Archive for the ‘eviction’ Category

Part 1: My Tenants Haven’t Paid Rent For Months

Wednesday, July 1st, 2020

We are posting some of the thousands submissions sent from landlords across Ontario. Make your voice heard.

I know a lot of landlords really frustrated now and I am too. So we asked if our my submission could be published for people to read.

Hopefully others will see they aren’t alone in dealing with these challenges and those with power can see what is really happening.

Our Story – We Did Every Thing Right, The System Is Wrong

Like many others reading here we are not a rich. We are originally immigrants who saw Canada as a peaceful land which followed the rule of law instead of the law of personality and corruption.

We arrived and are both working class people who only bought our own home later in life. We rented for years and  made sure rent was a priority to pay.

We are still coupon cutters and saved every cent we could. Yes, I’m that person you see lined up at the grocery store the morning of a sale.

We have an old tv and almost never take any vacations  and we are fine with that because we want to plan for our future.

We have never bought a new car, always used. We didn’t even want to buy a car but found public transportation lacking and not convenient, especially in the cold winters.

Finally Built a Small Nest Egg

When we finally had some savings a few years ago we were looking to invest somehow. Our money was just sitting in the bank and we spoke with our bank representative about options.

She told us we could go into GICs, but they paid very little interest. And the stock market was something we were not comfortable with because it looks to us like a casino where only the insider players make money.

We were still looking for options.

Buying A Property To Rent

After long talks with each other, we came across the idea of buying a rental property.

We rented for years and remembered how tough it was to find a really nice place. We always worried about the landlord/property management because many of the rental buildings were not well maintained in our city. When we needed to move and find a new place due to work reasons it felt like Russian roulette.

So we decided we can try to buy a well located property and make it the nicest one around.

And we would be the best landlords around.

We wanted the property and how it was run to be exactly what we always looked for but never found. We planned to personally take care of the property, fix things quickly and with high quality materials, and charge an affordable price.

Our goal was people would see our place compared to others and get to know us for a mutually respectful business relationship.

Great Duplex, Great Rental, Great Location

We spoke with our bank and learned what we needed to qualify for the mortgage. I know tenants are talking a lot about mortgage fraud by small landlords and it does exist, especially for people with multiple rentals. This is wrong and makes us all look bad.

Fortunately for us we had high credit from always paying our bills and could qualify to buy a property in a certain price range.

We spent months looking and looking and the more places we saw the more we were confident we could be the best landlords around. So many of places for sale were run down, damages, smelled horrible, and not something we would have wanted to rent.

Our real estate agent finally showed us a property in a good area close to public transportation, shopping, and schools. It was vacant and we were told by our real estate agent the current owner was a foreign investor who wanted to sell.

We made our offer and after some wiggling it was accepted! We finally had our investment property, in a nice area and now it was our time to have the perfect rental property with (we hoped to be) amazing, caring landlords.

Fixing The Property

In our area it’s hard to find a really nice rental in a great area. Now we at least had the great area. Now it was time to fix it.

We did everything ourselves except the new shingles and the electrical and plumbing. We spent weeks scrubbing, painting, putting in new flooring and landscaping.

We spent more on our rental than in our own home for things like blinds, curtains, new counter tops, new appliances, and new clean light switches.

Both the upper and lower units looked like brand new houses.

We made them into places we always hoped to find but always ended up disappointed.

Great Property On The Market At An Affordable Price

We felt great even after coming home at midnight after doing sanding, painting and other fixing issues in the new property.

We had one of the best properties on the market, we wanted to be the best most friendly landlords ever, and were optimistic and excited.

We are both working class people wanting to help working class people like us!

Things Started Off Well

We found good tenants for both units in the upper and lower apartments. We made sure to use the right legal materials and rent credit checks with Rent Check.

It was a good first year. Unfortunately, the lower unit moved out after a year and the couple of teachers moved out after two years because they bought their own townhouse.

Our next tenants moved in and things were also good for a long while.

No Evictions, No Landlord And Tenant Board, No Law

They are legally “playing the system”

Things have changed in 2020. We had our first problems with the downstairs tenant who didn’t pay rent in February. He hasn’t paid since.

Then after Premier Ford say tenants didn’t have to pay rent in March our upstairs tenants have refused to pay. They told me it’s “their right.” They didn’t want to negotiate, didn’t want to work things out.

Our Tenants Are Now Not Paying Rent And We Can’t Evict Them And We are Owed Thousands of Dollars in Rent With No End In Sight!

This is all because the government is not allowing the legal system to operate… and we suspect our tenants are abusing the system because they know they can’t be evicted! Isn’t Canada supposed to be a nation of laws and not one of lawlessness?

