paid what you could…or didn’t pay because you couldn’t.

Madam Chair: “It wasn’t my intention not to pay rent for the year, it was due to needing to survive!”

Do this and you are already winning at your LTB Hearing.

Here are links to the Premier and Housing Minister saying you won’t be evicted for paying rent.

https://www.cp24.com/news/tenants-who-can-t-afford-rent-due-to-covid-19-won-t-be-evicted-ford-says-1.4861760

https://globalnews.ca/news/6764049/renters-not-evicted-ontario-coronavirus/

PRINT BOTH OUT AND MAKE THEM A KEY PART OF YOUR CASE.

It’s not your landlord vs. you, it’s your landlord vs. you, Premier Ford, and the Minister of Housing! Guess who will win?

2. The Landlord and Tenant Board is a “Social Justice Tribunal” not normal court.

This means the LTB takes the concerns of tenants seriously. It’s not just “black or white”. It’s a “social justice tribunal” that cares about your human rights.

What This Means For Tenants

It means the LTB will have to seriously consider the situation you faced when you didn’t pay rent. Landlords often think “you didn’t pay, you get the hell out!”

That’s not the way the LTB (a social justice tribunal) works. Tenants can explain our situations and why we had to do what we had to do.

Housing is a human right and if you need money to survive and can’t cover rent the LTB will be understanding and it’s okay.

Fortunately, thanks to McGuinty and Wynne Ontario isn’t the “Alabama” or “Mississippi” no justice states so many landlords crave it to be. Make sure to have your “story” of “hardship” and you won’t be evicted.

I can’t evict immediately? I have to follow the legal process? WTF?!

3. The LTB Will Be Clogged And Landlords Won’t Get A Hearing For Months

Due to mismanagement even before the pandemic it was taking landlords 6-8 months to get a hearing date. Now it’s going to be even more swamped.

Remember all the cases set for March – July were postponed and these cases filed before the March shut-down will be at the front of the line.

Even investment guru Garth Turner (former Canada Minister of Finance) has said:

The Landlord Tenant Board is shut by Covid. When it opens again, the backlog will be biblical. The tenants will still be there, squatting, in a year. In fact, they can just stop paying rent.

What This Means For Tenants

It means even though you may receive an N4 it is just a piece of paper and nothing more! The N4 Means Nothing!

Your landlord will have to file to get a Hearing at the LTB and it won’t happen for months, perhaps years!

Smart landlords will try to work with you and work out a win-win situation because the reality is landlords are powerless and have to wait for the LTB to open and for their Hearing to be scheduled.

If you have a great small landlord let them know you can avoid the LTB and work something out together. But landlords will need to obey your payment plan or reduced rent. If not, let them take you to the LTB where they will lose.

LET’S DO IT! – Work Now To Create Your Case To Win At the Landlord and Tenant Board

Let’s focus on what you need to do.

—Control The Narrative From The Start

Firstly, control the narrative that Premier Ford and the Housing Minister told you that you don’t have to pay rent and won’t be evicted and you needed to focus on food and survival.

—Document your situation

Document, document, document! Show your costs, keep copies (and take pic of) all your receipts for food. Show your total bills.

When the adjudicator asks you why you didn’t pay rent (or full rent):

-Have your employment situation laid out. Did you lose hours, laid off, etc.

-Did you have to rely on CERB which could have ended at any time so you needed to save for food?

-Show your grocery bills (copies will be helpful).

-Show receipts for other costs? Do you have kids who need diapers, pablum, some toys? Show one receipt is enough because of course these costs are regular and add up.

-Did you have sick relative you needed to help? Show gas receipts, other costs.

-Do you have kids? Bring them to the LTB Hearing! Explain how you had to pay for their food and as a good parent you bought some toys, etc.

—Show You Tried to Pay (And If You Paid Some Rent It Will Be Even Easier To Win)

If you can show you tried to pay even $100 it will work in your favour. Make sure you have witnesses and people who will sign affidavits for you.

KEY POINT – No adjudicator will ever evict you if you tried to pay (and can prove it) or couldn’t pay (and can explain why)  They won’t evict you!

They will give you a long term payment plan. If they evict you they will be fired under these circumstances. You file for a review and go to the media!

If they evicted you there are ways to make sure they lose their job (their 2 year contract won’t be renewed).

In this crappy economy these people want to keep their cushy jobs. You only need to give them the ammo to help them help you.

KEY POINT – Landlords who didn’t offer you a fair payment plan will go down hard and lose at the Hearing. Bill 184 made this a new rule:

Because the new laws will PUNISH landlords who didn’t try to create a payment plan with you!!!

So landlords are already getting ready to just “lie” they offered you one. Make sure you are ready to challenge them on their lies.

Let’s Review Things.