Things were about to become worse. Doug Ford where are you to help me and my family not go bankrupt!

To Be Continued…

Small Landlords Need To Get Rent And Be Able To Evict Non-Paying Tenants

Wednesday, April 1st, 2020

Ontario Landlords Require A Functioning System Where Rent Is Paid On Time & Non-Paying Tenants Are Evicted. Or Many Of Us Will Go Bankrupt & Have No Choice But To Sell Our Rentals

The entire world is worried about the pandemic known as Covid-19.  Countries such as Italy have even ordered a nation-wide quarantine that will keep citizens stuck in their home and unable to use public spaces.

The province of Ontario also has a growing number of cases and Premier Ford has declared a state of emergency. This had led to restaurants being closed, schools closed, and other actions.

Ontario Tenants Face Challenges

Many tenants are dealing with reduced hours at work or even job losses. On top of this tenants are using saved up money to stock up on essentials in case they have to self-isolate.

Small Landlords Often Rented Before We Became Housing Providers

Unlike the large corporate landlords, small landlords are regular people who also face serious challenges. As many of us rented at some point in our lives, we understand and sympathize with what tenants are dealing with. However, we ask everyone to understand our situation as well.

Rent Freezes, Evictions Bans, And A Closed Down Landlord And Tenant Board

Many of our members are very concerned about some of the ‘solutions‘ that are being brought forth by some tenant groups, some people in the provincial government, and some people in the media.

These so-called solutions include a freeze on rents, don’t pay rent, don’t allow any legal evictions, don’t enforce evictions and more.

While these sound dramatic and helpful they will only harm the entire rental industry and tenants themselves

Small Landlords Are Not Faceless Corporate Giants

We’ve worked hard over the past decade to show that small landlords need to be put in different category compared to the corporate landlords.

We’re not rich. We hold jobs and many of our members are teachers, fire-fighters, secretaries, mechanics, doctors, painters, plumbers, electricians, Realtors, small business owners and even helicopter pilots and retired athletes.

We rely on rent to keep our businesses going.  When a tenant pays rent to us, we are paying property taxes, insurance, mortgages and for maintenance (which is not nearly as inexpensive as tenants think it is). If we don’t receive rent, we still need to pay all these costs.

And many small landlords require rent each month just to cover all these costs!

We Need To Find Real Win-Win Solutions

Small landlords are aware of the serious challenges tenants face. Some of our OLA members are already providing their tenants with extra heaters, blankets and…toilet paper. We’re trying to help!

One our OLA members is even going to Walmart, Metro and Shoppers Drug Mart to buy diapers and milk and groceries and medicine for a single mom tenant who is afraid to take her baby out shopping with her.

This is what good small landlords do for our tenants. We don’t want conflict with tenants, we want win-win situations.

Rent Freezes, No Evictions, Closing Down The LTB, No Sheriff Enforcement Are Not Solutions

All these so-called ‘solutions’ are simply demonizing the landlord and placing the entire financial burden tenants face on to the small landlord.

This won’t work.

Small landlords need a functioning system where we get paid rent and can evict non-paying tenants in a fair and efficient legal venue.

If these so-called ‘solutions’ become part of the system it will lead to many bankrupt small landlords and many will sell their rentals (often to a person who wants it for their own use).  This will inevitably lead to an even lower vacancy rate.

Let’s Create A Tenant-Landlord Alliance For A Win-Win Solution

So landlords are aware of the challenges tenants face. Hopefully, after reading this, tenants will be aware of what small landlords face.

So what are some win-win solutions?

Province Provides Grants of Interest Free Loans For Tenants

We already see how the excellent Toronto Rent Bank helps tenants. They are hard working people running it who truly care.

So why not create a new large province-wide Ontario Rent Bank? The government can put in financial resources to create a large province-wide Rent Back.

This would be a place for tenants who are in need to get help to pay their landlord.  Either a grant (for 1 -3 months of rent) or an interest free loan.

Every Evicted Tenant Can Get Places Into Government Social Housing

How much money is spent on social housing? It’s huge. So why isn’t it more effective and better managed?

How about the Landlord and Tenant Board works with government social housing providers across Ontario?

And if someone is officially evicted these government social housing groups reach out to the evicted tenant to help them find a place to stay (thus eliminating homelessness) if they want it (many tenants will just find a new place).

Let’s Fix This And With Smart Long Term Logical Ideas

There are tenant groups out there screaming “stick it to the landlord”.  There are also some minor hick landlord social media outlets filled with uneducated people and owners looking to make a buck saying “tenants just pay or else and also no tax dollars fer them!”