-Your Eviction Hearing Will Take Months or Years To Get. Think July 2021 For Your Hearing

-When You Go To Your Hearing You Will Not Evicted If You Plan

1. At your LTB Hearing many tenants will have their owed rent ‘forgiven’.

2. At the very worst you will be put on a payment plan where you start paying rent + $50 until 2021 or beyond..

You pay me now or i will. keep emailing Ford!!!

Bad Landlords Trying To Make A Buck Are Pathetic!

We Need To License Small Landlords

Not all landlords are bad. It is usually the uneducated mortgage frauds who are. So let’s license landlords and demand a valid Bachelor Degree and an annual test and maintenance inspection to be able to own an rental.

This will eliminate many of the worst rural rump landlords and allow good landlords to thrive.

Tenants Should Co-Operate With Their Landlord If Possible

Of course, if you have a nice granny landlord try your best to help them out. But if you have a corporate landlord or a snotty rich landlord who is living in Bahamas and cheating his wife there is no need to have any mercy.

Because bad landlords don’t care if you live or die.

Tenants Prepare Now To Win When The LTB Opens

If you prepare you will win. Easily. It’s a cakewalk!

Landlords are hoping you are not informed of your rights, not informed of the realities of the situation, and not informed that you can protect yourself and your loved ones and WIN!

No wonder by past post got so much attention.  And all I did was explain how the system works.

But remember if you have a small grandma landlord who you like, educate them and work something out and co-operate together.

But Never Forget – YOU WON’T BE EVICTED!

If you plan and play it right:

1. The LTB will deny the eviction and effectively eliminate your arrears – but would still likely make sure you started paying the rent again. 

If your landlord did not offer you a payment plan they will be punished!

2. In most cases the LTB will make an Order to re-pay with an enforceable payment plan under section 78 of the Act.  In laypeople’s terms it means you need to make a small payment and can’t miss it. But you will not be evicted.

3. You can always just leave. Your landlord will then have to find you, serve you and sue you in small claims court. It’s a very difficult process and small claims court justices are on the Tenants side.

Big debts? Be like Trump who “went bankrupt” 5x and never paid money owed LOL!

4. If you ever get a judgement against you just declare bankruptcy and the debt will never be collected from you.

Declaring bankruptcy is an important potential strategy so you don’t have to pay what you legally owe someone. Even President Trump in the USA declared bankruptcy 5 times! It’s a weapon tenants can use!

FREE LEGAL AID!

Tenants can get free legal help. So before your hearing make sure you contact a legal aid clinic to help you prepare. And when you are at your hearing make sure you get the free legal aid lawyer or paralegal who helps tenants to speak on your behalf in front of the adjudicator!

Update On The Landlord & Tenant Board

Wednesday, April 15th, 2020

Important Notice For Ontario Landlords

The Landlord and Tenant Board is not accepting in-person submission of documents. To confirm alternative options to submit documents, email LTB@ontario.ca or call 1 888 332-3234 or 416 645-8080. For TTY relay service, dial 1 800 855-0511..

April 16, 2020
ServiceOntario Centres are limiting the intake of Landlord and Tenant Board applications to the following circumstances:

  • the application represents an emergency situation
  • the applicant has no access to a computer
  • the applicant’s only option for payment is by cash, certified cheque, or money order
  • other limitations to applicant’s alternate filing options.

Please visit ServiceOntario Centres for a list of locations that accept applications and documents on behalf of the LTB.

Most LTB applications can be submitted via e-file. If you can’t use e-file, send your application by mail or fax to your LTB regional office.

Let’s Fix The Laws/Encourage Landlords To Invest in 2020

Wednesday, January 1st, 2020

There are going to be some big changes coming to the Ontario rental industry in 2020. Last year the Ontario Landlords Association was asked by the Ministry to provide our recommendations for changes.

We provided a very thorough and comprehensive list that would not only encourage more investment into Ontario residential rentals, but would protect both good landlords and good tenants.

Tenant Groups Are Lobbying Hard

While we presented an important list, the tenant activist groups sent in theirs. Typical “blame the landlord” ideas which would lead good people to avoid investing and hurt tenants.

It’s Time For Change! (Before it’s too late)

We keep hearing about small landlords who face huge delays for Hearings and manipulative tenants who “use the system” to avoid paying rent and even harassing their landlords.

The key to the low vacancy rate is to change the rules to encourage more investment, especially from smaller private individuals.

Let Us Know Your Thoughts and Opinions

Please take the survey and also let us know what you think should be changed to make things better for small residential landlords in 2020!

We’ve been around for over a decade and are the only ones fighting for small landlords. Make Your Voice Heard!

Create your own user feedback survey

Ontario Landlords Can Now Access Landlord & Tenant Board Information Via F.O.I. Requests!

Thursday, May 30th, 2019

Since May 1, 2019 The Rules For Accessing Information Have Changed. This Can Help Landlords Avoid “Tenants From Hell”

I’m a long-time landlord.  I bought my first rental in the late 1990s.  After some major (and expensive) mistakes I put a huge amount of my energy on screening my tenants.