Both extremes should be ignored.  Small landlords need to be protected and the best way to help tenants is to protect good small landlords!

The reality is it’s time for the province of Ontario to pick up it’s game and take some responsibility!

Instead of a deluge of selfies the corporate landlords are making (who pay a fortune for lobbyists and have their staff follow a minister around carrying his umbrella in the rain, opening doors for him and giving him a hug and bringing in lunch when needed) we need real effective change to help both tenants and landlords.

OLA members are shocked that the solution to help tenants is to say “don’t pay rent…because you can’t be evicted”.  Many of us will remember this well in the next election.

OLA MEMBERS SPEAK OUT

-We need to quickly work for win-win solutions to help both good tenants and good landlords.

-We need to get the Landlord and Tenant Board Working (and working fast) and Tenants also to be protected by new government programs such as loans and grants to pay their legal rent.

-The current plan of “no evictions” is beyond foolish and will dramatically harm the Ontario rental industry and lead to anarchy and chaos. 

We need real leadership, not pandering to the worst instincts of tenant voters. 

LTB Is Closed! = TENANTS DO NOT HAVE TO PAY RENT

Sunday, March 15th, 2020

The Only Way Landlords Can Evict You Is With An Order From the Landlord and Tenant Board (LTB). Now The LTB Is Closed So Landlords are 100% Powerless! You Don’t Need To Pay Rent!

The Wuhan Virus started by some strange reason.

Some people say it started by some Chinese people eating live bats for dinner along with other live animals and creating a contamination that spread.  Others say it is a bio-weapon started by Trump and the United States government to create trouble for China and all non-white people in the world.

However it started, it is real and causing a global pandemic and people are dying.

And Tenants are vulnerable and need to do what it takes for us to survive!

Halt Of Evictions

This has led for some to call for a halt  of evictions.

For example, the amazing Kristin Wong-Tam is saying the government should give all tenants an ‘eviction break’ because we are can’t work and can’t make money to pay the greedy landlords their pound of our flesh.

Housing is a human right and all people should get free housing, so in these dangerous times landlords should eat the costs (and just dig into their deep pockets) and be unable to collect rent or evict tenants all over Ontario. Evictions need to be stopped!

The Problem With Government “Solutions”

We love amazing leaders such as Wong-Tam but often their hands are tied.

The biggest problem is any government solutions are very slow to make an impact while Tenants need fast action and fast solutions!

Also as we can with some other tenant groups that get gov’t funding, they are understandably afraid to tell the real raw truth.

Why? Because they risk losing funding with such a fascist, pro-landlord government like we are stuck with until we kick them out in two years.

Real Life Tenant Survival Strategies

Because of how fast as easy this virus spreads, the pro-landlord anti-tenant Ford PC government has shut down all the social tribunals in the province. This includes the LTB.

The Landlord And Tenant Board (LTB) is Closed

The only way an Ontario landlord can legally evict you is with an order from the Landlord and Tenant Board (LTB)….But the LTB IS CLOSED!

Apply with us to kick out your vulnerable tenant so you can raise rents. We are on landlords side.

But now……….

 

Landlords Looking To Evict Will Find They Can’t Do It!

Usually landlords just get their high paid, expensive legal representatives to file the paperwork.

Then the high paid reps take it to the LTB and use the landlord-friendly system to kick tenants out (along with mocking them and humiliating them for being just ‘renters’ while they are ‘lords’.)

Landlords Are Stuck! Their Cries For Help Go Unheard!

There is nothing they can do! They are stuck…they are trapped! They have no mechanism to evict Tenants!

And this is a good thing.

This means that smart tenants will now stop paying rent and use that money to buy food and medicine to protect ourselves and our families!

Already landlords are using their huge reserves of our rent money to buy all the toilet paper and other key products to make sure they live…while leaving Tenants to die!

Tenants Cannot Be Evicted As the LTB Is Closed

Only idiots will pay rent on April 1st or May 1st.  Use this money to protect yourself.

Ignore any landlord paperwork sent to you (N4, N5, etc.) as it’s a BLUFF and MEANINGLESS!

Landlords must file with the LTB…which now doesn’t exist and won’t for at least two months and maybe many many more.

Protect You And Your Family By Not Paying Rent

Tenants are the must vulnerable people. We must do whatever it takes to SURVIVE.

You do not need to rent for at least 2 months…spend that money on buying food, toilet paper, water, etc.

This Could Go On for 6 Months Or Even A Year

Keep informed because now you do NOT HAVE TO PAY RENT.

Protect you and your family and make sure you survive!

This blog was promised to us to be ‘our blog’ with no censorship.  So come back and read here regularly!