I found that one of the keys to success as a landlord is to make sure you rent to good tenants and avoid the “game players” who abuse the system to rip off landlords. Sadly, there are a lot of “game players” out there.

As a long time Ontario Landlords Association member I learned a lot of great tips and tricks on weeding out “Tenants From Hell”. 

Tenant Screening Only Goes So Far In Ontario

The problem I kept facing is that in Ontario is was impossible to thoroughly screen potential tenants.  This meant that every person I rented to was a huge potential risk for me and my family. 

And what a risk renting to a bad tenant is!

In Ontario is is almost impossible to evict crafty tenants.  The process takes months/years and even if you get them out they can destroy your rental property and you can lose thousands of dollars. Even an Ontario superior court judge says the rules for landlords are unfair and ridiculous.

The problem is we had no access to Landlord and Tenant Board (LTB) cases. So we were blind to whether or not a potential tenant had a history of issues with the LTB.

When I joined the OLA in 2009 I found I wasn’t the only one who wanted this changed.

Thousands of other landlords also wanted access and for years the the Ontario Landlords Association has worked relentlessly contacting MPPs (and the current Premier) to make changes.

Why is this access important?

1) Credit Checks Do Not Tell The Whole Story

The truth is credit checks don’t really tell you who will be a good tenant. High credit scores can be people who simply pay their Rogers or Telus bills every month.

A credit score has nothing to do with rent and is basically useless!

Since non-payment of rent can’t be reported, that “super applicant” with a high credit score might have ripped off their last 10 landlords!

2) Landlord References Are Often Dishonest

In the beginning I relied on the honesty of other landlords. But I quickly found out that the most glowing references were often from landlords who wanted to get their tenants to move out because they were trouble makers!

Some landlords who didn’t give references but the tenants wrote them down in their application were also bad. 

I called them for a reference and when the landlord found out their tenants were looking to move they offered their good tenants rent discounts and other goodies to keep them!

3) So-Called “A.I” Is Nothing But Shameful and Shady Marketing

Just like ‘blockchains’, A.I. or ‘artificial intelligence’ is a fad these days. But it is a gimmick and just shady marketing.

How can you get a “pet risk score” by asking a tenant applicant to send in a picture of their dog?  And they say “the cuter the picture, the higher the score”.  It’s a bad joke and in my opinion it’s fraud that hurts both landlords and good tenants.

No wonder their are lots of Privacy Commission investigations going on as tenants rightfully complain.

4) Employment References Are Limited

Someone can be a great employee and a bad tenant. Sure, it’s important to find out someone works to pay the rent, but that’s where it ends.

5) Criminal Checks Only Check Tell One Story

These are really helpful but they only screen out criminals and in Ontario not paying rent or damaging property is not a criminal offense (it’s common and accepted!)

6) Face To Face Interviews Are Risky

Ask the landlords who rented to Nina WillisShe had a great story and a charming personality…then made her landlords lives a living nightmare.

Landlords Can Now Access Landlord and Tenant Board Records!

Fellow Ontario Landlords Association Members…We Did It! 

Years of lobbying and explaining and supporting court challenges as why this needed to be done, thousands of phone calls, zillions of face to face meetings…and OLA members see the fruits of our labour!

Beginning on May 1st, 2019 Ontario tribunals are now more transparent, including the Landlord and Tenant Board (LTB).

You can read the new rules here.

What Does This Mean For Small Landlords?

It means the LTB can no longer hide from landlords making a Freedom Of Information (FOI) request to see if a potential tenant has been before the LTB before. 

We can check out tenant evictions and make sure our applicants aren’t “predatory Tenants from Hell!

50 “Hits” Showing This Potential Tenant Was A Serial Bad Tenant Who Ripped Off Lots Of Landlords

 Can you imagine renting to some who:

-Has Great Credit

-Has References From A Bunch Of Former Landlords

-Has A Good Job

-Has A High “A.I.” Score Because Their Dog Is Cute And They Are Cool On Facebook

-Has No Criminal Record

Sounds like an ideal tenant right?

Wrong.

This tenant applicant has been to the LTB 50 times! And many of those times was due to not paying rent.

Run A F.O.I (Freedom of Information) To Find Out About Your Potential Tenant

This is the gold standard for landlords to really do proper tenant screening!

Ontario Landlords Association Keeps The Pressure On To Help Good Landlords and Good Tenants!

We are landlords just like you. And we defend the rights of good tenants who don’t like to be smeared due to a group that wants to rip off landlords who they view has weak and vulnerable.

So we keep fighting and getting our message out to help both good landlords and good tenants.

We kept the pressure on for years about transparency at the LTB and now we finally got it. 

This is a great start, and we are not finished. Now we need a damage deposit and more. 

How Can I Do An F.O.I. Request To See My Potential Tenants LTB Records?

Join us in the Ontario landlord forum because this is a hot topic and we want every landlord to make sure you do it to protect yourself, your family and your rental property!